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77 Underwriting Jobs

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Customer Service Senior Analyst
Accenture

7.0 - 12.0 years

Bengaluru

Work from Office

Skill required: Retirement Solutions - Data Entry Services Designation: Customer Service Senior Analyst Qualifications: Any Graduation Years of Experience: 5 to 8 years What would you do? Group Doc Issuance:Draft, finalize, and issue Summary Plan Descriptions (SPDs) and Adoption Agreements for new and existing DB/DC plans, including custom SPD wording approved by the Underwriting Committee. Manage document lifecycle by importing applications, contracts, and SPDs into the relevant system, ensuring compliance with Document Issuance Procedure and digital delivery protocols via vendors. Prepare and issue Group Annuity Contracts, Certificates, performing quality control reviews and coordinating w...

Posted 13 hours ago

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Delivery Operations Team Lead
Accenture

10.0 - 15.0 years

Bengaluru

Work from Office

Skill required: Retirement Solutions - Data Entry Services Designation: Delivery Operations Team Lead Qualifications: Any Graduation Years of Experience: 7 to 11 years What would you do? Lead end-to-end operational processes for retirement plan services, ensuring accuracy, timeliness, and compliance. Manage NIGO (Not In Good Order) processing and ensure timely resolution of data discrepancies. Supervise QDRO (Qualified Domestic Relations Order) processing in alignment with ERISA and IRS guidelines. Drive Compliance Testing (ADP/ACP, Top Heavy, 410(b), 401(a)(4)) and ensure regulatory adherence. Collaborate with Client Services to deliver exceptional onboarding, issue resolution, and ongoing ...

Posted 13 hours ago

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Customer Service Associate
Accenture

2.0 - 7.0 years

Bengaluru

Work from Office

Skill required: Retirement Solutions - Data Entry Services Designation: Customer Service Associate Qualifications: Any Graduation Years of Experience: 1 to 3 years What would you do? Doc Services/Group Pension and Underwriting:Prepare and issue Group Annuity Contracts, Certificates, Riders, and Summary Plan Descriptions (SPDs), ensuring compliance with pension and state regulations through coordination with Legal, Compliance, and Actuarial teams. Support onboarding and maintenance of NAV Trusteed and Group Annuity plans by managing document workflows, adoption agreement reviews, and system updates in collaboration with Employer Records and Document Issuance teams. Assist Underwriting and Doc...

Posted 13 hours ago

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Customer Service Analyst
Accenture

3.0 - 8.0 years

Bengaluru

Work from Office

Skill required: Retirement Solutions - Data Entry Services Designation: Customer Service Analyst Qualifications: Any Graduation Years of Experience: 3 to 5 years What would you do? Prepare and distribute Group Life conversion option letters via the Participants database and other relevant systems, supporting timely and accurate client communications. Doc Services/Group Pension and Underwriting:Prepare and issue Group Annuity Contracts, Certificates, Riders, and Summary Plan Descriptions (SPDs), ensuring compliance with pension and state regulations through coordination with Legal, Compliance, and Actuarial teams. Support onboarding and maintenance of NAV Trusteed and Group Annuity plans by m...

Posted 13 hours ago

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Manager - Retail Credit - Credit - Housing - EM - Kolkata EM Bypass - JM
TATA Capital

0 years

Calcutta

On-site

10795 · To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculat...

Posted 16 hours ago

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Specialist
MetLife

3.0 - 4.0 years

Jaipur

On-site

Country India Working Schedule Full-Time Work Arrangement Hybrid Relocation Assistance Available No Posted Date 10-Feb-2026 Job ID 15305 Description and Requirements Basic Function The primary function of the Nurse Reviewer is to evaluate Statement of Health applications for Life coverages for Group customer. Also determine the need for additional medical information and decision making regarding the insurability of an applicant based on MetLife’s Medical Underwriting Guidelines. Provide guidance to SOH Reviewer 1 & 2 on need basis. The key deliverables of the role will include but will not be restricted to the details below: Review customer Statement of Health form and make decisions regard...

