Senior Manager, Business Finance - Lending

7 - 12 years

14 - 19 Lacs

Posted:3 weeks ago| Platform: Naukri logo

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Job Type

Full Time

Job Description


 Minimum Qualifications 
  • Chartered Accountant/ MBA with 7+ years of work experience
  • Strong Proficiency in MS Excel and presentations
  • Strong analytical and problem-solving skills
  • Proactive, takes initiative, self-motivated, team player
  • Strong stakeholder management and interpersonal skills

  •  Preferred Qualifications 
  • Prior experience within the Consumer Tech, NBFC, Banking, or Fintech sectors is highly preferred.
  • Extensive understanding of financial trends within the company and general market patterns, particularly in the credit space.
  • Strong business acumen with an analytical approach and a deep understanding of general business development and operations in a tech-driven environment.
  • Proven experience in commercial negotiations and partnerships.

  •  Responsibilities 
  •  Strategic Financial Planning & Analysis for Lending: 
  • Define the annual operating plan (AOP), outlook, and key metrics for the category.
  • Develop and refine financial models to evaluate new lending products, partnerships, and initiatives, facilitating data-driven decision-making.
  • Provide insightful financial reports and interpret financial information for the Lending leadership and other stakeholders, recommending further courses of action.
  • Develop trends, forecasts, and projections for the Lending business growth, revenue, and overall financial health.
  •  Business Partnership & Performance Management: 
  • Act as a key finance business partner to the Lending category heads, co-owning the P&L and ensuring the operating and financial health of the vertical.
  • Conduct regular reviews and evaluations of business performance, identifying growth opportunities, risks to the plan, cost optimization, and profitability enhancement within the category portfolio.
  • Collaborate closely with cross-functional teams (Business, Credit Risk, Product, Engineering, Marketing, Operations) to discuss, agree upon, and drive strategic projects for the Lending business.
  • Lead commercial negotiations and support partnership/alliance discussions relevant to the category.
  • Review and provide financial inputs for agreements and contracts.
  •  Process Excellence & Team Leadership: 
  • Drive process improvement initiatives within the Business Finance function to enhance efficiency and effectiveness for the vertical.
  • Ensure robust monthly planning, meticulous review processes, and timely closure of financial activities for the Lending business.
  • Manage and mentor a team of finance professionals.

  •  PhonePe Full Time Employee Benefits (Not applicable for Intern or Contract Roles) 
  •  Insurance Benefits -  Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life Insurance
  •  Wellness Program -  Employee Assistance Program, Onsite Medical Center, Emergency Support System
  •  Parental Support -  Maternity Benefit, Paternity Benefit Program, Adoption Assistance Program, Day-care Support Program
  •  Mobility Benefits -  Relocation benefits, Transfer Support Policy, Travel Policy
  •  Retirement Benefits -  Employee PF Contribution, Flexible PF Contribution, Gratuity, NPS, Leave Encashment
  •  Other Benefits -  Higher Education Assistance, Car Lease, Salary Advance Policy

  •  Working at PhonePe is a rewarding experience! Great people, a work environment that thrives on creativity, the opportunity to take on roles beyond a defined job description are just some of the reasons you should work with us. Read more about PhonePe on our blog. 
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    Phonepe

    Financial Technology

    Bangalore

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