Responsibilities Benchmarking: Research industry best practices in organisational values within the financial services sector. Stakeholder Engagement: Conduct interviews with internal and external stakeholders to gather insights on organisational culture. Data Analysis: Analyse qualitative and quantitative data to identify trends and gaps. Reporting: Prepare reports and presentations summarizing findings and recommendations. Strategic Support: Assist senior leadership in developing initiatives to strengthen organisational values. Requirements: Education: Currently pursuing a post-graduate degree in Human Resources, Organisational Behaviour, or a related field. Skills: Strong analytical abilities, proficiency in Microsoft Office Suite (Excel, PowerPoint, Word), and familiarity with qualitative and quantitative research methods. Attributes: Detail-oriented, proactive, with a strong interest in organisational development and the financial services industry. Location: Kurla, Mumbai Show more Show less

EXPERIENCE: 3-5 years of experience across Banks / NBFCs / AIFs in handling Credit Underwriting of real estate sector. Understanding of Industry, financial & credit principles Strong understanding of financial modelling and analytical skills Ability to be a self-starter and think strategically to independently handle the credit analysis for the assigned deals / portfolio and highlight the risks in same Maintain healthy relationships with internal stakeholders to achieve team goals Ability to understand/ simplify and present the complex problems Good networking skills across Banks/NBFCs operating in the space KEY RESPONSIBILITIES: Credit Risk & Structuring Independently evaluate lending opportunities to real estate sector, assigning rating using in-house proprietary model and making a detailed risk note highlighting key risk of the transaction. Present independent view on deals to senior management and deal sanctioning committee On-going monitoring of the portfolio to track Early Warning Signals (EWS) for any possible stress in accounts and updating risk rating, wherever applicable. Conduct portfolio analysis and derive at maximum loss potential estimate for the entire portfolio. Be updated and informed of relevant regulatory guidelines and taking active participation in framing various internal policies basis the same. Derive insights from portfolio analysis and incorporate the same in the underwriting standards for new deals. QUALIFICATION: MBA from top B-school (full-time) and CA preferred Show more Show less

EXPERIENCE: 7- 9 years of work experience in either credit/risk verticals of domestic private banks/ NBFCs/ Credit funds with focus on Corporate lending (Non-Real estate) Experience in financial modelling, valuation, industry/company research, use of financial databases like Bloomberg/CapitalIQ etc. Experience in creating presentations (e.g., industry primers etc.) Strong written (emails, presentations) and oral communication skills Prior exposure to diverse sectors (Steel, cement, capital goods, power etc.) would be an advantage. KEY RESPONSIBILITIES: Credit Risk & Structuring The incumbent will be part of the risk team and responsible for Credit Risk & Structuring for Corporate lending book across diverse sectors such that it aligns with the broader risk appetite and objectives of the group Financial modelling: Building financial models to assess deal attractiveness, alternate deal constructs and scenario analysis. Crisply articulate insights gained from these analyses and implications on the deal attractiveness/deal structure etc. Deal structuring: Develop excel models to assess and quantify impact of various deal structures. Company/sector research: As part of the deal evaluation process, compile and analyse relevant data on the sector, company, competitors etc. from databases, annual reports, expert conversations etc. Synthesis key messages from such research and conversations, and share with the Committee Due diligence: Effectively diligence companies and sectors through data, client meetings, site visits etc. Creating presentations: Creating portfolio presentations for Senior management Post deal involvement: Monitoring portfolio companies, active approach in anticipating challenges for the companies due to sector related changes Show more Show less