L2 Application Support Engineer

2 - 3 years

4 - 5 Lacs

Posted:6 days ago| Platform: Naukri logo

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Work Mode

Work from Office

Job Type

Full Time

Job Description


Job Purpose:

To provide

Level 2 application support

for the

Loan Origination System (LOS)

used in

Supply Chain Finance

operations, ensuring uninterrupted onboarding, credit approval workflows, underwriting, and sanction processes. The role supports loan journey tracking from lead to disbursement in coordination with LMS and other upstream/downstream systems.

Key Responsibilities:

Loan Origination Workflow Monitoring
  • Monitor the end-to-end SCF LOS workflow:

    lead creation

    ,

    credit scoring

    ,

    document collection

    ,

    sanctioning

    , and

    handover to LMS

    .
  • Ensure seamless functioning of automated steps like

    KYC validation

    ,

    anchor onboarding

    , and

    vendor/dealer linkages

    .
  • Validate credit scoring rules, approval matrix, and turnaround times (TAT).
Incident Resolution & User Support
  • Investigate and resolve issues related to LOS forms, drop-downs, rule failures, or user access.
  • Provide L2 support to

    credit analysts

    ,

    sales

    , and

    operations teams

    for loan initiation glitches or missing data flows.
  • Perform root cause analysis and create workarounds where feasible.
System Integration & Data Flow
  • Support data exchange between

    LOS LMS CBS Credit Bureaus

    including document uploads and decisioning APIs.
  • Monitor and validate third-party integrations for

    eSign

    ,

    bureau pulls

    ,

    GSTN validation

    , or

    PAN/Aadhaar checks

    .
  • Coordinate with L3/vendor team for data mapping, master sync, and onboarding rule engine tuning.
Configuration & Product Setup
  • Support product team in setting up new

    SCF programs

    ,

    eligibility rules

    , and

    risk models

    in LOS.
  • Validate UI/UX updates and perform post-deployment sanity testing for workflows.
  • Maintain and update master data like anchors, locations, credit limits, and document templates.
Reporting & Audit Support
  • Generate ad hoc and scheduled reports for LOS funnel tracking, TAT reports, and approval status.
  • Assist in data gathering for

    compliance

    ,

    regulatory audits

    , and

    MIS validation

    .
  • Maintain SOPs, user manuals, and RCA documentation.

Technical Skills:

Area

Tools/Technologies

LOS Platform
Custom LOS, Credo LOS, Newgen, Finflux
Database
Oracle, PostgreSQL, SQL Server
Workflow & Rules Engine
BPM tools, Java-based rule engines
Integration
APIs (REST/SOAP), XML/JSON, MQ
Monitoring
Logs, APM tools, browser developer tools
ITSM
ServiceNow, Jira, Zoho Desk

Soft Skills & Functional Knowledge:

  • Strong understanding of

    SCF workflows

    ,

    credit appraisal

    ,

    dealer/vendor programs

    , and

    credit committee approval flows

    .
  • Analytical mindset to trace and resolve loan lifecycle issues.
  • Ability to coordinate across product, tech, business, and vendor teams.
  • Effective communication and documentation for issue handling and knowledge transfer.

Preferred Certifications:

  • ITIL Foundation
  • Certifications in Credit/Trade Finance (e.g., IIBF, SCF Practitioner) optional

Work Schedule:

  • General business hours with

    on-call support

    during product launches, month-end peaks, or regulatory reporting windows.

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