RM-Commercial Banking (SME/Mid Corporates)--Bangalore, Chennai & Delhi

4 - 8 years

30 - 40 Lacs

Posted:-1 days ago| Platform: Naukri logo

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Job Type

Full Time

Job Description

Job Purpose:

Own end-to-end acquisition and relationship management of mid-corporate clients to deliver sustainable revenue and book growth across assets and liabilities, with a strong focus on new-to-bank (NTB) acquisition and activation for fund-based and non-fund-based products, while maintaining portfolio quality, ensuring compliance with risk policies, and orchestrating seamless service through cross-functional collaboration

Roles & Responsibilities:

• Acquire new mid-corporate clients and on board them successfully.

• Achieve targets for fund-based and non-fund-based products, such as working capital loans, term loans, and trade finance

• Cross-sell products like treasury services, CMS, forex services, salary accounts, etc.

• Meet income targets from interest and fee-based products for both assets and liabilities.

• Focus on increasing wallet share by offering customized solutions to clients.

• Build and maintain strong relationships with key decision-makers in client organizations.

• Ensure high client satisfaction scores through regular engagement and prompt issue resolution.

• Monitor the creditworthiness of clients and ensure compliance with the bank's risk policies.

• Minimize non-performing assets (NPAs) by maintaining a healthy portfolio.

• Ensure CAM preparation for NTB as well as for ETB renewals and covenant monitoring for existing contracts.

• Work closely with product teams to meet client needs.

• Coordinate with credit and operations teams for seamless service delivery.

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