Technical Skills:

Job Purpose:

Loan Lifecycle Management

• Support day-to-day functioning of

  loan disbursements

  ,

  repayments

  ,

  interest accrual

  , and

  repayment schedules

  .
• Manage SCF-specific transactions like

  invoice discounting

  ,

  reverse factoring

  ,

  dealer/vendor onboarding

  , and

  credit line utilization

  .
• Address discrepancies in borrower ledger, repayment schedules, or EMI generation.

Issue Resolution & Troubleshooting

• Resolve incidents reported by L1 or business teams related to data mismatches, missing entries, or failed disbursements.
• Investigate and provide

  root cause analysis (RCA)

  for recurring loan lifecycle issues.
• Support bulk uploads of loan records, interest re-computation, and rate updates.

Integration & Interface Monitoring

• Monitor integration with

  CBS

  ,

  LOS

  ,

  external accounting systems

  , and

  fintech platforms

  .
• Validate inbound/outbound APIs or batch processes handling borrower data, sanction letters, and disbursement records.
• Ensure reconciliation between LMS and upstream/downstream applications.

• Validate and publish

  EOD reports

  ,

  aging analysis

  ,

  loan outstanding reports

  , and

  interest accrual summaries

  .
• Ensure accurate data for

  regulatory filings

  (RBI),

  audit support

  , and

  internal compliance

  checks.
• Assist in parameter changes during new product rollouts (e.g., limit increase, rate changes, new anchor onboarding).

Tools/Technologies

• Knowledge of

  SCF structures

  , anchors, invoice validation, and dealer/vendor hierarchy.
• Ability to liaise with

  business operations

  ,

  product

  , and

  engineering

  teams.
• Analytical approach for solving loan calculation or EMI processing issues.
• Strong documentation and communication for user training and audit readiness.

Preferred Certifications:

Work Schedule:

• Standard business hours with

  on-call support during EOD batches