1565 Creditworthiness Jobs - Page 37

Job Requirements Job Description: Pipeline/Relationship Manager-Business Banking Company Name: IDFC FIRST Bank Job Type: Full-Time Job Category: Retail Banking Department: Retail Banking > Business Lending > Sales > Business Lending Location: Delhi, India IDFC FIRST Bank is seeking a highly motivated and results-driven Pipeline/Relationship Manager to join our Business Banking team in Delhi, India. As a leading retail bank, we are committed to providing exceptional financial services and solutions to our clients, and we are looking for a dynamic individual to help us achieve our goals. Key Responsibilities Develop and maintain a pipeline of potential business banking clients through various ...

Company Description Khatabook, founded in 2019 by IIT-Bombay alumni, is India’s leading business management app for MSMEs, available in 13 languages with over 50 million downloads. We empower small and medium merchants with tools for seamless transaction tracking, automated reminders, and innovative features like Interactive Voice Response (IVR) for easier credit collection. Khatabook also offers hassle-free business loans designed to support MSME growth with a fast, transparent, and efficient process. We leverage transaction history and data to provide tailor-made loans, ensuring businesses can access the capital they need to thrive. Our tech-driven approach is transforming how small busine...

Position Title: Supervisor, Credit and AML/ATF Analysts Status: Full Time – Work from Office Hours: Monday – Friday, 9:00am - 8:00pm EST Rate of Pay: Competitive salary based on experience and qualifications Key Responsibilities: Team Management: Supervise and lead a team of Credit Analysts and AML/ATF Analysts. Provide guidance, training, and support to team members to ensure high performance and professional development. Conduct regular team meetings to review performance, address issues, and communicate updates. Fraud and Credit Risk Review: Oversee the review of new applications for fraud and credit risk, including outbound calls for fraud and employment verification. Supervise real-time...

Job Responsibilities: Evaluating the creditworthiness of potential customers based upon multiple online and offline data sources. Understanding financials strength/ weaknesses with help of cash flow and ratio analysis. Conducting personal discussions with customers to clarify all open questions. Decision applications based on creditworthiness and business outlook. Deciding trade credit for borrowers (lending amount & period). Adhering to strict TAT for underwriting applications Maintaining quality of underwriting as per SOP Monitoring loan payments and bad debts. Reviewing and updating the company's credit policy. Defining early warning signals to track portfolio performance. Work with polic...

About VOIS VOIS (Vodafone Intelligent Solutions) is a strategic arm of Vodafone Group Plc, creating value and enhancing quality and efficiency across 28 countries, and operating from 7 locations: Albania, Egypt, Hungary, India, Romania, Spain and the UK. Over 29,000 highly skilled individuals are dedicated to being Vodafone Group’s partner of choice for talent, technology, and transformation. We deliver the best services across IT, Business Intelligence Services, Customer Operations, Business Operations, HR, Finance, Supply Chain, HR Operations, and many more. Established in 2006, VOIS has evolved into a global, multi-functional organisation, a Centre of Excellence for Intelligent Solutions ...

Position Summary Redaptive is looking at the hiring of a Credit Associate to assess and evaluate the credit risk associated with our customers and counterparties. This role involves conducting thorough analysis of creditworthiness, preparing financial spreads, evaluating financial data, identifying potential risks that may impact our business operations, monitoring existing clients, and assigning risk ratings. This position collaborates with various teams within the organization, including Finance, Sales, IT (Salesforce), and other departments to ensure sound credit decisions align with our company's objectives and risk tolerance. Your insights and recommendations will play a crucial role in...

The Credit Officer plays a vital role in the Loan Department by managing the complete credit process. Their key responsibilities include evaluating loan applications, assessing the creditworthiness of borrowers, verifying documents, and ensuring compliance with the society’s lending policies. They are responsible for recommending and sanctioning loans based on risk analysis, monitoring repayment schedules, and following up on overdue accounts. Additionally, the Credit Officer coordinates with field staff, maintains accurate records, and ensures proper reporting to senior management. Their role is crucial in maintaining the financial health and integrity of the society's lending operations. J...

Position Title: Supervisor, Credit and AML/ATF Analysts Status: Full Time - Work from Office Hours: Monday - Friday, 9:00am - 8:00pm EST Rate of Pay: Competitive salary based on experience and qualifications Key Responsibilities: Team Management: Supervise and lead a team of Credit Analysts and AML/ATF Analysts. Provide guidance, training, and support to team members to ensure high performance and professional development. Conduct regular team meetings to review performance, address issues, and communicate updates. Fraud and Credit Risk Review: Oversee the review of new applications for fraud and credit risk, including outbound calls for fraud and employment verification. Supervise real-time...

