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IDFC FIRST Bank
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Product Manager - Personal Loan

Product Manager - Personal Loan

IDFC FIRST Bank

2 - 5 years

0 Lacs

mumbai maharashtra india

Posted:3 weeks ago| Platform:

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Skills Required

lending strategies technology consistency segmentation assessment marketing portfolio monitoring support drive analytics

Work Mode

On-site

Job Type

Full Time

Job Description

Job Requirements

Job Title –

Product Manager-Personal Loan

Place of work

- Mumbai

Business Unit

- Retail Banking

Function

– Personal Loan

Job Purpose

The role entails driving value propositions for Personal Loan lending business by executing strategies to expand the existing products, channels, segments and customer base by delivering banking needs to the customers in the most cost efficient and technology effective manner. It includes managing teams, systems, process and culture amenable to the scale and ensuring consistency of delivery. Role will closely collaborate with Retail team - Product Head, Operations, Sales, IT, Credit, BIU for same. This role encapsulates the responsibility of providing a seamless and fulfilling customer experience and ensuring IDFC First becomes the primary bank for all banking needs.

Responsibilities

Roles & Responsibilities:

Develop and implement value propositions for Personal Loan lending business
Manage product life cycle - Customer segmentation and assessment of their needs
Collaborate with the Digital Marketing team to increase customer penetration via digital medium
Improve the performance & quality of portfolio through regular monitoring and providing recommendations for course correction to the Product and Sales teams
Support the Product team in Personal Loan category to provide differentiated offerings and drive business growth
Work with business analytics team to identify potential for x-products
Assure adherence to the guidelines set by the bank

Educational Qualifications

Graduate – AnyPost Graduate – Any

Experience

Minimum of 2-5 Years of relevant experience in Personal Loan

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IDFC FIRST Bank

Banking and Financial Services

Chennai

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Product Manager - Personal Loan