Product Manager - Personal Loan

Role Overview: As a Product Manager for Personal Loan at the Retail Banking division, your main responsibility will be to drive value propositions for the Personal Loan lending business. You will be executing strategies to expand existing products, channels, segments, and customer base in a cost-efficient and technology-effective manner. Your role will involve managing teams, systems, processes, and culture conducive to scalability while ensuring consistent delivery. Collaboration with various teams within the organization, such as Product Head, Operations, Sales, IT, Credit, and BIU, will be essential for success. Your ultimate goal will be to provide a seamless and fulfilling customer experience, aiming to establish IDFC First as the primary bank for all banking needs. Key Responsibilities: - Develop and implement value propositions for the Personal Loan lending business - Manage the product life cycle by segmenting customers and assessing their needs - Collaborate with the Digital Marketing team to enhance customer penetration through digital mediums - Monitor the performance and quality of the portfolio regularly, providing recommendations for improvement to the Product and Sales teams - Support the Product team in the Personal Loan category to offer differentiated products and drive business growth - Identify cross-selling opportunities through collaboration with the business analytics team - Ensure adherence to the guidelines set by the bank Qualifications Required: - Graduation in any field - Post-graduation in any field - Minimum of 2-5 years of relevant experience (Note: No additional details about the company were provided in the job description.),