1565 Creditworthiness Jobs - Page 34

Company Description Sutherland is a digital transformation company focused on delivering exceptional experiences for both customers and employees. For over 37 years, we have been entrusted with caring for our clients’ customers - a responsibility we believe we should earn every day. We are dedicated to making those experiences as delightful as possible - instantaneous, relevant, predictive and frictionless. As an early pioneer in robotic automation, we added to our core through steady investment and acquiring key capabilities. Our design capabilities marry human insight, design-thinking, and process engineering. To make these designs come to life as envisioned by our designers, we employ the...

Credit Manager-RELATIONSHIP BANKING GROUP-Credit JOB DESCRIPTION Role Credit Appraisal Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation Stock on Hire: Increase in volume of business Ensure that SOH increases(pl confirm if this applies to CM role ) NPA trend Analyze the NPA trend like area, industry, sector etc. Interact with Customers & understand the business and regula...

Loan Officer Experience: Min 6 months Shift: Day Shift Job Description The Loan Officer will be responsible for evaluating, authorizing, or recommending approval of loan applications for clients seeking financial assistance for immigration-related expenses. This role involves reviewing financial data, assessing creditworthiness, and providing clients with comprehensive loan options and support throughout the application process. Key Responsibilities - Review and evaluate loan applications for immigration-related financial assistance. - Assess clients' financial status, credit history, and repayment capacity. - Conduct thorough credit checks and verify financial information provided by applic...

Key Responsibilities Credit Assessment : Risk Management : Loan Approval Process : Evaluate loan applications and creditworthiness of applicants based on financial data and other relevant factors. Perform detailed analysis of financial statements, bank statements, and credit reports. Assess repayment capacity and recommend appropriate loan structures. Identify, analyze, and mitigate potential credit risks. Ensure compliance with internal credit policies and regulatory guidelines. Conduct periodic portfolio reviews to identify early warning signals. Coordinate with sales and operations teams for smooth processing of loan applications. Approve or recommend loans within delegated authority limi...

The Opportunity As our Branch Credit Manager in Biaora, you will be the cornerstone of our lending operations for the hub. Reporting to Regional Credit Manager, you will be responsible for meticulously evaluating loan applications, assessing the creditworthiness of potential borrowers, and managing credit risk to build and maintain a high-quality, profitable loan portfolio. This role is critical for implementing robust underwriting standards and ensuring full compliance with our internal policies and RBI regulations. What You'll Do (Key Responsibilities) Credit Assessment & Underwriting Lead the evaluation of business loan applications, analyzing financial data, credit history, and repayment...

Job Summary As a Standard Chartered Bank Relationship Manager in SME Banking, you’ll be responsible for managing and developing relationships with mid-sized and emerging corporates to drive business growth and meet the bank's strategic objectives. You’ll provide exceptional customer service with the provision of financial solutions while managing operational risk and regulatory requirements Key Responsibilities To achieve agreed individual financial and non-financial targets by acquiring, growing, and retaining profitable Medium Enterprise customers within acceptable risk parameters. Contribute toward achieving the team’s overall target and delivering optimal portfolio return. Collaborate an...

JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UPTO45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements. Key Responsibilities: Loan Application Review: ➢ Analyse and verify loan ap...

JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UPTO45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements. Key Responsibilities: Loan Application Review: ➢ Analyse and verify loan ap...

Credit Manager-Working Capital-Credit Bangalore, Karnataka, India JOB DESCRIPTION Job Role :As part of Credit Team for Working Capital Finance Managing team of Credit Managers Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based ) Under writing cases with desired level of quality and enabling achievement of branch business target by proper training. Visiting customers for personal discussions and deal structuring Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained To evaluate proposals of customers for Home Loans, Loan against Property Decision making within defined TA...

Job Description: Underwriter/Credit Appraiser Job Overview: The Credit Appraiser is responsible for evaluating the creditworthiness of individuals, businesses, or other entities seeking loans, credit, or financial services. The role involves analyzing financial documents, assessing risk factors, and making informed decisions about whether to approve or deny credit applications. The Credit Appraiser ensures that the organization’s credit policies and risk management strategies are followed, while balancing the need to extend credit with the need to minimize potential defaults. Key Responsibilities: Credit Risk Assessment: Review and assess credit applications from individuals, businesses, or ...

We are a rapidly growing company that’s revolutionizing the way the restaurant industry does business by pairing technology with an extraordinary commitment to customer success. We help restaurants streamline operations, increase revenue, and deliver amazing guest experiences through our platform that combines restaurant point of sale, guest-facing technology, and award-winning customer support. Join us as we empower the restaurant community to delight guests, do what they love, and thrive Bready * to make a change? The Fintech Risk team at Toast is responsible for driving risk informed growth for the rapidly expanding Toast Fintech line of business. We are seeking a Principal Credit Risk St...

This job is with Standard Chartered Bank, an inclusive employer and a member of myGwork – the largest global platform for the LGBTQ+ business community. Please do not contact the recruiter directly. Job Summary Our Credit Analysts have extensive knowledge of our risk assessment and portfolio risk management framework which they use to support our Account Managers with credit reviews, ongoing risk monitoring and client creditworthiness. They also assess Standard Chartered's risk appetite against market and economic conditions across the different markets and asset classes. About Our Banking And Coverage Team Our Banking and Coverage team owns and leads the management and development of our Cl...

