Risk Analyst

Job Description

EXPERIENCE: 3-5 years of experience across Banks / NBFCs / AIFs in handling Credit Underwriting of real estate sector. Understanding of Industry, financial & credit principles Strong understanding of financial modelling and analytical skills Ability to be a self-starter and think strategically to independently handle the credit analysis for the assigned deals / portfolio and highlight the risks in same Maintain healthy relationships with internal stakeholders to achieve team goals Ability to understand/ simplify and present the complex problems Good networking skills across Banks/NBFCs operating in the space KEY RESPONSIBILITIES: Credit Risk & Structuring Independently evaluate lending opportunities to real estate sector, assigning rating using in-house proprietary model and making a detailed risk note highlighting key risk of the transaction. Present independent view on deals to senior management and deal sanctioning committee On-going monitoring of the portfolio to track Early Warning Signals (EWS) for any possible stress in accounts and updating risk rating, wherever applicable. Conduct portfolio analysis and derive at maximum loss potential estimate for the entire portfolio. Be updated and informed of relevant regulatory guidelines and taking active participation in framing various internal policies basis the same. Derive insights from portfolio analysis and incorporate the same in the underwriting standards for new deals. QUALIFICATION: MBA from top B-school (full-time) and CA preferred Show more Show less