Head Retail Banking

2 - 5 years

3 - 7 Lacs

Posted:3 hours ago| Platform: Naukri logo

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Job Type

Full Time

Job Description

About the Role:

Head of Retail Banking

Key Responsibilities:

Strategic Leadership

  • Develop and execute

    strategic plans for the retail banking division

    , aligned with the organizations overall goals.
  • Identify new market opportunities and growth segments within retail banking.
  • Drive initiatives for

    customer acquisition, retention, and revenue growth

    .
  • Collaborate with the executive team to define retail banking goals and performance metrics.

Retail Banking Operations

  • Oversee all retail banking operations, including

    branches, digital banking channels, customer service, and support teams

    .
  • Ensure

    operational efficiency, risk management, and adherence to internal policies

    .
  • Implement processes to enhance

    service delivery, productivity, and cost efficiency

    .

Financial Performance & Risk Management

  • Monitor the

    profitability, portfolio performance, and risk profile

    of retail banking operations.
  • Implement risk management practices in compliance with

    regulatory requirements

    .
  • Collaborate with finance teams for

    budgeting, forecasting, and performance analysis

    .

Team Leadership & Development

  • Lead, mentor, and motivate a high-performing

    retail banking team

    .
  • Define roles, responsibilities, and

    performance objectives

    for team members.
  • Promote a

    culture of accountability, customer-centricity, and continuous improvement

    .

Preferred Qualifications:

  • Advanced degree (MBA, CFA, or equivalent).
  • Experience in

    digital banking, fintech integration, or retail banking transformation projects

    .
  • Familiarity with

    data-driven decision-making, customer analytics, and CRM tools

    .

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