Divisional Overview JOB DESCRIPTION The Risk division is responsible for credit, market and operational risk, model risk, independent liquidity risk, and insurance throughout the firm. Whether assessing the creditworthiness of the firm’s counterparties, monitoring market risks associated with trading activities, or offering analytical and regulatory compliance support, our work contributes directly to the firm’s success. The division is ideal for collaborative individuals who have strong ethics and attention to detail. https://www.goldmansachs.com/careers/divisions/risk/index.html Department Overview Credit Risk (CR) is responsible for managing the firm’s credit exposure to its trading and l...

Company Description Lendingkart Group is a fin-tech startup focused on making working capital finance easily accessible to entrepreneurs. Lendingkart Technologies Private Limited and Lendingkart Finance Limited utilize big data analysis and technology tools to evaluate creditworthiness and provide SME lending services rapidly and accurately. Role Description This is a full-time on-site role for a Sales Manager in the DSA Vertical Channel Sales at Lendingkart located in Kolkata. The Sales Manager will be responsible for managing and expanding the DSA vertical channel sales, building and maintaining client relationships, and achieving sales targets through effective strategies and team managem...

JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UPTO45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements. Key Responsibilities: Loan Application Review: ➢ Analyse and verify loan ap...

JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UPTO45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements. Key Responsibilities: Loan Application Review: ➢ Analyse and verify loan ap...

Meeting with clients interested in taking out a loan and providing them with the necessary information to start the loan application process. Collecting the needed financial documentation and assessing the clients' creditworthiness. Calculating and analyzing the risk ratios of clients based on their credit score and financial history. Approving or denying loan requests, and communicating your decision to both clients and management. Setting up payment plans for clients explaining monthly installment amounts, interest rates, and other costs. Maintaining records of loan applications by using loan management software. Managing loan renewals by organizing follow-up meetings with clients. Monitor...

Job Description – Trainee Credit Officer Job Title: Trainee Credit Officer Department: Credit & Risk Location: Varanasi & Surrounding Areas Employment Type: Full-time Key Responsibilities: Assist in evaluating loan applications and verifying customer details Conduct field visits for residence and business verification Assess borrower’s creditworthiness as per company policy Prepare and maintain credit appraisal reports Coordinate with branch teams for loan documentation and disbursement Support in portfolio monitoring and risk assessment Eligibility Criteria: Qualification: Minimum 12th pass (Graduate preferred) Experience: Fresher or up to 1 year in banking/finance preferred Good communicat...

Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting Designation: Banking Advisory Associate Qualifications: Master of Business Administration/CA Inter/ICWA(Inter) Years of Experience: 1 to 3 years About Accenture Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song— all powered by the world’s largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every da...

Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting Designation: Banking Advisory Associate Qualifications: Master of Business Administration/ICWA(Inter)/CS Inter Years of Experience: 1 to 3 years About Accenture Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song— all powered by the world’s largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every da...

Job Summary Our Credit Analysts have extensive knowledge of our risk assessment and portfolio risk management framework which they use to support our Account Managers with credit reviews, ongoing risk monitoring and client creditworthiness. They also assess Standard Chartered’s risk appetite against market and economic conditions across the different markets and asset classes. About Our Banking And Coverage Team Our Banking and Coverage team owns and leads the management and development of our Client Relationships globally. They work across our global network with product partners to deliver working capital, financing, trade, cash and market solutions for our clients. The solutions include v...

About The Role Grade Level (for internal use): 10 The Team You will be an expert contributor and part of the S&P Global Rating Core Services Engineering Team. The team has diverse experience in technology stacks. From a foundation of disciplined processes, QA seeks out innovative testing solutions, reliable & transparent test execution, and aspires towards continuous improvement in achieving top quality. What’s In It For You As a Senior QA you will make a key contribution in building solutions to test applications across Web/API/DB platforms and framing efficient data comparison methods. Your challenge will be reducing the “time to market” for products without compromising quality, by levera...

Company Description Aditya Birla Housing Finance Limited (ABHFL), a subsidiary of Aditya Birla Capital Limited, is a rapidly growing housing finance company in India. Starting operations in the housing finance sector in October 2014, ABHFL has expanded to 121 branches. The company offers a comprehensive range of housing finance solutions, including home loans, construction financing, and property advisory services. ABHFL aims to achieve the right balance in sourcing, product mix, and increase penetration through cross-selling and up-selling. ABCL, the holding company, has a nationwide reach and is part of the Fortune 500 Aditya Birla Group. Role Description This is a full-time on-site role f...

Senior Quality Engineer {Selenium + Python} Ranga Reddy District, India Information Technology 311589 Job Description About The Role: Grade Level (for internal use): 10 The Team: You Will Be An Expert Contributor And Part Of The S&P Global Rating Core Services Engineering Team. The Team Has Diverse Experience In Technology Stacks. From A Foundation Of Disciplined Processes, QA Seeks Out Innovative Testing Solutions, Reliable & Transparent Test Execution, And Aspires Towards Continuous Improvement In Achieving Top Quality. What’s In It For You: As A Senior QA You Will Make A Key Contribution In Building Solutions To Test Applications Across Web/API/DB Platforms And Framing Efficient Data Comp...

Position: Credit Analyst Department: Credit Ratings Role Overview: The Rating Analyst will be responsible for analyzing the creditworthiness of various entities, including corporations and financial institutions. This role involves assessing financial statements, market trends, and economic factors to determine the risk of default and assigning appropriate credit ratings. The Rating Analyst will work closely with senior analysts and rating committees to ensure accurate and timely rating assessments. Key Responsibilities: Credit Analysis: Analyze financial statements, including balance sheets, income statements, and cash flow statements, to assess the financial health of entities. Evaluate in...