Posted 16 hours ago

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Senior Analyst / Lead Analyst - Loan Review/Credit Risk Assessment
confidential

4.0 - 8.0 years

Chennai, All india

On-site

You will be responsible for conducting independent, high-quality, comprehensive reviews of borrowers across a diverse range of commercial loan portfolios. This will involve assessing the adequacy of credit quality, loan documentation, credit administration, collateral valuations, risk rating accuracy, and compliance with established policies. Your role will also include analyzing and interpreting borrower-specific information, conducting an independent assessment of repayment capacity, covenant adherence, legal documentation, and industry risk. Additionally, you will interpret and apply regulatory feedback and requirements, bank policies, and credit standards, evaluating the adherence of rev...

Posted 1 day ago

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Group Manager Operations
WNS Holdings

8.0 - 13.0 years

Gurugram

Work from Office

Role & responsibilities The Mortgage underwriting associate evaluate and determine the eligibility of loan applications of residential mortgage (1-4 family) loans. Mortgage underwriting associate role includes but not limited to analyzing and verifying loan applications, review of all 4 Cs, evaluating risks, and making loan eligibility decisions. The incumbent ensures the accurate, efficient, and timely flow of information/documentation for offering quality and efficient services. • Knowledge of mortgage underwriting and Agency automated underwriting systems Demonstrate a full understanding of agency guidelines as well as posted Lender internal guidelines Review all mortgage applications and...

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Advisory Services Consultant - PowerBI, Data Modeling + SQL
Optum

7.0 years

4 - 6 Lacs

Noida

On-site

Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together. This position will design, develop, implement, test, deploy, monitor, and maintain the delivery of high-performance...

Posted 2 days ago

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Credit Manager-Mortgage Rural
IDFC FIRST Bank

2.0 years

Fatehpur, Rajasthan, India

On-site

Job Requirements Job Description Job Title – Credit Manager - Mortgage Rural Business Unit - Retail Banking Function - Credit - Mortgage Job Purpose The role bearer's responsibilities entail managing the entire credit application process, right from login to disbursement for Mortgage products. The role bearer is involved in managing the quality of the portfolio. The role bearer will be in direct contact with the consumers in order to establish their creditworthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributi...

Posted 2 days ago

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Senior Wealth Manager
Aditya Birla Capital

0.0 - 4.0 years

Ahmedabad

On-site

Direct Marketing Senior Wealth Manager Location: 170, Ahmedabad Job Description Roles & Responsibilities: Identify & conduct daily sales calls for financial planning sessions with clients Acquire customers and generate the targeted amount of premium Deliver Complete Product Information to Customers Monitor & fulfill prospect and customer leads provided by the company for new business or cross sell opportunity Cross sell and upsell products to existing customers & build portfolios Manage the relationship with customers to ensure persistency & renewals Ensure adherence to all sales systems, operational, underwriting, compliance guidelines & ensure accurate data capture Ensure the delivery of a...

Posted 3 days ago

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Deputy Manager - Operations and Service
Bajaj Finserv

4.0 - 6.0 years

Nashik, Maharashtra, India

On-site

Location Name: Nashik Job Purpose “This position is open with Bajaj Finance ltd.” Duties And Responsibilities '- In-depth understanding of the financial products and credit policies for Secured and Unsecured business lines Would be responsible for managing credit verification vendors and ensuring TAT as well as Quality standards defined by BFL is adhered too. Responsible for end to end disbursement and payment process for Secured and Unsecured business. Drive adherence to various process and policies defined by central teams at location level. Responsible for managing OTC and PDD process at Combo locations (Secured/ Unsecured) and ensure NIL process gaps. Ensure teams are well updated with l...

