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Loan Officer - Retail MFB - Sales

Loan Officer - Retail MFB - Sales

Tata Capital

2 - 5 years

4 - 7 Lacs

Mumbai

Posted:1 hour ago| Platform:

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Skills Required

microfinance retail sales sales sourcing relationship management area sales management channel sales customer service business development retail marketing sales management channel management client relationship business growth sales planning

Work Mode

Work from Office

Job Type

Full Time

Job Description

We are looking for a highly motivated and experienced Loan Officer to join our team in Baroda. The ideal candidate will have 2 to 5 years of experience in sales, relationship management, and business sourcing.
Roles and Responsibility

Ensure achievement of disbursement targets with minimum delinquency.

Identify joint liability groups and disbursed loans to suit target customers and geographies.

Enable business growth by developing and managing teams across assigned territories.

Assess potential client base and product acceptability in new regions and areas.

Manage disbursement, repayment, and delinquency, achieving daily/weekly collections targets.

Follow up on disbursed loans, especially those not paying on time.

Undertake regular field visits, centre meetings, and loan applications.

Maintain portfolio quality by tracking and controlling normal dues, non-starters, delinquency, and frauds.

Build strong client relationships both internally and externally, and establish a strong brand identity with potential customers.

Ensure weekly/daily meetings and visits to the centre.

Job

Graduate in any discipline.

Basic understanding of microfinance business and JLG model working is preferred.

Relationship management, business sourcing, and sales skills are essential.

Ability to understand critical attributes of customer service.

Flair for sales and ability to work in a fast-paced environment.

Experience as a sales officer in microfinance business or related fields.

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Tata Capital

Financial Services

Mumbai Maharashtra

5001-10000 Employees

1057 Jobs

Key People

Rajesh Sethi

Managing Director & CEO
Supratim Bandyopadhyay

Chief Financial Officer
Ravi K. S. R.

Chief Technology Officer

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Loan Officer - Retail MFB - Sales