LTFinance is looking for LAP-FLO Professional to join our dynamic team and embark on a rewarding career journey
- Portfolio Management: Manage the LAP portfolio within your area, monitoring key performance indicators (KPIs), analyzing trends, and implementing strategies to optimize portfolio quality and profitability.
- Underwriting: Make informed credit decisions on LAP applications based on established credit policies, risk appetite, and regulatory guidelines, ensuring consistency and fairness in decision-making.
- Team Leadership: Provide leadership and guidance to a team of credit analysts, including training, coaching, and performance management, to ensure high-quality credit assessments and efficient workflow management.
- Stakeholder Management: Collaborate with sales teams, relationship managers, legal counsel, and other stakeholders to facilitate smooth processing of LAP applications, address inquiries, and resolve issues in a timely manner.
- Compliance and Risk Management: Ensure compliance with internal credit policies, regulatory requirements, and industry best practices, identifying and mitigating credit risks effectively.
- Credit Policy Enhancement: Participate in the development and enhancement of credit policies, underwriting guidelines, and risk assessment frameworks for LAP products, incorporating industry trends and emerging risks.
- Reporting and Analysis: Prepare regular reports and analysis on credit portfolio performance, delinquency trends, and risk exposure, providing insights and recommendations to senior management for decision-making."
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