Posted 5 days ago

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Process Associate, Underwriting Support
Genpact

0 years

2 - 4 Lacs

Noida

On-site

Ready to shape the future of work? At Genpact, we don’t just adapt to change—we drive it. AI and digital innovation are redefining industries, and we’re leading the charge. Genpact’s AI Gigafactory, our industry-first accelerator, is an example of how we’re scaling advanced technology solutions to help global enterprises work smarter, grow faster, and transform at scale. From large-scale models to agentic AI, our breakthrough solutions tackle companies’ most complex challenges. If you thrive in a fast-moving, tech-driven environment, love solving real-world problems, and want to be part of a team that’s shaping the future, this is your moment. Genpact (NYSE: G) is an advanced technology serv...

Posted 5 days ago

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Analyst /Senior Analyst - GCM Banking - Global Capital Markets
Morgan Stanley

3.0 years

Mumbai, Maharashtra, India

On-site

Company Profile Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, investment management and wealth management services. The Firm's employees serve clients worldwide including corporations, governments and individuals from more than 1,200 offices in 43 countries. As a market leader, the talent and passion of our people is critical to our success. Together, we share a common set of values rooted in integrity, excellence and strong team ethic. Morgan Stanley can provide a superior foundation for building a professional career - a place for people to learn, to achieve and grow. A philosophy that balances personal lifestyles, pers...

Posted 6 days ago

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Industry Consultant-insurance
IBM

0.0 years

Bengaluru, Karnataka, India

On-site

Introduction In this role, you'll work in one of our IBM Consulting Client Innovation Centers (Delivery Centers), where we deliver deep technical and industry expertise to a wide range of public and private sector clients around the world. Our delivery centers offer our clients locally based skills and technical expertise to drive innovation and adoption of new technology. Your Role And Responsibilities The ability to be a team player The ability and skill to train other people in procedural and technical topics Strong communication and collaboration skills Required Technical And Professional Expertise Guide insurance organizations through modernization journeys by aligning business strategy...

Posted 6 days ago

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Branch Manager - Erode
Aditya Birla Group

0.0 - 8.0 years

Tamil nadu

On-site

Aditya Birla Health Insurance Branch Manager - Erode Location: ABHI - Erode, Tamil Nadu Job Description Job Purpose The purpose of this job is ensure achievement of business targets and enhancement of profitability of the assigned branch by providing effective leadership, planning resources, monitoring people performance & market changes & ensuring timely operations support to ensure smooth functioning. It also includes distribution building, retail development and recruitment of FLS and Advisors Job Context & Major Challenges Job Context/ Job Challenges: About the Health Insurance Industry – While the current market sees more than 15 non-life players in the private space and 5 exclusive pri...

Posted 6 days ago

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Senior Manager, Feasibility
Marriott International

5.0 years

Gurugram, haryana

Remote

Additional Information Job Number 26014268 Job Category Development & Feasibility Location Gurgaon Area Office, Vatika Towers 5/F Block B, Gurugram, Haryana, India, 122003 Schedule Full Time Located Remotely? N Position Type Management MARRIOTT INTERNATIONAL Corporate Tech Expert Job Description Position Title: Manager/Senior Manager, Development Planning and Feasibility Date Created: February 5, 2026 Functional Job Family: Primary Job Family: Career Band: Reports to: Director, Development Planning and Feasibility Department: Development Planning and Feasibility JOB SUMMARY The Marriott Development Planning and Feasibility function in Asia Pacific Excluding China (“ APEC ”) is responsible fo...

Posted 6 days ago

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Financial Officer in Ananthapuram, Bhubaneswar, Manikonda, Nagpur, Nashik, Ameerpet, Hubballi, Kasaragod, Hyderabad, Vellore, Bellary, Guntur, Kurnool, Visakhapatnam, Secunderabad
WeMakeScholars

0 years

Nashik, Maharashtra, India

On-site

Key Responsibilities Work on being familiar with the underwriting criteria of our partner banks, which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. Screen the education loan applications, advise students on the documentation, and coordinate with bank staff for the smooth processing of the education loan Work on solving students' queries Manage the process, starting from eligibility to the sanctioning of the loan About Company: WeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan app...

