Responsibilities Benchmarking: Research industry best practices in organisational values within the financial services sector. Stakeholder Engagement: Conduct interviews with internal and external stakeholders to gather insights on organisational culture. Data Analysis: Analyse qualitative and quantitative data to identify trends and gaps. Reporting: Prepare reports and presentations summarizing findings and recommendations. Strategic Support: Assist senior leadership in developing initiatives to strengthen organisational values. Requirements: Education: Currently pursuing a post-graduate degree in Human Resources, Organisational Behaviour, or a related field. Skills: Strong analytical abilities, proficiency in Microsoft Office Suite (Excel, PowerPoint, Word), and familiarity with qualitative and quantitative research methods. Attributes: Detail-oriented, proactive, with a strong interest in organisational development and the financial services industry. Location: Kurla, Mumbai Show more Show less
EXPERIENCE: 3-5 years of experience across Banks / NBFCs / AIFs in handling Credit Underwriting of real estate sector. Understanding of Industry, financial & credit principles Strong understanding of financial modelling and analytical skills Ability to be a self-starter and think strategically to independently handle the credit analysis for the assigned deals / portfolio and highlight the risks in same Maintain healthy relationships with internal stakeholders to achieve team goals Ability to understand/ simplify and present the complex problems Good networking skills across Banks/NBFCs operating in the space KEY RESPONSIBILITIES: Credit Risk & Structuring Independently evaluate lending opportunities to real estate sector, assigning rating using in-house proprietary model and making a detailed risk note highlighting key risk of the transaction. Present independent view on deals to senior management and deal sanctioning committee On-going monitoring of the portfolio to track Early Warning Signals (EWS) for any possible stress in accounts and updating risk rating, wherever applicable. Conduct portfolio analysis and derive at maximum loss potential estimate for the entire portfolio. Be updated and informed of relevant regulatory guidelines and taking active participation in framing various internal policies basis the same. Derive insights from portfolio analysis and incorporate the same in the underwriting standards for new deals. QUALIFICATION: MBA from top B-school (full-time) and CA preferred Show more Show less
EXPERIENCE: 7- 9 years of work experience in either credit/risk verticals of domestic private banks/ NBFCs/ Credit funds with focus on Corporate lending (Non-Real estate) Experience in financial modelling, valuation, industry/company research, use of financial databases like Bloomberg/CapitalIQ etc. Experience in creating presentations (e.g., industry primers etc.) Strong written (emails, presentations) and oral communication skills Prior exposure to diverse sectors (Steel, cement, capital goods, power etc.) would be an advantage. KEY RESPONSIBILITIES: Credit Risk & Structuring The incumbent will be part of the risk team and responsible for Credit Risk & Structuring for Corporate lending book across diverse sectors such that it aligns with the broader risk appetite and objectives of the group Financial modelling: Building financial models to assess deal attractiveness, alternate deal constructs and scenario analysis. Crisply articulate insights gained from these analyses and implications on the deal attractiveness/deal structure etc. Deal structuring: Develop excel models to assess and quantify impact of various deal structures. Company/sector research: As part of the deal evaluation process, compile and analyse relevant data on the sector, company, competitors etc. from databases, annual reports, expert conversations etc. Synthesis key messages from such research and conversations, and share with the Committee Due diligence: Effectively diligence companies and sectors through data, client meetings, site visits etc. Creating presentations: Creating portfolio presentations for Senior management Post deal involvement: Monitoring portfolio companies, active approach in anticipating challenges for the companies due to sector related changes Show more Show less
Job Overview & Responsibilities: The individual will be part of Financial reporting team specifically working for accounting for wholesale (WS) segment. Candidate would be primarily responsible for : Accounting and ownership of numbers of a business segment from Financial Reporting perspective Loan book reconciliation with LMS and close coordination with Operations team EIR accounting as per IND AS Data analysis – Yield analyses, Loan book analysis, Loan book movement, Interest and processing fee, Credit Cost WS analysis, variance analysis Liaisoning with internal and external auditors, regulators data requirement Monthly book closure activities and Trial balance analysis Preparation of subsidiaries companies' financial statements Experience & Qualifications: Up to 7 years of experience in accounting/financial domain and Inter-CA qualification. Skills & Competencies: Experience of Ind-AS in Financial Services Background. Submission of Ind-As 109 will be preferred. Familiarity with RBI Regulations for NBFC. EIR model working expertise and automation. Working knowledge of SAP/Oracle ERP, Microsoft Excel and Power Point. Strong team player. Good communication skills.
