Job
Description
Minimum Qualifications
Chartered Accountant/ MBA with 7+ years of work experienceStrong Proficiency in MS Excel and presentationsStrong analytical and problem-solving skillsProactive, takes initiative, self-motivated, team playerStrong stakeholder management and interpersonal skills
Preferred Qualifications
Prior experience within the Consumer Tech, NBFC, Banking, or Fintech sectors is highly preferred.Extensive understanding of financial trends within the company and general market patterns, particularly in the credit space.Strong business acumen with an analytical approach and a deep understanding of general business development and operations in a tech-driven environment.Proven experience in commercial negotiations and partnerships.
Responsibilities
Strategic Financial Planning & Analysis for Lending: Define the annual operating plan (AOP), outlook, and key metrics for the category.Develop and refine financial models to evaluate new lending products, partnerships, and initiatives, facilitating data-driven decision-making.Provide insightful financial reports and interpret financial information for the Lending leadership and other stakeholders, recommending further courses of action.Develop trends, forecasts, and projections for the Lending business growth, revenue, and overall financial health. Business Partnership & Performance Management: Act as a key finance business partner to the Lending category heads, co-owning the P&L and ensuring the operating and financial health of the vertical.Conduct regular reviews and evaluations of business performance, identifying growth opportunities, risks to the plan, cost optimization, and profitability enhancement within the category portfolio.Collaborate closely with cross-functional teams (Business, Credit Risk, Product, Engineering, Marketing, Operations) to discuss, agree upon, and drive strategic projects for the Lending business.Lead commercial negotiations and support partnership/alliance discussions relevant to the category.Review and provide financial inputs for agreements and contracts. Process Excellence & Team Leadership: Drive process improvement initiatives within the Business Finance function to enhance efficiency and effectiveness for the vertical.Ensure robust monthly planning, meticulous review processes, and timely closure of financial activities for the Lending business.Manage and mentor a team of finance professionals.
PhonePe Full Time Employee Benefits (Not applicable for Intern or Contract Roles)
Insurance Benefits - Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life Insurance Wellness Program - Employee Assistance Program, Onsite Medical Center, Emergency Support System Parental Support - Maternity Benefit, Paternity Benefit Program, Adoption Assistance Program, Day-care Support Program Mobility Benefits - Relocation benefits, Transfer Support Policy, Travel Policy Retirement Benefits - Employee PF Contribution, Flexible PF Contribution, Gratuity, NPS, Leave Encashment Other Benefits - Higher Education Assistance, Car Lease, Salary Advance Policy
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