Posted 1 week ago

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P&C Insurance Business Analyst
NTT DATA North America

10.0 years

Uttar pradesh, India

Remote

Req ID: 352064 NTT DATA strives to hire exceptional, innovative and passionate individuals who want to grow with us. If you want to be part of an inclusive, adaptable, and forward-thinking organization, apply now. We are currently seeking a P&C Insurance Business Analyst to join our team in Anywhere, Uttar Pradesh (IN-UP), India (IN). Role Overview We are seeking experienced Senior Consultants with strong Property & Casualty (P&C) Insurance knowledge and advanced Business Analysis skills . The role will support transformation programs, product launches, process optimization, and technology initiatives across underwriting, policy, billing, and claims domains. The ideal candidate combines deep...

Posted 1 week ago

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Business Development Associate in Bangalore, Alwal, Vijayawada, Nagpur, Nashik, Visakhapatnam, Secunderabad, Hyderabad, Mangalore, Khammam, Madurai, Chennai, Coimbatore, Anantapur, Guntur
WeMakeScholars

0 years

Nashik, Maharashtra, India

On-site

Key Responsibilities Work on being familiar with the underwriting criteria of our partner banks, which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. Screen the education loan applications, advise students on the documentation, and coordinate with bank staff for the smooth processing of the education loan Work on solving students' queries Manage the process, starting from eligibility to the sanctioning of the loan About Company: WeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan app...

Posted 1 week ago

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Credit Risk Analyst - Investment Banking
confidential

2.0 - 6.0 years

Bangalore, All india

On-site

As an analyst in the Securities Based Lending Team at JP Morgan's Asset and Wealth Management Credit Middle Office, your role involves supporting client credit needs by evaluating asset portfolios for lines of credit. This includes focusing on creditworthiness and collateral analysis. Your key responsibilities will include: - Conducting annual credit line reviews for clients. - Analyzing client data and generating collateral analysis prior to underwriting. - Reviewing lines of credit annually and making recommendations for renewal or modification. - Analyzing client data across multiple systems and conducting preliminary reviews for credit criteria. - Ensuring documentation consistency with ...

Posted 1 week ago

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Process Associate- Record To Report
Genpact

0.0 - 2.0 years

Noida

Work from Office

Ready to shape the future of work? At Genpact, we don’t just adapt to change—we drive it. AI and digitalinnovation are redefining industries, and we’re leading the charge. Genpact’sAI Gigafactory, our industry-first accelerator, is an example of how we’rescaling advanced technology solutions to help global enterprises work smarter,grow faster, and transform at scale. From large-scale models to agentic AI, ourbreakthrough solutions tackle companies’ most complex challenges. If you thrive in a fast-moving, tech-driven environment, love solvingreal-world problems, and want to be part of a team that’s shaping the future,this is your moment. Genpact (NYSE: G) is anadvanced technology services and...

Posted 1 week ago

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Hiring For US Live Underwriter (4Cs) || Mortgage || Sutherland || WFH
Sutherland

2.0 - 5.0 years

3 - 6 Lacs

Navi mumbai

Remote

About the Role: We are hiring skilled and detail-oriented Live Underwriters to join our lending team. This role is critical in evaluating loan applications, assessing borrower creditworthiness, and ensuring compliance with lending regulations. Key Responsibilities Review loan applications and supporting documents (income, credit, property valuations) Analyze financial statements, tax returns, employment history, and debt-to-income ratios Prepare underwriting summaries and recommend loan structures Communicate lending decisions clearly to stakeholders Reconcile complex accounts and prepare daily aging reports. Required Qualifications Bachelors degree (mandatory) 13 years of experience in loan...

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Credit Manager-Mortgage Rural
IDFC FIRST Bank

2.0 years

Ajmer, Rajasthan, India

On-site

Job Requirements Job Description Job Title – Credit Manager - Mortgage Rural Business Unit - Retail Banking Function - Credit - Mortgage Job Purpose The role bearer's responsibilities entail managing the entire credit application process, right from login to disbursement for Mortgage products. The role bearer is involved in managing the quality of the portfolio. The role bearer will be in direct contact with the consumers in order to establish their creditworthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributi...

