Legal Officer

Job Description

Job Title: Legal Officer Company: Khushbh Auto Finance Ltd. Location: Bihar (Specific City/Region will be confirmed during the hiring process) About Khushbh Auto Finance Ltd.: Khushbh Auto Finance Ltd. is a reputable and growing Non-Banking Financial Company (NBFC) specializing in auto finance solutions. We are committed to providing accessible and reliable financial services to our customers. As we expand our operations in Bihar, we are seeking a dedicated and experienced Legal Officer to join our team and ensure our legal compliance and risk management. Job Summary: The Legal Officer will be responsible for overseeing all legal aspects of Khushbh Auto Finance Ltd.'s operations in Bihar. This role requires a strong understanding of financial regulations, particularly those applicable to NBFCs, and a proven ability to manage legal risks, handle litigation, and ensure compliance with all relevant laws and policies. The ideal candidate will be a proactive problem-solver with excellent communication and analytical skills. Key Responsibilities: * Legal Advisory: Provide timely and accurate legal advice and guidance to management and various departments on a wide range of legal matters, including loan agreements, recovery procedures, property laws, and general corporate affairs. * Interpret and apply relevant laws, regulations, and policies, particularly those related to NBFCs, auto finance, and consumer protection. * Compliance & Risk Management Ensure the company's compliance with all applicable central, state, and local laws and regulations, including RBI guidelines, consumer finance laws, and other statutory requirements in Bihar. * Identify potential legal risks and advise on strategies to mitigate them. * Develop, review, and update internal policies and procedures to ensure legal adherence. * Conduct regular compliance checks and audits. * Litigation Management: Manage and oversee all litigation matters, including recovery suits, consumer complaints, and other legal disputes in Bihar. * Liaise with and manage external legal counsel, ensuring effective representation and cost-efficient outcomes. * Draft and review legal documents, pleadings, notices, and replies. * Represent the company in various legal forums, tribunals, and courts in Bihar as required. * Contract Management: * Draft, review, and negotiate various legal documents, agreements, and contracts, including loan agreements, vendor contracts, and other commercial documents. * Legal Research & Updates: * Stay abreast of changes in legislation, legal precedents, and regulatory developments affecting the NBFC and auto finance sector in India and specifically Bihar. * Conduct thorough legal research as needed. * Training & Awareness: * Provide legal training and guidance to employees on compliance matters and best practices. Qualifications : * Bachelor's degree in Law (LLB) from a recognized university in India. An LLM or equivalent relevant professional qualification is a plus. * Minimum of 3-5 years of post-qualification experience as a Legal Officer, Legal Counsel, or similar role, preferably within an NBFC, banking, or financial services industry. * In-depth knowledge of Indian legal frameworks, particularly in relation to banking, finance, contracts, property, and recovery laws. * Strong understanding of legal and regulatory compliance requirements for NBFCs. * Proven experience in managing litigation and working with external legal counsel. * Excellent analytical, problem-solving, and decision-making skills. * Exceptional written and verbal communication skills in English and Hindi (knowledge of local Bhojpuri/Maithili dialects would be an advantage). * Ability to work independently and as part of a team. * High level of integrity and professionalism. Job Type: Full-time Pay: ₹20,000.00 - ₹25,000.00 per month Benefits: Health insurance Paid time off Provident Fund Schedule: Day shift Work Location: In person