RSK - Credit Risk Professional

Job Description

Risk Infrastructure is responsible for the overall governance and support of the firm s Financial Risk platform. This includes activities like Input Data Management and Control, Exposure Metric Validation, Data Integrity & consistency, Capital Assurance, Risk Limit Management and Risk Reporting. In addition they assist Risk Managers (RM) in resolving data issues where necessary and take corrective actions. RI also drives data management strategy for Risk and helps develop data architectures that are flexible and scalable to meet new regulatory requirements. The CRI Team is part of the overarching Credit Risk Management. CRI has responsibility to monitor and report on counterparty exposures impacting Capital and Limits, settlement risk , governance around credit limit requests and specific pretrade requests; and risk reporting for various Senior Risk Management, KSMMs, Business and Regulatory reporting. Drives data management strategy for Risk and helps develop data architectures. Provide adhoc risk views and drill down analysis of less transparent risks and issues of importance to senior management. The candidate must have a strong background in visual data delivery; interactive design and SQL with a passion for re imagine/ design. In addition, the candidate will be responsible for planning, designing, coordinating and developing highly interactive dashboards, reports with builtin guided analytics for various lines of business Qualification B.Com / B.Sc. / B.TECH / MBA Technical Skills SQL, Python, Alteryx Role & Responsibilities: Data Analysis and Risk Management: Assist in monitoring on areas of risk such as settlement risk and credit risk metrics Support CRM in Managing limits and excesses for products, counterparties, and countries Support onboarding and offboarding of counterparties or risk management Process Improvement and Automation: Collaborate with IT and other functions to streamline and automate credit risk processes Develop new tools for internal credit risk requirements and regulatory compliance Control and Governance : Conduct regular checks , issue tracking and remediation monitoring in line with credit risk policies. Perform governance control on processes performed by credit risk analyst. Reporting and Presentation: Prepare and present senior management decks on credit risk metrics and adhoc analysis Create and deliver regulatory reports for JFSA, PRA, FINRA, and SEC Prepare and deliver reports for regulatory processes and mutidivisional forums Internal Audit and Reconciliation: Implement adjustments and adhere to defined governance standards Perform reconciliations and resolve audit findings Escalate discrepancies to senior management in a timely manner Technical Implementation Develop and optimize SQL queries for data extraction and analysis Build automated workflows using Alteryx for data processing Create Python scripts for complex data transformations and joins Implement ETL processes for credit risk data integration Design and maintain target operating models Domain Good understanding of Financial Products for E.g. Derivatives, SFT, etc Selfmotivated, logical thinking, good interpersonal skills and demonstrate ability to form successful working relationships Delivery focused with the ability to work we'll under pressure and meet deadlines under compressed timescale Understanding of credit risk principles Project management capabilities Understanding of Economic & Regulatory capital Organizational skills, multitasking and detail oriented Strong communication abilities to work with stakeholders Problemsolving and analytical thinking Technical Basic skills in Microsoft office kit PowerPoint and Excel together SQL: Complex queries, joins, and data manipulation Python: Data processing, pandas, numpy etc Alteryx: Workflow design and automation Basic Skills in with SQL, Alteryx and PowerBI ETL: Design and implementation Data Quality Tools: Profiling, monitoring, and reporting