Sales Manager - Personal Loan

4 - 7 years

6 - 9 Lacs

Mumbai

Posted:2 weeks ago| Platform: Naukri logo

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Skills Required

Business administration Financial statements Client relationship management Networking NBFC financial products Anti money laundering Banking Market research Customer service

Work Mode

Work from Office

Job Type

Full Time

Job Description

Principle Accountabilities: 1.Client Relationship Management: Establish and maintain relationships with clients, understanding their financial requirements and providing tailored loan solutions. 2. Loan Assessment: Evaluate the creditworthiness of clients, reviewing financial statements, and credit reports to make lending decisions. 3. Loan Structuring: Structure loan deals that meet the specific needs of clients, ensuring they align with the NBFCs risk appetite and profitability goals. 4. Loan Portfolio Growth: Work on expanding the personal loan portfolio, acquiring new clients, and cross-selling other financial products and services. 5. Compliance: Ensure that all lending practices adhere to regulatory requirements and internal policies, including KYC (Know Your Customer) and AML (Anti-Money Laundering) procedures. 6. Market Research: Stay informed about market trends and competition to identify opportunities for personal loan growth. 7. Customer Service: Provide ongoing support and excellent customer service to business clients, addressing their inquiries and concerns. Desired Profile: 1. Educational Background: A bachelors degree in finance, Business Administration, Economics, or a related field. An MBA or professional certifications related. 2. Should understand financial statements, key financial numbers, KYC documents, bank statement, GST etc. 3. Understanding of local language in the city is a must. 4. Should have strong network of at least 15-20 active DSAs, CAs, Connectors in the city

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Poonawalla Fincorp
Poonawalla Fincorp

Financial Services

Mumbai

N/A Employees

8 Jobs

    Key People

  • Abhay Poonawalla

    Managing Director
  • Kapil Poonawalla

    Vice President

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