3 - 5 years

1 Lacs

Posted:9 hours ago| Platform: GlassDoor logo

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Work Mode

On-site

Job Type

Full Time

Job Description

Job Title: Financier – Automobile Division

Location: Udaipur

Experience Required: Minimum 3–5 years in Automobile financing/banking/NBFC sector

Job Summary

We are seeking an experienced automobile financier to manage and facilitate vehicle loan processes, maintain relationships with banks/NBFCs, and ensure smooth financing solutions for customers. The candidate should have deep knowledge of automobile finance policies, loan documentation, and credit evaluation.

Key Responsibilities

  • Handle the end-to-end vehicle financing process for customers (car).
  • Build and maintain strong relationships with banks, NBFCs, and financial institutions.
  • Guide customers regarding loan options, interest rates, EMI structures, and eligibility.
  • Manage documentation, KYC, credit checks, and disbursement procedures.
  • Ensure compliance with company policies, RBI guidelines, and finance norms.
  • Achieve monthly finance penetration and target conversions.
  • Negotiate with financial institutions for competitive loan schemes and approvals.
  • Assist sales team in converting prospects into buyers by offering tailored finance solutions.
  • Handle customer queries, resolve loan approval issues, and ensure quick turnaround time.
  • Monitor collections and support the recovery of overdue accounts if required.

Key Skills Required

  • Strong knowledge of automobile financing products & market trends.
  • Good understanding of credit policies, loan documentation, and approval procedures.
  • Excellent communication, negotiation, and relationship-building skills.
  • Proficiency in MS Office and finance-related software.
  • Strong network with banks and NBFCs in automobile finance.

Qualifications

  • Graduate / Post-Graduate in Finance, Business Administration, or a related field.
  • Minimum 3–5 years of relevant experience in the automobile finance/banking/NBFC sector.
  • Proven track record of achieving finance penetration targets.

Job Types: Full-time, Permanent

Pay: ₹11,419.72 - ₹16,000.00 per month

Benefits:

  • Cell phone reimbursement
  • Health insurance
  • Provident Fund

Work Location: In person

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