Sector Lead

As a Credit Risk Analyst, your role involves working on credit risk assessment of corporate entities across various sectors and regions. Your key responsibilities include: - Conducting research and analysis on entities to assess their credit strengths and weaknesses, and evaluate their business and financial risk profiles. - Considering potential sovereign or parent support in credit assessments. - Creating detailed credit assessment reports discussing company profiles and credit risk considerations. - Developing and updating financial models with financial analysis, capital structure analysis, key credit quality determinants, and financial projections. - Compiling industry databases and reports. - Performing detailed peer analysis on operating and financial aspects. - Establishing and maintaining consistent standards and processes in credit analysis through collaboration with team members and clients. - Providing training and mentoring to colleagues on credit risk, sector specifics, and domain nuances. - Supporting Assistant Directors/Director on pilot assignments and collateral preparation. - Proactively engaging with client teams to enhance client engagement. - Handling ad-hoc research requests, including sector research. - Leading process initiatives and quality improvements within the team. - Reviewing content, mentoring new hires, and providing training within the team. Your functional and behavioral knowledge should include: - Strong grasp of finance and accounting concepts, especially in adjusting earnings, cash flow, and leverage metrics. - Ability to manage a team, provide coaching, handle queries, and offer analytical mentoring. - Flexibility to work across different sectors and regions. - Proficiency in report writing and communication. - Skill in identifying key sector characteristics and drivers. - Experience in credit assessment, financial analysis, business profiling, and portfolio monitoring. - Understanding of banking regulations, calculating key credit metrics, and capital ratios. - Basic knowledge of banks" internal systems. You will be expected to: - Resolve complex research issues and team problems. - Assist in solving intricate problems related to financial modeling. Your interactions should reflect: - Strong teamwork and team management skills. - Excellent client management abilities. Your role impacts the quality and effectiveness of your team. The minimum and preferred qualifications are: Education: - MBA, CA, or Masters degree preferred; CFA certification is a plus. Experience/Skills: - 6 to 10 years of work experience. - High attention to detail, accuracy, diligence, and hard work. - Ability to work under tight deadlines. - Prior experience in credit research, credit risk assessment, and report writing is essential. - Familiarity with GenAI, people, and content management is advantageous. - Proficiency in MS Office products.,