1565 Creditworthiness Jobs - Page 47

Skill required: Com.Bkg- Commercial Real Estate - Commercial Loan Servicing Designation: Banking Advisory Analyst Qualifications: BCom Years of Experience: 3 to 5 years About Accenture Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song— all powered by the world’s largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countrie...

Job Overview: The Credit Officer is responsible for evaluating online loan applications, assessing risk, ensuring compliance with regulatory guidelines, and managing collections to minimize bad debts. The role requires strong communication & analytical skills, decision-making abilities, and a customer-focused approach to ensure timely recoveries. Key Responsibilities: Loan Processing & Credit Assessment: Evaluate online loan applications, verify income/employment, and assess creditworthiness using financial statements and CIBIL reports. Ensure compliance with company credit policies, RBI/NBFC guidelines, and regulatory norms. Approve or reject loan applications based on risk assessment. Docu...

Job Description : The position would primarily be responsible for the growth of business in the defined territory through the creation, nurturing, and management of a dealer network and stakeholders comprising of influencers and thereby achieving overall business objectives set out by the management. Responsibilities : Salary Negotiable - Delivering on value and volume for geography - Prepare a plan to achieve the assigned business objectives for the depot on a monthly level and work towards the achievement of targets as per the budget - Assist our products in achieving their overall sales target through regular visits, scheme communication, and timely service. - Ensure the growth of core pr...

Job Title: Credit Manager – CMA/CAM (Balance Sheet & P&L Analysis) Department: Credit & Risk / Finance Job Type: Full-Time Industry: Banking / NBFC / Financial Services / Corporate Lending Job Summary: We are looking for a qualified and detail-oriented Credit Manager with a strong background in financial statement analysis, specifically someone who has worked in CMA (Credit Monitoring Arrangement) and CAM (Credit Appraisal Memo) teams. The ideal candidate will play a critical role in evaluating clients' financials—primarily Balance Sheets and Profit & Loss accounts—to assess creditworthiness and recommend lending decisions. Key Responsibilities: Analyze and interpret Balance Sheet, Profit & ...

About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. About the company: Accumn - a Yubi company, is India’s most advanced AI-first credit decisioning platform, integrating machine learning (ML) and generative artificial intelligence (GenAI) to empower credit managers with precise, data-driven tools for fair and transparent lending decisions. Formed through...

About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. About the company: Accumn - a Yubi company, is India’s most advanced AI-first credit decisioning platform, integrating machine learning (ML) and generative artificial intelligence (GenAI) to empower credit managers with precise, data-driven tools for fair and transparent lending decisions. Formed through...

Embark your transformative journey as a Unsecured Capital Model Risk-Vice President. At Barclays we are committed to pushing boundaries where you'll spearhead the evolution of our Model Risk landscape, driving innovation and excellence. You will be working with experts like Model developers and Tech consultants, connect the dots with Regulatory requirements, Portfolio strategy; brainstorm within team and then taking a sustainable decision that can withstand the challenges from IVU, Audit & Regulators. You will be understanding the customer credit behavioural trends, optimise portfolio risk and return, analytically design credit policies and underwriting strategies, and set credit parameters ...

Role De scription This is a full-time on-site role as a Branch Credit Manager located in Vellore. The Branch Credit Manager will be responsible for credit management, credit risk management, analyzing financial data, and evaluating creditworthiness to ensure sound lending decisions. The role involves assessing credit applications, mitigating credit risks, and monitoring the credit portfolio. Qualifications Credit Management and Credit Risk Management skills Analytical Skills and Finance knowledge Experience in evaluating creditworthiness and analyzing financial data Strong understanding of credit principles and lending practices Bachelor's degree in Finance, Business, Economics, or related f...

Embark on a transformative journey as an Assistant Vice Period - UKCB Corporate Risk at Barclays, where you'll spearhead the evolution of our digital landscape, driving innovation and excellence. You'll harness cutting-edge technology to revolutionize our digital offerings, ensuring unapparelled customer experiences. Role is part of UKCB Corporate Risk Team which plays critical role in managing credit risk through robust assessment of borrowers’ creditworthiness, applying sound risk judgment based on established credit policies and regulatory environment. Skills To be successful in this role as an Assistant Vice Period - UKCB Corporate Risk ,you should possess the following skillsets: Strong...

