RM Loan Against Property LAP

Company Description

Ratnaafin Capital is one of India’s fastest-growing Non-Banking Financial Companies (CRISIL A+ rated), backed by the reputable and diversified Ratnamani Sanghvi family group with interests across several industries, including engineering and finance. Ratnaafin provides fast, transparent, and customized financial solutions. Specializing in the MSME sector, the company helps unlock working capital and support business expansions, combining industry knowledge with quick execution. Ratnaafin is more than just a lender—it is a long-term partner committed to fostering growth and empowering businesses to scale confidently.

Role Description

This is a full-time, on-site role located in Surat for a Relationship Manager (Loan Against Property - LAP). Responsibilities include sourcing new clients through DSA network, assessing property and creditworthiness, preparing loan proposals, and ensuring seamless customer service throughout the loan lifecycle. The candidate will also be responsible for maintaining the profitability and quality of the loan portfolio, ensuring alignment with company policies.

Qualifications

• Prior experience in Loan Against Property or a similar domain specifically through DSA network is highly preferred.
• Proficiency in Communication and Customer Service to build lasting client relationships.
• Knowledge and experience in industrial, Commercial and Residential legal and technical aspects.
• Strong Sales skills with a proven ability to achieve revenue and sourcing targets.
• Self-motivation, ability to work under pressure, and meet strict deadlines.