State Credit Manager – Construction Equipment | NBFC | Jaipur | 6+ Years Experience | CTC - 12 LPA | Experience in credit underwriting of Construction Equipment Loan

Job description

Plan Credit Underwriting vision & outlook.

Analyzing financial statements, assessing business viability, and identifying risks related to loan applications.

Implementing credit policies and procedures at the state level and ensuring compliance.

Monitoring portfolio performance, identifying early warning signs, and taking corrective actions.

Conduct portfolio study of the outstanding advances portfolio, Lead credit tightening initiatives to keep delinquencies

under control while maintaining a balanced view of business profitability across various products and geographies.

Prepare Risk & Credit Decks on monthly basis.Responsible for ensuring sound understanding of credit policy across all relevant levels.Product management: managing the product function, product design, portfolios & performance at State level.Product knowledge at market level & market segmentation, is necessary.Proven experience in credit underwriting of Construction Equipment Loan Skil

l Set (Must) ∙

Excellent Communication Skills : Strong communication and negotiation skills to work effectively with

various stakeholders ∙Strong financial analytical skills and the ability to assess creditworthiness ∙Leadership Skills : Ability to build, coach, and mentor high-performance teams