About Lowe's Lowe’s is a FORTUNE® 100 home improvement company serving approximately 16 million customer transactions a week in the United States. With total fiscal year 2024 sales of more than $83 billion, Lowe’s operates over 1,700 home improvement stores and employs approximately 300,000 associates. Based in Mooresville, N.C., Lowe’s supports the communities it serves through programs focused on creating safe, affordable housing, improving community spaces, helping to develop the next generation of skilled trade experts and providing disaster relief to communities in need. For more information, visit Lowes.com. Lowe’s India, the Global Capability Center of Lowe’s Companies Inc., is a hub ...

The Credit Officer plays a vital role in the Loan Department by managing the complete credit process. Their key responsibilities include evaluating loan applications, assessing the creditworthiness of borrowers, verifying documents, and ensuring compliance with the society’s lending policies. They are responsible for recommending and sanctioning loans based on risk analysis, monitoring repayment schedules, and following up on overdue accounts. Additionally, the Credit Officer coordinates with field staff, maintains accurate records, and ensures proper reporting to senior management. Their role is crucial in maintaining the financial health and integrity of the society's lending operations. J...

Job description Plan Credit Underwriting vision & outlook. Analyzing financial statements, assessing business viability, and identifying risks related to loan applications. Implementing credit policies and procedures at the state level and ensuring compliance. Monitoring portfolio performance, identifying early warning signs, and taking corrective actions. Conduct portfolio study of the outstanding advances portfolio, Lead credit tightening initiatives to keep delinquencies under control while maintaining a balanced view of business profitability across various products and geographies. Prepare Risk & Credit Decks on monthly basis.Responsible for ensuring sound understanding of credit policy...

Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting Designation: Service Delivery Operations Associate Manager Qualifications: BCom/MCom/Master of Business Administration Years of Experience: 10 to 14 years About Accenture Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song— all powered by the world’s largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuit...

About The Role Grade Level (for internal use): 09 The Team The current team is composed of highly skilled engineers with solid development background who build and manage tier-0 platforms in AWS cloud environments. In their role, they will play a pivotal part in shaping the platform architecture and engineering. Their additional tasks include, exploring new innovative tools that benefit the organization needs, developing services and tools around the platform, establishing standards, creating reference implementations, and providing support for application integrations on need basis. The Impact This role is instrumental in constructing and maintaining dependable production systems within clo...

JD For Area Credit Manager Should have experience in Team Handling Handling secured, unsecured and working capital and LAP Evaluate and process end to end Loan applications within agreed TAT timelines. Timely clearance of open audit queries, quality control checks Timely completion of Vendor Management related activities Providing support to Business Plan through quick turnaround of New and Existing proposals and work with team to optimize returns while remaining within Risk Appetite Researching and evaluating clients’ creditworthiness Creating credit scoring models to predict risks Approving or rejecting loan requests, based on credibility and potential revenues and losses Approve or reject...

Monitor and manage company receivables. Evaluate creditworthiness of existing and new clients. Set credit limits and ensure adherence to payment terms. Follow up on overdue accounts and resolve payment issues. Coordinate with the sales and finance teams for credit approvals and collections. Prepare aging reports and share regular updates with management. Desired Candidate Profile: CA Inter qualified with 1–3 years of relevant experience in credit control or accounts receivable. Strong communication and negotiation skills. Proficiency in Tally and MS Excel. Knowledge of credit risk analysis and collection procedures. Job Type: Full-time Pay: ₹10,000.00 - ₹20,000.00 per month Work Location: In...

About The Role Grade Level (for internal use): 10 S&P Global Ratings The Role: Software Engineer – Full Stack Developer We are seeking a highly skilled and experienced Full Stack Java DevOps Engineer to join our team. As a Full Stack Java DevOps Engineer, you will be responsible for designing, developing, and maintaining robust and scalable software solutions across the entire software development lifecycle. You will also be involved in implementing and managing DevOps practices to ensure efficient and reliable software delivery. Responsibilities Software Development: Design, develop, and maintain high-quality software solutions using Java technologies, frameworks, and libraries, with a stro...