Embark on a transformative journey as an Assistant Vice Period - UKCB Corporate Risk at Barclays, where you'll spearhead the evolution of our digital landscape, driving innovation and excellence. You'll harness cutting-edge technology to revolutionize our digital offerings, ensuring unapparelled customer experiences. Role is part of UKCB Corporate Risk Team which plays critical role in managing credit risk through robust assessment of borrowers’ creditworthiness, applying sound risk judgment based on established credit policies and regulatory environment. Skills To be successful in this role as an Assistant Vice Period - UKCB Corporate Risk ,you should possess the following skillsets: Strong...

Job Summary As a Standard Chartered Relationship Manager in SME Banking, you’ll be responsible for managing and developing relationships with mid-sized and emerging corporates to drive business growth and meet the bank's strategic objectives. You’ll provide exceptional customer service with the provision of financial solutions while managing operational risk and regulatory requirements. Key Responsibilities To achieve agreed individual financial and non-financial targets by acquiring, growing, and retaining profitable Medium Enterprise customers within acceptable risk parameters. Contribute toward achieving the team’s overall target and delivering optimal portfolio return. Collaborate and bu...

Company Description Established in 2010, ATC Engineering Systems Pvt. Ltd. is dedicated to delivering high-quality engineered solutions for the Discrete and Process Manufacturing Industries. We are a Golden RCSI partner of Rockwell Automation, a system integrator for Rittal, and an ISO 9001:2015 certified company. Recognized with a CRISIL rating of MSE 2, we are noted for our good creditworthiness and high operational performance among MSMEs. Our mission is to be a trusted partner in Control, Instrumentation, and Erection services, consistently delivering value through precision engineering and customer-centric solutions. Our team is committed to customer satisfaction through qualitative inp...

Key Responsibilities Credit Assessment : Risk Management : Loan Approval Process : Evaluate loan applications and creditworthiness of applicants based on financial data and other relevant factors. Perform detailed analysis of financial statements, bank statements, and credit reports. Assess repayment capacity and recommend appropriate loan structures. Identify, analyze, and mitigate potential credit risks. Ensure compliance with internal credit policies and regulatory guidelines. Conduct periodic portfolio reviews to identify early warning signals. Coordinate with sales and operations teams for smooth processing of loan applications. Approve or recommend loans within delegated authority limi...

JD - Location Credit Manager 1. Credit Assessment & Underwriting: Evaluate loan applications for Loan Against Property (LAP) and Affordable Housing Loans at the location level. Assess borrower profiles, financial statements, and property documents to determine creditworthiness. Perform due diligence, including Customer meeting, tele verification check, CIBIL/credit bureau checks, banking analysis, and market references. Ensure that loan proposals align with the company's credit policy and risk appetite. 2. Loan Processing & Decision Making: Approve loan applications within the designated authority limit and recommend higher-value proposals as required. Coordinate with legal, technical, and o...

Job Summary The Field Leader is at the forefront of our operations, responsible for delivering exceptional client experiences. This role involves expertly managing client interactions, conducting tailored training sessions, ensuring accurate field documentation, overseeing loan collections, and resolving issues promptly. The Field Leader is integral to achieving organizational goals by fostering trust and ensuring operational excellence in the field. Job Details Designation: Field Leader Workplace Type: On-site Employment Type: Full-Time Roles and Responsibilities Manage a caseload of at least 650 clients , ensuring their concerns and needs are addressed efficiently. Facilitate loan disburse...

Job Title: Due Diligence Underwriter Location: Chennai Position Type: Full-Time Experience Required: 1 – 6 years Joining Preference: Immediate Job Overview We are looking for a detail-oriented and analytical Due Diligence Underwriter to join our team. This role is critical in the mortgage lending process, focusing on assessing the creditworthiness and risk profile of potential borrowers. The underwriter will evaluate loan applications, analyze financial information, and ensure all lending decisions comply with internal policies and regulatory guidelines. Key Responsibilities: Loan Application Review Analyze and verify loan applications to ensure all required documents are complete and accura...

*Leads a sales team, develops sales strategies, and achieves sales targets. *Ability to identify, assess, and mitigate potential risks associated with commercial vehicle financing. *Excellent verbal and written communication skills for interacting with clients, colleagues, and other stakeholders. *Strong ability to analyze financial statements, tax returns, and other financial documents to assess credit risk. *Developing and maintaining strong relationships with clients, dealers, and other stakeholders in the commercial vehicle ecosystem. *Some roles focus on developing relationships with dealers, sourcing new clients, and achieving sales targets. This may involve cross-selling other financi...

