Regional Credit Manager - EIL

Job Requirements Regional Credit Manager Regional Credit Manager will be responsible for overseeing the credit assessment and underwriting process for property-backed loans within the designated region. Responsibilities: - Evaluate and analyze credit applications for loan against property in accordance with the bank's credit policies and procedures - Conduct thorough due diligence on property valuations, legal documentation, and customer creditworthiness - Manage a team of credit analysts and underwriters to ensure timely and accurate processing of loan applications - Collaborate with sales and business development teams to assess potential risks and opportunities in the market - Monitor and review the credit portfolio performance, identifying potential areas of improvement and risk mitigation strategies - Ensure compliance with regulatory requirements and internal credit policies Skills: - Bachelor's degree in finance, business administration, or related field - Proven experience in credit assessment and underwriting for loan against property, preferably in a banking or financial institution - Strong knowledge of property valuation, legal documentation, and credit risk analysis - Excellent leadership and team management skills - Ability to make sound credit decisions and manage risk effectively - Proficiency in using credit assessment tools and software - Strong communication and interpersonal skills,