Freelance Consultant Credit Underwriting

3 years

0 Lacs

Posted:1 week ago| Platform: Linkedin logo

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Work Mode

Remote

Job Type

Contractual

Job Description

Our client, a leading AI driven credit dsitribution company, is looking for an independent consultant who can deliver the following responsibilities :



  • Be aware and knowledgeable of the various derived variables created using the raw data sources
  • Be knowledgeable of the various data sources used while assessing SME applications for e.g. Bureau, Bank statement, GST, ITR, financial statements, etc
  • Bureau report analysis: Consolidate multiple Consumer reports of directors, and Commercial bureau of the company into a single consolidated summary. Identify EMI payments from bureau reports.
  • Banking analysis: From Current accounts & OD accounts identify business revenues, other revenues, EMI payments, Other Obligations, circular transactions etc.
  • Triangulate of data across various data sources for e.g.
  • EMI triangulation using Banking EMI vs. EMI from bureau and identify the matching EMIs and unmatched EMIs
  • Triangulate income from Banking vs. Income from GST filing and identify the matching EMIs and unmatched EMIs
  • Calculate Loan Eligibility based on various methodologies applicable in the industry

Location – Remote

Duration- 6 months

Capacity required- 20+ hours per week


Skills Required

  • Education:

    Bachelor's degree in finance, accounting, business, or a related field.
  • Experience:

    3-5 years in SME credit underwriting and analysis experience. Hands-on experience in analysing SME Bank statements, bureau reports, GST data, financial data and ITR to compute loan eligibility

    is mandatory

  • Skills:

    Strong analytical, research, and communication (both oral and written) skills are essential. Attention to detail and Commitment to delivering on timelines is critical

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