Credit Risk Analytics - Intermediate Analyst - C11

Role Overview: You will be responsible for enhancing and improving Risk policies using statistical techniques to optimize business growth and profits by minimizing losses. Supporting tactical and strategic Risk Analytics projects for Citis Branded Cards Proprietary Cards Risk Management group in the US. Your role will involve developing and managing the implementation of effective risk management strategies to mitigate credit losses, including designing, executing, and interpreting credit tests on statistically sampled customer populations. You will apply innovative analytical techniques to customer and transaction data to build risk mitigation strategies and processes. It is essential for you to effectively provide updates and communicate key initiatives to senior risk management. You will be analyzing tests and performance using SAS and decision tree software (CHAID/CART) and evaluating the effectiveness of current policies and strategies. Key Responsibilities: - Clearly develop and communicate analysis - Understanding of Credit life cycle, from Acquisitions through early Collections - Hands-on expertise in developing and managing segmentation strategies - Make presentations to both technical and non-technical personnel frequently - Understand and communicate examples of credit strategy customer impact through review of Credit Bureau data - Work efficiently in a matrixed environment balancing between business and functional interactions and priorities Qualifications: - Undergraduate degree with a specialization in Statistics, Mathematics, or other quantitative discipline - 5+ years of work experience - Experienced in developing, implementing, and monitoring credit strategies or scoring models - Good programming skills in advanced SAS, SQL, Knowledge Studio, SAS E-miner in PC, UNIX environments - Highly proficient in Excel/pivot tables and PowerPoint, VBA a plus - Exposure to project/process management - Strong communication and presentation skills targeting various audiences - Ability to work with cross-functional teams - Flexibility in approach and thought process - Ability to work effectively across portfolio risk policy teams and functional areas teams - Strong influencing and facilitation skills Please note the additional details of the company were not provided in the job description.,