Company Description SATYA Micro Housing Finance Pvt. Ltd. (SMHFPL), formerly Baid Housing Finance Private Limited, is a Housing Finance Company registered with the Reserve Bank of India. Incorporated in 2008, SMHFPL focuses on providing housing finance to self-employed, low to middle-income families in semi-urban and rural areas of India. The company aims to help underserved communities achieve their dreams of home ownership. Role Description This is a full-time on-site role for a Credit Analyst, located in Hardoi. The Credit Analyst will be responsible for evaluating and analyzing the creditworthiness of loan applicants. Day-to-day tasks include assessing financial records, preparing credit...

Company Description IDFC FIRST Bharat Limited is a subsidiary of IDFC FIRST Bank and acts as a Business Correspondent, offering a variety of loan products and insurance services. The company operates in 11 states, serving over 3.5 million households through a team of more than 14,800 employees. IDFC FIRST Bharat Limited focuses on economic sustainability and empowerment of women and families through financial products and services. Role Description This is a full-time Mortgage Relationship Manager role located in Bhubaneswar. The Mortgage Relationship Manager will be responsible for managing relationships with clients, prospecting new clients, and promoting mortgage loan products. This role ...

About the company: Accumn - a Yubi company, is India’s most advanced AI-first credit decisioning platform, integrating machine learning (ML) and generative artificial intelligence (GenAI) to empower credit managers with precise, data-driven tools for fair and transparent lending decisions. Formed through the strategic consolidation of Corpository and FinFort, Accumn offers a comprehensive suite of solutions to support the entire credit lifecycle—from lead generation and risk management to post-disbursement monitoring. With over 1 lakh active banking and credit users , Accumn has achieved a 66% reduction in credit processing time and boasts an 85% success rate in predicting defaults. The plat...

About the company: Accumn - a Yubi company, is India’s most advanced AI-first credit decisioning platform, integrating machine learning (ML) and generative artificial intelligence (GenAI) to empower credit managers with precise, data-driven tools for fair and transparent lending decisions. Formed through the strategic consolidation of Corpository and FinFort, Accumn offers a comprehensive suite of solutions to support the entire credit lifecycle—from lead generation and risk management to post-disbursement monitoring. With over 1 lakh active banking and credit users , Accumn has achieved a 66% reduction in credit processing time and boasts an 85% success rate in predicting defaults. The plat...

Company Description SBFC Finance Limited, headquartered in Mumbai, is a new-age financial services institution focused on providing credit to small businesses and consumers. Founded in 2017, SBFC aims to finance 50 million small businesses through technology adoption. The company is led by experienced executives from HDFC Bank and Kotak Mahindra Bank, with a strong focus on retail lending, underwriting practices, and technology. Role Description This is a full-time on-site role for a BSM (Individual) at SBFC Finance Limited located in Pratapgarh. The role will involve day-to-day tasks related to managing financial services for individual clients, assessing creditworthiness, and developing cu...

About the Company Revfin is an innovative digital lending platform at the forefront of transforming sustainable mobility and promoting financial inclusion in India. Founded in 2018, Revfin provides accessible and convenient financing for electric vehicles through Aristo Capital, its own RBI-registered NBFC, leveraging advanced technologies such as biometrics, psychometrics, and gamification to assess creditworthiness using alternative data sources. With a robust digital infrastructure and IoT-enabled vehicle monitoring, Revfin empowers drivers to optimize their productivity and earnings. While it began by financing electric three-wheelers (E3Ws), Revfin has since expanded its scope to includ...

Job description Job Title: Loan Sanction Manager Responsibilities: Review loan applications to ensure completeness and accuracy of information. Analyze financial documents, credit reports, and other relevant information to assess the creditworthiness of applicants. Evaluate the level of risk associated with each loan application. Determine if the applicant meets the organization's lending criteria and policies. Work closely with other departments, such as underwriting and compliance, to gather necessary information and ensure adherence to guidelines. Communicate with loan applicants to request additional information or clarification on their applications. Provide timely updates to applicants...

Role Credit Appraisal · Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities · Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training · Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation Stock on Hire: Increase in volume of business · Ensure that SOH increases(pl confirm if this applies to CM role ) NPA trend · Analyze the NPA trend like area, industry, sector etc. · Interact with Customers & understand the business and regularly monitor delinquencies / infants. Infant loan whic...