Risk Management Analyst / NBFC Lending_0 To 2 years

Job Details

Experience

Role:

/** Note : Only immediate to short joiners will be contacted for further interview process **/

About the Role

Risk Analyst

data-driven risk decisions and effective credit controls

Key Responsibilities

1 Credit Assessment & Underwriting Support

• Assist in preparation of

  credit notes and risk assessment memos

• Analyze

  borrower financial statements

  , cash flows, ratios, and peer benchmarks
• Identify early

  risk indicators and red flags

  during credit evaluation

2 Portfolio & Exposure Monitoring

• Track and analyze portfolio performance metrics:

• DPD, PAR, roll rates, write-offs, cure rates

• Collection efficiency and delinquency trends

• Highlight emerging risks across

  products, geographies, and customer segments

• Support proactive risk mitigation initiatives
  

3 Data Analysis & Reporting (Advanced Excel)

• Build and maintain

  Excel-based models, scorecards, and MIS dashboards

• Work extensively on:
• Pivot Tables
• XLOOKUP / VLOOKUP
• INDEX-MATCH
• SUMIFS, IF, nested formulas
• Ensure

  accuracy, consistency, and timeliness

  of risk reports

4 Stakeholder Communication & Documentation

• Present analytical findings as

  clear insights and actionable recommendations

• Support senior management with

  risk summaries and dashboards

• Maintain structured

  documentation, meeting minutes, and decision logs

• Demonstrate strong

  listening skills

  to understand business context and risk concerns

Required Skills & Competencies

• Advanced proficiency in

  Microsoft Excel

• Strong understanding of

  credit risk concepts

• Working knowledge of

  financial statements & financial analysis

• Analytical mindset with attention to detail
• Good

  communication, documentation, and stakeholder management skills

Qualifications (Preferred)

• Bachelors degree in

  Finance, Accounting, Economics, Commerce, or Management

• Experience in

  NBFC / Banking / Lending / Credit Risk

  domain is an advantage

Why Join Us

• Work with a

  reputed NBFC

  and exposure to real-world credit risk decisions
• High learning opportunity in

  credit underwriting & portfolio analytics

• Collaborative risk and business environment
• Clear visibility with

  senior management

How to Apply

Interested candidates can apply directly here.