RL - SBB:Secured Products Team

About Retail Lending

The Retail Lending department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the Rural lending business of the bank.About the RoleThe Product team manages the entire product line life cycle from strategic planning to tactical activities. They are responsible for conceptualizing and implementing the strategic plan to steer top line growth and bottom line delivery. The Product team is also responsible for Product Development, Portfolio Management and Analysis.Key ResponsibilitiesResponsible for designing and launching new products and streamlining existing processes to increase new customer acquisitionDesign and launch contests and schemes for employees and Channel PartnersDesign promotional campaigns and other tactical strategies to enhance top line in a short span of timeMonitor pricing, revenue generation, product management, new product development, portfolio performance including budgetary, expansion and long term business planningDesign and execute national level promotional campaigns and sales strategies to increase brand awarenessDrive cross-sell through sales team and manage relationship with partners for specific business requirementsMeasure channel wise employee wise target achievementsCalculate and process incentives for the teamQualificationsGraduation/ Post-Graduation from a recognized instituteRole ProficienciesKnowledge of industry, technology, marketing, and product trendsKnowledge of regulatory guidelines and normsGood communication (both verbal and written) skill in both English and the local languageAbility to handle pressure and meet deadlines#ComeAsYouAre "We are dil se open. Women, LGBTQIA+ and PwD candidates of all ages are encouraged to apply"