EXPERIENCE: 7 - 9 years of work experience in either credit/risk verticals of domestic private banks/ NBFCs/ Credit funds with focus on Corporate lending (Non-Real estate) Experience in financial modelling, valuation, industry/company research, use of financial databases like Bloomberg/CapitalIQ etc. Experience in creating presentations (e.g., industry primers etc.) Strong written (emails, presentations) and oral communication skills Prior exposure to diverse sectors (Steel, cement, capital goods, power etc.) would be an advantage. Qualifications: MBA from Top Tier Institutes/CA/CFA KEY RESPONSIBILITIES: Credit Risk & Structuring The incumbent will be part of the risk team and responsible for Credit Risk & Structuring for Corporate lending book across diverse sectors such that it aligns with the broader risk appetite and objectives of the group Financial modelling: Building financial models to assess deal attractiveness, alternate deal constructs and scenario analysis. Crisply articulate insights gained from these analyses and implications on the deal attractiveness/deal structure etc. Deal structuring: Develop excel models to assess and quantify impact of various deal structures. Company/sector research: As part of the deal evaluation process, compile and analyse relevant data on the sector, company, competitors etc. from databases, annual reports, expert conversations etc. Synthesis key messages from such research and conversations, and share with the Committee Due diligence: Effectively diligence companies and sectors through data, client meetings, site visits etc. Creating presentations: Creating portfolio presentations for Senior management Post deal involvement: Monitoring portfolio companies, active approach in anticipating challenges for the companies due to sector related changes
You will be part of the Financial reporting team focusing on accounting for the wholesale (WS) segment. Your main responsibilities will include: - Managing and owning the financial numbers of a business segment for Financial Reporting purposes. - Reconciling the loan book with LMS and closely collaborating with the Operations team. - Performing EIR accounting in accordance with IND AS. - Conducting data analysis including Yield analyses, Loan book analysis, Loan book movement, Interest and processing fee analysis, Credit Cost WS analysis, and variance analysis. - Coordinating with internal and external auditors, as well as regulators for data requirements. - Engaging in monthly book closure activities and conducting Trial balance analysis. - Preparing financial statements for subsidiary companies. Requirements: - Up to 7 years of experience in accounting/financial domain with an Inter-CA qualification. Skills and Competencies: - Experience with Ind-AS in a Financial Services background. Previous submission of Ind-AS 109 will be advantageous. - Familiarity with RBI Regulations for NBFC. - Proficiency in EIR model working and automation. - Working knowledge of SAP/Oracle ERP, Microsoft Excel, and Power Point. - Ability to work effectively in a team. - Strong communication skills.,
Job Overview: Build in-house Oracle Fusion ERP (esp. finance & procurement) capability that ensures successful implementation, effective adoption, and long-term ownership of the ERP. Will act as the internal Techno-functional authority, bridge business needs with ERP capabilities, and drive continuous improvement post-go-live. Experience & Qualifications: 6–8 years of Oracle Fusion ERP (Finance and Procurement) experience, with at least 2 full-cycle implementations ideally in NBFC / Financial Services space. Bachelor's preferably in IT or Engineering. Post Qualification (MBA /CA) will be an added advantage. Key Responsibilities: During ERP Implementation: Participate in design workshops, act as the internal Techno-functional Oracle Fusion ERP SME Review and validate SI-delivered configurations, functional specs, test cases, and training materials. Own internal ERP documentation, SOPs, and configuration decisions. Support the creation and execution of UAT plans and data migration validation. Ensure compliance with NBFC regulatory and internal audit requirements. Post Go-Live: Act as the first line of internal support for Oracle ERP users across functions. Handle enhancement requests, access control changes, config updates, and coordinate change approvals. Liaise with Oracle Support and manage patch/release impact assessments. Support future module rollouts and integrations. Train new users, prepare user guides and conduct refresher sessions. Strategic Ownership: Continuously evaluate new features in Oracle Cloud releases and recommend adoption plans. Partner with finance and procurement teams to drive automation and process standardisation. Other Key Skills: Comfort in dealing with ambiguity, conflict resolution & stakeholder (internal & external) management Excellent problem solving and communication skills Ability to work independently, prioritise, and deliver in a fast-paced environment Hands-on with methodologies like Agile Scrum Strong Project management and Change Management skills for driving technology changes
EXPERIENCE: Proven and rich experience of 15+ years in compliance with Banks / NBFCs. Practical knowledge of relevant regulatory requirements and guidelines related to retail lending. Strong analytical skills with the ability to interpret regulations. Team Leader. Excellent communication and interpersonal skills. KEY RESPONSIBILITIES: Serve as the primary point of contact for retail business compliance including housing loans, personal loans, digital lending & LAP. To review retail products/ new initiatives or processes and lead compliance advisory, queries, clarification for retail business. To review and update policies & procedures for retail business. Support Chief Compliance Officer and the team in ensuring adherence to regulatory guidelines. Oversee end-to-end compliance automation initiatives across retail business lines and functions Identify potential areas of compliance vulnerability and risks, develop and implement corrective action plan for resolution. Responsible for handling regulatory inspections, handling the pre/post inspection related activities. Monitor and enforce compliance with internal policies and procedures across retail operations.