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Product Manager – Life Insurance & Annuity (Jaipur / Noida / Bangalore / Pune))
Happiest Minds Technologies

10.0 years

Jaipur, Rajasthan, India

On-site

Product Manager – Life Insurance & Annuity Location : Jaipur / Noida / Bangalore / Pune / Noida Experience: 10+ years in Product Management, with at least 3+ years specializing in Life Insurance and/or Annuity products. Strong understanding of the Life and Annuity product lifecycle , regulatory environment, and core insurance processes (e.g., new business application, policy administration, actuarial modeling). Key Responsibilities Requirements Definition: Translate complex Life and Annuity business requirements—including policy mechanics, compliance, underwriting rules, and commission structures—into clear, detailed Product Requirement Documents (PRDs) , epics, user stories, and acceptance ...

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Exploring Underwriting Jobs in India

The underwriting job market in India is thriving, with a growing demand for skilled professionals in this field. Underwriting involves assessing and managing risk for insurance companies, financial institutions, and other organizations. If you are considering a career in underwriting, there are several opportunities available across various industries in India.

Top Hiring Locations in India

  1. Mumbai
  2. Delhi
  3. Bangalore
  4. Chennai
  5. Pune

Average Salary Range

The average salary range for underwriting professionals in India varies based on experience and expertise. Entry-level underwriters can expect to earn between INR 3-5 lakhs per annum, while experienced professionals with advanced certifications and skills can earn upwards of INR 10 lakhs per annum.

Career Path

In the underwriting field, career progression typically involves starting as an Underwriting Assistant or Analyst, then moving on to roles such as Underwriter, Senior Underwriter, and Chief Underwriting Officer. With experience and additional certifications, professionals can advance to roles such as Underwriting Manager or Director.

Related Skills

In addition to strong analytical and risk assessment skills, underwriters are expected to have knowledge of finance, insurance principles, and regulatory compliance. Proficiency in data analysis, decision-making, and communication skills are also essential for success in this field.

Interview Questions

  • What is underwriting, and why is it important for insurance companies? (basic)
  • How do you assess risk in underwriting? (medium)
  • Can you explain the difference between underwriting and claims? (medium)
  • How do you stay updated on industry trends and regulations related to underwriting? (medium)
  • Can you walk us through a recent underwriting project you worked on and the outcome? (medium)
  • How do you handle conflicting priorities in underwriting decisions? (medium)
  • What risk assessment tools or software are you familiar with? (medium)
  • How do you ensure compliance with underwriting guidelines and policies? (medium)
  • What steps do you take to verify information provided by applicants during the underwriting process? (medium)
  • How do you communicate underwriting decisions to stakeholders? (medium)
  • Can you provide an example of a challenging underwriting scenario you faced and how you resolved it? (medium)
  • How do you handle underwriting for complex or high-value insurance policies? (advanced)
  • What strategies do you use to mitigate risks in underwriting large portfolios? (advanced)
  • How do you incorporate data analytics and technology in underwriting processes? (advanced)
  • Can you explain the impact of macroeconomic factors on underwriting decisions? (advanced)
  • How do you assess the financial stability of an applicant in underwriting? (advanced)
  • What are some key metrics you use to evaluate the effectiveness of underwriting strategies? (advanced)
  • How do you handle underwriting for specialized insurance products or industries? (advanced)
  • Can you provide an example of a time when you had to make a difficult underwriting decision and how you justified it? (advanced)
  • How do you collaborate with other departments, such as sales or claims, to ensure successful underwriting outcomes? (advanced)
  • How do you handle underwriting for international clients or policies? (advanced)
  • What are some emerging trends in underwriting that you are keeping an eye on? (advanced)

Closing Remark

As you explore underwriting jobs in India, remember to showcase your expertise, skills, and experience during the job search and interview process. By preparing thoroughly and demonstrating your knowledge and capabilities, you can confidently pursue exciting opportunities in the underwriting field. Good luck!

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