Credit Risk Management Analyst

2 years

0 Lacs

Posted:3 months ago| Platform: Linkedin logo

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Work Mode

Remote

Job Type

Full Time

Job Description

Job Title:

Analyst – Credit Risk Management📍 Location: Bengaluru, India | 🏢 Company: PhonePe | 🕒 Type: Full-time, On-site

About The Role

Join the Risk Strategy team at PhonePe to build and optimize fraud and credit risk strategies for its growing

lending business

. This role requires strong analytical, technical, and cross-functional collaboration skills to manage portfolio risk and enable scalable lending solutions.

Key Responsibilities

  • Develop and implement risk strategies for fraud and credit risk in lending
  • Build statistical risk models (e.g., logistic regression, gradient boosting)
  • Analyze portfolio data to manage risk and predict Expected Credit Loss (ECL)
  • Leverage alternate data sources for improved risk assessments
  • Work with product and engineering teams to build anomaly detection tools
  • Continuously evaluate and improve risk solutions

Qualifications

  • B.Tech/BE from Tier-I/II institutes
  • 1–2 years of experience in risk analytics (preferably FinTech)
  • Strong in SQL, Python, and MS Excel
  • Experience with statistical modeling techniques
  • Strong analytical, communication, and problem-solving skills

Perks & Benefits

  • Comprehensive insurance (medical, critical illness, life, accident)
  • Parental benefits and day-care support
  • Retirement benefits (PF, NPS, gratuity)
  • Relocation support, education assistance, car lease, and more

Tagged As

  • Fintech
  • CBDC
  • OpenBanking
  • WealthTech
  • RegTech
  • SustainableFinance
  • CSS
  • React
  • React Native
  • HTML
  • Development
  • Remote
  • Non Tech
  • Web3
  • NFT

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