Responsibilities Benchmarking: Research industry best practices in organisational values within the financial services sector. Stakeholder Engagement: Conduct interviews with internal and external stakeholders to gather insights on organisational culture. Data Analysis: Analyse qualitative and quantitative data to identify trends and gaps. Reporting: Prepare reports and presentations summarizing findings and recommendations. Strategic Support: Assist senior leadership in developing initiatives to strengthen organisational values. Requirements: Education: Currently pursuing a post-graduate degree in Human Resources, Organisational Behaviour, or a related field. Skills: Strong analytical abilities, proficiency in Microsoft Office Suite (Excel, PowerPoint, Word), and familiarity with qualitative and quantitative research methods. Attributes: Detail-oriented, proactive, with a strong interest in organisational development and the financial services industry. Location: Kurla, Mumbai
JOB OVERVIEW: Practical, hands‑on experience of 1014 years in compliance within NBFCs or banks, with a strong focus on retail lending products (housing loans, personal loans, digital lending, LAP). Proven ability to interpret and apply evolving regulatory guidelines. EXPERIENCE: Proven and rich experience of 10+ years in compliance with Banks / NBFCs. Practical knowledge of relevant regulatory requirements and guidelines related to retail lending. Strong analytical skills with the ability to interpret regulations. Team Leader. Excellent communication and interpersonal skills. KEY RESPONSIBILITIES: Serve as the primary compliance interface for retail lending business lines including housing loans, personal loans, digital lending, and LAP. Review retail product proposals, new business initiatives, and operational processes & provide clear compliance advice, handling queries and clarifications. Periodically review and update retail compliance policies and procedures in line with regulatory guidance. Monitor regulatory developments (especially RBI) and assess their impact on retail operations and policies. Assist the Chief Compliance Officer in ensuring business-wide regulatory oversight. Lead or coordinate compliance‑related assignments or automation projects—guide end‑to‑end completion and implementation. Identify areas of compliance vulnerabilities, assess risks, and develop corrective action plans. Oversee pre‑ and post‑inspection activities, support regulatory inspections, and ensure timely remediation. Monitor internal compliance with policies and procedures across retail operations. Develop and nurture stakeholder relationships—engage with internal teams and external regulators or auditors.
QUALIFICATION: Chartered Accountant (Mandatory) EXPERIENCE: Knowledge about Companies Act, RBI / NHB and other regulatory requirements. Significant experience in developing, testing, and assessing internal controls. Strong analytical skill with knowledge and understanding of the HFC, NBFC and Banking systems, internal control, and reporting processes. 8 to 12 years of total work experience in internal audit and risk management of NBFC/ HFC/ Banking, and reputed audit firms. Preferred to have candidates from retail asset internal audit background who has managed central and branch audits. KEY RESPONSIBILITIES: Experience in undertaking audit for retail asset products and performing audits for retail lending business as per the risk-based audit plan. Conducting independent assessment, identifying associated risks and mitigants, financial analysis and identify miss outs. Review documentation of pre- and post-disbursement conditions and monitoring practices and controls. Assess the Early Warning Signal (EWS) identification mechanism and its effectiveness. Identify potential weaknesses in risk evaluation, monitoring and overall related processes, and recommend appropriate corrective actions. Review adherence to internal processes as well as regulatory guidelines. Assesses and make appropriate recommendations to improve the governance processes on business decision making, risk management and control; promote appropriate ethics and values within PCHFL; and ensure effective performance management and staff accountability etc. Undertake audits, special investigations or reviews at the request of Audit Committee of Board (ACB), Senior Management or Regulators. Preparation of Business Understanding Document and Audit Checklist ensuring adequate audit scope coverage. Review of work performed by the team along with Audit Findings and Discussion/Closure of the same with auditee. Preparation of audit reports with adequate documentation and post-report activities and closure of the audits in system.