We are seeking a skilled U.K Mortgage Underwriter with expertise in the 4 C’s of underwriting (Credit, Capacity, Collateral, and Capital). The ideal candidate will have experience in risk assessment, income calculations, and property evaluation, ensuring compliance with underwriting guidelines and regulatory standards. Shift & Working Days: Shift: U.K (11am -11pm). Working Days: 5 days of working. Key Responsibilities: Underwriting Activities: Review, analyze, and approve/deny mortgage applications based on risk assessment and investor guidelines. 4 C’s of Underwriting: Evaluate borrower’s Credit, Capacity, Collateral, and Capital to determine loan eligibility. Income Calculation: Assess bor...

Position Title: Supervisor, Credit and AML/ATF Analysts Status: Full Time – Work from Office Hours: Monday – Friday, 9:00am - 8:00pm EST Rate of Pay: Competitive salary based on experience and qualifications Key Responsibilities: Team Management: Supervise and lead a team of Credit Analysts and AML/ATF Analysts. Provide guidance, training, and support to team members to ensure high performance and professional development. Conduct regular team meetings to review performance, address issues, and communicate updates. Fraud and Credit Risk Review: Oversee the review of new applications for fraud and credit risk, including outbound calls for fraud and employment verification. Supervise real-time...

Job ResponsibilitiesThorough understanding about finance business To design and execute various strategies related to lending & finance To ensure monthly achievement of assign disbursement targets with no delinquency Manage the Finance & lending Loans division and ensure smooth and efficient loan disbursement processes Develop and implement strategies to drive the growth of the loans portfolio Oversee the evaluation and verification of loan assets for loan disbursal Monitor loan applications, ensuring adherence to company policies and regulatory requirements Assess creditworthiness of loan applicants and determine appropriate loan amounts Train and mentor staff members on micro finance loan ...

Company Description MAHINDRA AND MAHINDRA FINANCIAL SERVICES LIMITED is a financial services company headquartered in Mumbai, Maharashtra, India, at Gateway Building, Apollo Bunder. The company specializes in providing a wide range of financial products and services. Potential applicants will find an established business offering opportunities for professional growth and development within the financial services sector. Role Description This is a full-time, on-site role for a Credit Officer located in Sikar. As a Credit Officer, you will be responsible for assessing creditworthiness of potential customers, managing credit portfolios, analyzing financial data, and making informed credit decis...

Job Description CONTROLLERS Controllers ensure that the firm meets all the financial control and reporting obligations of a global, regulated, and public financial institution. Our professionals measure the profitability of, and risks associated with, every aspect of the firm's business. Controllers also ensure that the firm's activities are conducted in compliance with the regulations governing transactions in the financial markets. OUR IMPACT We're a team of specialists charged with managing the firm’s liquidity, capital, and risk, and providing the overall financial control and reporting functions. Whether assessing the creditworthiness of the firm’s counterparties, monitoring market risk...

Role : Credit Manager for Business Loans Responsible for evaluating and managing the creditworthiness of potential business borrowers, assessing risks, and ensuring compliance with company credit policies. They analyze financial information, monitor loan performance, and manage collections, ultimately minimizing financial risk and maximizing profitability for the lending institution. Key Responsibilities: Credit Assessment: Reviewing loan applications, financial statements, credit reports, and other relevant documents to assess a business's creditworthiness. Risk Analysis: Identifying potential risks associated with lending to specific businesses, evaluating their ability to repay loans, and...

Key Responsibilities Credit Assessment : Risk Management : Loan Approval Process : Evaluate loan applications and creditworthiness of applicants based on financial data and other relevant factors. Perform detailed analysis of financial statements, bank statements, and credit reports. Assess repayment capacity and recommend appropriate loan structures. Identify, analyze, and mitigate potential credit risks. Ensure compliance with internal credit policies and regulatory guidelines. Conduct periodic portfolio reviews to identify early warning signals. Coordinate with sales and operations teams for smooth processing of loan applications. Approve or recommend loans within delegated authority limi...

Job Title: Credit Analyst – Real Estate (Fundraising & Financial Modeling) Location : Pune Industry : Real Estate / Project Finance Experience : 3 to 5 Years Employment Type : Full-time About the Company Omicron Group, a Pune-based commercial real estate developer, has its roots in Aurangabad with over 35 years of expertise in power infrastructure. Known for delivering Grade-A office spaces across Pune, the group combines engineering precision with modern commercial real estate innovation. Job Summary We are seeking a highly motivated and detail-oriented Credit Analyst with experience in financial modeling and fundraising for real estate projects. The candidate will play a key role in suppor...

Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting Designation: Service Delivery Operations Associate Manager Qualifications: BCom/MCom/Master of Business Administration Years of Experience: 10 to 14 years About Accenture Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song— all powered by the world’s largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuit...