82 Credit Reporting Jobs - Page 3

Role: Credit Analyst Location: Noida Shifts: Night Shift- (7:00 PM - 4:00 AM) Apply Here: https://app.intalent.ai/biz2credit/recruitment/candidate/new/329 Key Responsibilities: Responsibilities Post Funding - Enter, update, and retrieve information of delinquent merchants. Set and adjust payments based on financial analysis. Monitor accounts receivable and identify suspicious accounts. Ensure compliance with company policies and legal regulations. Review deals involving Collection Analysts and assist them as needed. Collaborate with collection teams to manage credit risk. Maintain accurate records of all credit and collection activities. Analyze financial statements and lien reports. Provide support during internal and external communications. Conduct regular reviews of default deals. Participate in cross-functional projects to improve credit and collections processes. Handle special projects and assignments as needed. Requirements Bachelors degree in finance, accounting, or other business-related fields. Two to Three years of strong quantitative experience. Strong understanding of credit risk management principles. Proficiency in financial analysis and reporting. Excellent communication and negotiation skills. Ability to work independently and as part of a team. Strong attention to detail and accuracy. Proficiency in financial software and Microsoft Office Suite. Ability to handle confidential information with integrity. Ability to analyze and interpret financial data. Ability to work in a fast-paced and dynamic environment. Continuous improvement mindset and willingness to learn. An ability to effectively manage competing deadlines for projects in a high-pressure work environment, with varying degrees of supervision.

Role: Credit Analyst Location: Noida Shifts: Night Shift- (7:00 PM - 4:00 AM) Apply Here: https://app.intalent.ai/biz2credit/recruitment/candidate/new/329 Key Responsibilities: Responsibilities Post Funding - Enter, update, and retrieve information of delinquent merchants. Set and adjust payments based on financial analysis. Monitor accounts receivable and identify suspicious accounts. Ensure compliance with company policies and legal regulations. Review deals involving Collection Analysts and assist them as needed. Collaborate with collection teams to manage credit risk. Maintain accurate records of all credit and collection activities. Analyze financial statements and lien reports. Provide support during internal and external communications. Conduct regular reviews of default deals. Participate in cross-functional projects to improve credit and collections processes. Handle special projects and assignments as needed. Requirements Bachelors degree in finance, accounting, or other business-related fields. Two to Three years of strong quantitative experience. Strong understanding of credit risk management principles. Proficiency in financial analysis and reporting. Excellent communication and negotiation skills. Ability to work independently and as part of a team. Strong attention to detail and accuracy. Proficiency in financial software and Microsoft Office Suite. Ability to handle confidential information with integrity. Ability to analyze and interpret financial data. Ability to work in a fast-paced and dynamic environment. Continuous improvement mindset and willingness to learn. An ability to effectively manage competing deadlines for projects in a high-pressure work environment, with varying degrees of supervision.

ob Title: Process Trainer Reports To (Title): Training Lead Job Location: Bangalore Job Summary: We are seeking an experienced Mortgage trainer, manage multiple training requirements and its implementation and measure its impact. A successful candidate will be passionate about learning and excited about the prospect of leading by example. Job Responsibilities: Requirements : • Past Mortgage Originations experience to design, develop and deliver training with two or more years of experience • Must have excellent presentation skills • Evaluating individual and organizational performance to ensure training is meeting business needs and improving performance • Identifying training needs by consulting with business stakeholders and using needs assessments • Developing and delivering training solutions that meet business needs • Optimizing training processes for efficiency • Manage supply chain in terms of planning, organizing, ensuring high conversion and retention from onboarding new hires till handover to business • Exhibit agility in both method and approach to accommodate planned and ad hoc requirements of the business Competency Requirement (with desired proficiency level): • Communication Skills (Oral and Written) Advanced • Mortgage Domain Expert • Evaluating others – Advanced • Facilitation Skills – Advanced • Instructional Design – Intermediate • People Management – Advanced • Employee Engagement – Advanced • Stakeholder Management - Advanced • Excel Skills – Intermediate • Flexibility, Integrity and Accountability - Expert Additional Requirement: Graduate in any field Experience/certification in Mortgage industry with expertise to loan processing & Initial Underwriting in US Residential Mortgage Contact :8431234240

Responsibilities: - Preparing technical reports on plant & machinery, capacity, raw materials, layout, licenses; vetting costs; data analysis; report drafting; documentation; client coordination; and team support.

Job Title: Mortgage Trainer (Unit Manager Process Training - US Mortage) Job Location : Bangalore/Pune Job Summary: We are seeking an experienced Mortgage trainer, manage multiple training requirements and its implementation and measure its impact. A successful candidate will be passionate about learning and excited about the prospect of leading by example. Mandatory Experience : Training, US Mortgage, Underwriting/ Pre Underwriting, Income Calculations, Loan Orrigination, Credit Report. Job Responsibilities: Requirements : Past Mortgage Originations experience to design, develop and deliver training with two or more years of experience Must have excellent presentation skills Evaluating individual and organizational performance to ensure training is meeting business needs and improving performance Identifying training needs by consulting with business stakeholders and using needs assessments Developing and delivering training solutions that meet business needs Optimizing training processes for efficiency Manage supply chain in terms of planning, organizing, ensuring high conversion and retention from onboarding new hires till handover to business Exhibit agility in both method and approach to accommodate planned and ad hoc requirements of the business Competency Requirement (with desired proficiency level): Communication Skills (Oral and Written) Advanced Mortgage Domain Expert Evaluating others Advanced Facilitation Skills – Advanced Instructional Design – Intermediate People Management – Advanced Employee Engagement – Advanced Stakeholder Management - Advanced Excel Skills – Intermediate Flexibility, Integrity and Accountability - Expert Additional Requirement: Graduate in any field Experience/certification in Mortgage industry with expertise to loan processing & Initial Underwriting in US Residential Mortgage Sincerely, Sonia TS

Role & responsibilities Should be well conversant with IRAC, Exposure, Large exposure norms, Resolution Plan Implementation, Sensitive sector monitoring, etc. Exposure in preparation of DSB, CRILC, PSL, MSME, SLBC, Defaulter, NPA, Bureau reporting (CIBIL), NeSL submission, Quarterly disclosure preparation, Risk Based Supervision submission, Potential NPA tracking, Exception reports, SCOD tracking, etc. Facilitate Half yearly review of all process notes and QC checklists to align with extant circulars. Excellent oral and written communication. Excellent project management skills to manage multiple automation projects with circular implementations. To be able to provide assistance in evaluation and Review of BRDs as well as facilitating UATs for automation projects. Ability to manage work with minimum supervision. Ability to drive all process improvement initiatives. Ability to work under pressure and manage stakeholders expectations. Exposure towards handling Regulatory/Statutory/Concurrent audits and track open audit points till closure. Possess strong understanding of RBI circulars and have handled regulatory reporting team for a mid-sized/large Bank Preferred candidate profile Candidate should be hands on with Credit Regulatory reporting Should be well versed with IRAC, Large exposure norms, Credit Reporting on asset side Candidate should have exp in preparation of advances & exposure data, DSB 4 (RAQ), CRILC, LEF, PSL, MSME, SLBC, Defaulter, NPA identification and reporting, Bureau reporting (CIBIL), NeSL submission

Job Opportunity US Mortgage Underwriter - Credit - Work from Office Company Profile: Infinity IPS Founded in 2003, Infinity IPS is a mortgage industry leader in providing end-to-end services and solutions. We specialize in mortgage due diligence, pre-fund and post-close quality control, mortgage servicing reviews and loan brokering services. We are vetted by all 5 major rating agencies. Our clients are financial entities including investment banks, commercial banks, mortgage companies, government agencies and mortgage insurers Post US Mortgage Underwriter - Credit Location Bangalore & Pune – WORK FROM OFFICE Job Shift – Day & Night (7 Pm to 5 Am) - Both Shifts Available - 5 Days a Week – Saturday & Sunday Off Transport Travelling to be Managed by Self Immediate joiners preferred Good exposure to work and good salary Required Skills & Job Responsibilities – U.S. Mortgage Underwriter: 2 or more years of experience in U.S. residential mortgage underwriting. Strong understanding of U.S. residential mortgage products and investor guidelines. Excellent analytical and decision-making skills, with a focus on maintaining data integrity and accuracy in all underwriting documentation and systems. Ability to analyze credit reports, income documents, asset statements, and property appraisals to ensure compliance with investor guidelines. S trong working knowledge of 4Cs Experience r eviewing and verifying W-2s, pay stubs, tax returns, bank statements, appraisal reports, and other documentation. S killed in evaluating borrower credit reports, calculating DTI (Debt-to-Income) ratios, and calculation various income types (base, self-employment, rental income). Strong attention to identifying red flags and applying risk-based decision-making. Excellent verbal and written communication skills.

LTFinance is looking for BRANCH CREDIT MANAGER - LAP to join our dynamic team and embark on a rewarding career journey Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria Credit Monitoring: Monitoring the credit performance of existing borrowers and taking proactive measures to address potential delinquencies or defaults Debt Recovery: Overseeing debt collection efforts and working with collection agencies if necessary to recover outstanding debts Customer Relationship Management: Building and maintaining relationships with customers or clients to understand their credit needs and address any credit-related concerns Credit Reporting: Reporting on credit-related metrics and performance to senior management or relevant stakeholders Collateral Management: Evaluating and managing collateral provided by borrowers to secure credit facilities

Looking for candidates with 0 to 30days of notice period. Job Description: Candidate with minimum 8+ years of work experience within a financial institution (analyzing corporate clients risk insights and credit) Strong experience into Financial Spreading Credit Analysis, credit review, Credit note,& commercial Lending Operations. Preparation of detailed credit and financial analyses risk asset reviews including evaluation of corporate regulatory and industry risk historical operating performance projected operating performance and capital structure. Sound knowledge of financials cash flow leverage & liquidity analysis credit quality assigned value risk analysis internal rating rationale projections and credit recommendations Covenant Monitoring. Strong knowledge on US GAAP Accounting / International Financial Reporting Standards ((10-K 10-Q SEC Filings Investor Presentation etc.) Ability to understand private and public limited corporation structure reporting and classification of financial segments and key credit assessment ratios / parameters Strong Knowledge of MS Office Spreadsheet and formulas Strong Ability to handle seasonal peaks and dynamic changes in workflow Knowledge of any one Financial Spreading tools: Moodys Risk Analyst FIS Optimist Credit lens or allied spreading tools Flexible to work in night shifts. Contact Person: Devikala D Email ID: devikala@gojobs.biz

Hiring ... Exp: 2+year Of Experienced Required in US Mortgage, Loan Origination, International Non voice Support Edu: Any Graduate Immediate joiners Only Excellent Communication Required Contact: HR AYESHA 7676529751 (What's App)

Job Title: Due Diligence Underwriter - Day Shift Company Name: Consolidated Analytics Location: Teynampet, Chennai Experience Required: 0.6 months to 6 years Employment Type: Full-Time Shift Timing: Day Shift (Flexible to work in Night Shift) Work Mode: Work from Office Job Description: We are looking for a detail-oriented Due Diligence Underwriter to join our team in Chennai. The ideal candidate will assess mortgage loan applications, review borrower financials, evaluate property appraisals, and ensure compliance with industry standards and regulations. Key Responsibilities: Review and verify mortgage loan applications and supporting documents Analyze borrowers creditworthiness, income, employment, and debt Evaluate credit reports, financial statements, tax returns, and pay stubs Review property appraisals to ensure valuation accuracy Ensure compliance with lending guidelines and regulatory requirements Identify and assess potential risks Desired Candidate Profile: Bachelor's degree in any discipline 6 months to 6 years of experience in mortgage processing underwriting Strong knowledge of mortgage guidelines and industry regulations Proficient in mortgage tools/software Excellent analytical and communication skills Certification in underwriting is a plus Key Skills: Mortgage Underwriting, Loan Review, Credit Analysis, Risk Assessment, Property Valuation, Financial Analysis, Compliance, DTI, LTV, Mortgage Tool Please reach out to these numbers - 7358021675/9384663108

Role & responsibilities Good in Excel Knowledge of MS Office. Knowledge of SQL will be an added advantage Knowledge of MIS and Data Management Excellent coordination and communication skills Ability to prepare delivery files, Data Manipulation Making MIS Reports on collated data Ensure accuracy and timeliness of reports/delivery sent Good Interpersonal skills Exemplary ability to meet deadlines Proficient with Excel Formulas such as Pivot Table, V-lookup, H-lookup, Conditional formatting, Count IF, Sum IF, and other basic formulas Ability to work in a team environment

Job description: - Position: Credit Manager Secured Loans Product: Home Loan and LAP Job Locations:-Mathura Mode of interview-Virtual Job Type: REMOTE 1. Will Handel assigned location for Housing & Mortgages loan. 2. Manage team of Analysts & Ensuring that decision to be done at Benchmark TAT. 3. To Build up Healthy and sound portfolio . 4. Responsible for Underwriting of Home loan/loan against property files sourced by sales team and preparing the required proposal document detailing the loan eligibility. 5. Revert on post sanction conditions prior to disbursement based on queries raised by the team. 6. Provide recommendation on complex cases to supervisors for seeking necessary decision based on deviation/ approval matrix. 7. Co-ordinate and communicate with different departments. 8. Maintain TAT as per guidelines. 9. Adhere to the policy/ process laid out by the Central team on all loan applications being processed. 10. Closely monitor on non-starters/first EMI bounce trends. Ensure compliance on all aspects stipulated by company and regulatory committees. 11. Maintain and report various MIS to monitor portfolio performance and risk. 12. Continuously improve underwriting capability based on portfolio performance. 13. Understating the PD of affordable product 14. Must also have strong Excel and PowerPoint skills 15. Prior Credit experience of working in Banks/NBFCs/DSAs in the Home Loans, Loan against property or business loans. 16. Understanding of income assessment programs, legal and technical of property and client profiling. Qualification and Experience: A. Any graduate or equivalent, MBA preferred/commerce graduate preferred. B. Minimum 4-5 years experience in Credit department of Banks, NBFCs, C. Credit manager, branch Note: up to 45days notice period will be considered Contact for More Information HR SUSHMA-7009449677

About Client Hiring for One of the Most Prestigious Multinational Corporations! Job Title : Live Underwriters Qualification : Any Graduate or Above Relevant Experience : 2 to 10 Years Must Have Skills : 1. Live underwriters 2. 4Cs 3. Collateral Capacity 4. Credit & Income 5. Residential Underwriting 6. Pre purchase review / PPR Roles and Responsibilities : 1. The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2. Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. 3. Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company. 4. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. 5. Provides final approval underwriting of mortgage loans. 6. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. 7. Sign off conditions in a timely manner set by management. 8. Work with staff and management to find solutions on escalated loans. 9. May be requested to make recommendations for improving Internal Audits policies and practices. 10. Manage loans by using all functions of Encompass. 11. Effectively communicate underwriting decisions with processors and advisors 12. Maintain a high level of customer service and communication with other departments. 13. Other duties as assigned. Work Location : Chennai and Delhi CTC Range : Upto 15 LPA (Lakhs Per Annum) Notice period : Immediate to 60 Days Shift Timing : US Shift Mode of Interview : Walk-in (Pune) Mode of Work : Work from Home Thanks & Regards, Amala Subject Matter Expert Black and White Business Solutions Pvt Ltd Bangalore, Karnataka, INDIA. Direct Number: 080-67432458 Send Resumes to amala@blackwhite.in www.blackwhite.in ****************************** DO REFER YOUR FRIENDS**********************************

Senior Credit Analyst Insurance (Financial Modelling) – 2 Years – Pune Location – Pune (Hybrid) An excellent opportunity to join a global credit risk team, where you will support insurance sector analysis across North American and European markets. This role blends financial modeling, regulatory tracking, and client interaction in a hybrid work environment. Your Future Employer – A globally respected analytical and ratings powerhouse with a strong presence in financial markets, known for insight-driven credit evaluation and decision support. Responsibilities – Support global credit analysts in tracking and analysing the creditworthiness of insurance companies. Monitor industry trends and regulatory changes in global insurance markets to proactively identify credit triggers. Perform in-depth financial analysis, build models, projections, and conduct peer benchmarking . Draft internal credit assessment packs and assist in creating publishable credit rating reports. Collaborate effectively with international clients and stakeholders while ensuring process and compliance adherence. Requirements – 2–5 years of experience in credit risk analysis , insurance sector research , or financial institutions analysis . Expertise in financial modelling and interpretation of international financial statements. Strong verbal and written communication for report writing and stakeholder collaboration. Familiarity with insurance KPIs, regulatory frameworks, and credit ratings methodology. MBA (Finance, Full-time) or CA – mandatory. What is in it for you – Work with a global insurance analytics team . Exposure to international credit markets and rating methodologies. Build deep sectoral knowledge across leading insurance firms. Flexible hybrid working model with learning-focused culture. Reach us – If you believe this role matches your career path, send your updated CV to parul.arora@crescendogroup.in for a confidential discussion. Disclaimer – Crescendo Global is a niche recruitment firm specializing in senior and leadership hiring. We value diversity and inclusion and provide equal opportunities for all qualified applicants. Note – We receive a large volume of applications daily. If you do not hear back from us within 1 week, please consider your application not shortlisted. Your patience is appreciated. Profile Keywords – Credit Risk Analyst, Insurance Analytics, Financial Modelling Jobs, Credit Research, Credit Rating Jobs, CA Analyst Jobs, MBA Finance Roles, Insurance Domain Jobs, Credit Assessment, Financial Analysis, Pune Hybrid Jobs, Crescendo Global Jobs

About Client Hiring for One of the Most Prestigious Multinational Corporations! Job Title : Live Underwriters Qualification : Any Graduate or Above Relevant Experience : 2 to 10 Years Must Have Skills : 1. Live underwriters 2. 4Cs 3. Collateral Capacity 4. Credit & Income 5. Residential Underwriting 6. Pre purchase review / PPR Roles and Responsibilities : 1. The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2. Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. 3. Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company. 4. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. 5. Provides final approval underwriting of mortgage loans. 6. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. 7. Sign off conditions in a timely manner set by management. 8. Work with staff and management to find solutions on escalated loans. 9. May be requested to make recommendations for improving Internal Audits policies and practices. 10. Manage loans by using all functions of Encompass. 11. Effectively communicate underwriting decisions with processors and advisors 12. Maintain a high level of customer service and communication with other departments. 13. Other duties as assigned. Work Location : Chennai and Delhi CTC Range : Upto 15 LPA (Lakhs Per Annum) Notice period : Immediate to 60 Days Shift Timing : US Shift Mode of Interview : Walk-in Mode of Work : Work from Home Thanks & Regards, Darini HR Analyst Black and White Business Solutions Pvt Ltd Bangalore, Karnataka, INDIA. Direct Number: 080-67432492 | WhatsApp 9591269435 darini@blackwhite.in | www.blackwhite.in ****************************** DO REFER YOUR FRIENDS**********************************

About Client Hiring for One of the Most Prestigious Multinational Corporations! Job Title : Live Underwriters Qualification : Any Graduate or Above Relevant Experience : 2 to 10 Years Must Have Skills : 1. Live underwriters 2. 4Cs 3. Collateral Capacity 4. Credit & Income 5. Residential Underwriting 6. Pre purchase review / PPR Roles and Responsibilities : 1. The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2. Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. 3. Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company. 4. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. 5. Provides final approval underwriting of mortgage loans. 6. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. 7. Sign off conditions in a timely manner set by management. 8. Work with staff and management to find solutions on escalated loans. 9. May be requested to make recommendations for improving Internal Audits policies and practices. 10. Manage loans by using all functions of Encompass. 11. Effectively communicate underwriting decisions with processors and advisors 12. Maintain a high level of customer service and communication with other departments. 13. Other duties as assigned. Work Location :Pune (Remote) CTC Range : Upto 14 LPA (Lakhs Per Annum) Notice period : Immediate to 60 Days Shift Timing : US Shift Mode of Interview : Walk-in Mode of Work : Work from Home Thanks & Regards, Hemalatha HR Analyst Black and White Business Solutions Pvt Ltd Bangalore, Karnataka, INDIA. Direct Number: 080-67432418/WhatsApp @9900261540 hemalatha.c@blackwhite.in | www.blackwhite.in ****************************** DO REFER YOUR FRIENDS**********************************

About Client Hiring for One of the Most Prestigious Multinational Corporations! Job Title : Live Underwriters Qualification : Any Graduate or Above Relevant Experience : 2 to 10 Years Must Have Skills : 1. Live underwriters 2. 4Cs 3. Collateral Capacity 4. Credit & Income 5. Residential Underwriting 6. Pre purchase review / PPR Roles and Responsibilities : 1. The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2. Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. 3. Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company. 4. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. 5. Provides final approval underwriting of mortgage loans. 6. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. 7. Sign off conditions in a timely manner set by management. 8. Work with staff and management to find solutions on escalated loans. 9. May be requested to make recommendations for improving Internal Audits policies and practices. 10. Manage loans by using all functions of Encompass. 11. Effectively communicate underwriting decisions with processors and advisors 12. Maintain a high level of customer service and communication with other departments. 13. Other duties as assigned. Work Location :Pune (Remote) CTC Range : Upto 14 LPA (Lakhs Per Annum) Notice period : Immediate to 60 Days Shift Timing : US Shift Mode of Interview : Walk-in Mode of Work : Work from Home Thanks & Regards, Monika HR Analyst Black and White Business Solutions Pvt Ltd Bangalore, Karnataka, INDIA. Direct Number: 080-67432491/WhatsApp @9916116145 monika.j@blackwhite.in | www.blackwhite.in ****************************** DO REFER YOUR FRIENDS**********************************

About Client Hiring for One of the Most Prestigious Multinational Corporations! Job Title : Live Underwriters Qualification : Any Graduate or Above Relevant Experience : 2 to 10 Years Must Have Skills : 1. Live underwriters 2. 4Cs 3. Collateral Capacity 4. Credit & Income 5. Residential Underwriting 6. Pre purchase review / PPR Roles and Responsibilities : 1. The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2. Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. 3. Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company. 4. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. 5. Provides final approval underwriting of mortgage loans. 6. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. 7. Sign off conditions in a timely manner set by management. 8. Work with staff and management to find solutions on escalated loans. 9. May be requested to make recommendations for improving Internal Audits policies and practices. 10. Manage loans by using all functions of Encompass. 11. Effectively communicate underwriting decisions with processors and advisors 12. Maintain a high level of customer service and communication with other departments. 13. Other duties as assigned. Work Location :Pune (Remote) CTC Range : Upto 14 LPA (Lakhs Per Annum) Notice period : Immediate to 60 Days Shift Timing : US Shift Mode of Interview : Walk-in Mode of Work : Work from Home Thanks & Regards, Lakshmi PS HR Analyst Black and White Business Solutions Pvt Ltd Bangalore, Karnataka, INDIA. Direct Number: 080-67432489/WhatsApp @7892150019 lakshmi.p@blackwhite.in | www.blackwhite.in ****************************** DO REFER YOUR FRIENDS**********************************

Basic Section No. Of Position 1 Grade NA Level Analyst, Credit Organisational BUSINESS Birla Pivot BUSINESS_UNIT-1 Birla Pivot BUSINESS_UNIT-2 Birla Pivot BUSINESS_UNIT-3 Birla Pivot DEPARTMENT-1 Birla Pivot Partners Country India State Karnataka Worksite Bangalore Industry -- Function Strategy & Planning Skills Skill Underwriting Unsecured Loan Minimum Qualification Bachelor Of Commerce (Honours) CERTIFICATION No data available About The Role Conduct comprehensive credit analyses and assessments to evaluate borrower creditworthiness, support informed lending decisions, and ensure the maintenance of a high-quality books of accounts. Key Responsibilities Credit Assessment: Analyse credit applications and financial statements to assess the creditworthiness of buyers, evaluating factors such as income, assets, liabilities, and payment history. Utilize credit scoring models and risk assessment tools to evaluate credit risk and recommend appropriate credit limits and terms. Financial Analysis: Conduct comprehensive financial analyses, including cash flow analysis, ratio analysis, and trend analysis, to evaluate the financial health and stability of buyers. Identify potential credit risks and red flags, highlighting areas of concern and recommending mitigating actions to the Lead Underwriter. Documentation and Due Diligence: Ensure accuracy and completeness of credit documentation, credit reports, and supporting financial documents. Perform due diligence checks on buyers, verifying information provided and conducting background checks as necessary to assess credit risk accurately. Communication and Reporting: Communicate credit decisions, recommendations, and risk assessments effectively to the Lead Underwriter and other relevant stakeholders. Prepare comprehensive credit analysis reports and presentations, summarizing findings, conclusions, and recommendations for review and approval. Portfolio Monitoring: Monitor the credit portfolio for early warning signs of credit deterioration, delinquencies, and defaults, escalating issues to the Lead Underwriter as appropriate. Assist in the ongoing monitoring and management of existing credit exposures, including periodic review of credit limits and terms. Qualification & Skills Bachelors degree in finance, Accounting, Economics, or related field required, masters degree preferred. Minimum of 3 years of experience in credit analysis, banking, or financial services industry. Strong analytical skills, with the ability to interpret financial data, conduct financial analyses, and assess credit risk accurately. Exceptional attention to detail, with a focus on accuracy and precision in credit analysis and documentation. Excellent verbal and written communication skills, with the ability to convey complex information clearly and concisely. Ability to work effectively in a team environment, collaborating with colleagues and stakeholders to achieve common goals.

About Client Hiring for One of the Most Prestigious Multinational Corporations! Job Title : Live Underwriters Qualification : Any Graduate or Above Relevant Experience : 2 to 10 Years Must Have Skills : 1. Live underwriters 2. 4Cs 3. Collateral Capacity 4. Credit & Income 5. Residential Underwriting 6. Pre purchase review / PPR Roles and Responsibilities : 1. The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2. Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. 3. Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company. 4. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. 5. Provides final approval underwriting of mortgage loans. 6. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. 7. Sign off conditions in a timely manner set by management. 8. Work with staff and management to find solutions on escalated loans. 9. May be requested to make recommendations for improving Internal Audits policies and practices. 10. Manage loans by using all functions of Encompass. 11. Effectively communicate underwriting decisions with processors and advisors 12. Maintain a high level of customer service and communication with other departments. 13. Other duties as assigned. Work Location : Chennai and Delhi CTC Range : Upto 15 LPA (Lakhs Per Annum) Notice period : Immediate to 60 Days Shift Timing : US Shift Mode of Interview : Walk-in Mode of Work : Work from Home Thanks & Regards, Darini HR Analyst Black and White Business Solutions Pvt Ltd Bangalore, Karnataka, INDIA. Direct Number: 080-67432492 | WhatsApp 9591269435 darini@blackwhite.in | www.blackwhite.in ****************************** DO REFER YOUR FRIENDS**********************************

Excellent communication skills Graduation must Must have experience in Commercial underwriting, US mortgage Should be aware of US Taxation & US gaap. Should have hands on experience on Financial statements analysis& spreading and credit reports.

Credit Analyst Compile and analyze various first- and third-party reports regarding client financial and credit history and recommends a course of action for clients regarding new credit applications, exceeding credit limits and delinquency. Assists with analyzing options when dealing with clients that have filed for bankruptcy. Ensure all field offices work within established credit procedures by reviewing field activities and identifying potential risks. Assist with conducting needs assessments, prepares reporting templates and metrics, and create monthly, quarterly, annually and ad hoc reports including, but not limited to, bad debt reserves and portfolio analysis covering zone, business unit and industry specifics. Review irregular activity, payment discrepancies, client complaints and inquiries and resolves issues with a focus on a high degree of customer services Tools Oracle Fusion —MS Excel, MS Word, MS Teams, and Outlook —Peoplesoft Financials/EBS —Peoplesoft Custom Apps —Customer Portal Solutions

Skill required: Property & Casualty- Underwriting - Underwriting Designation: Underwriting Specialist Qualifications: Any Graduation Years of Experience: 7 - 11 Years What would you do? Analyze and evaluate credit portfolios and financial reports including interpreting financial data and assessing market trends and volatility that has potential impact on the operations and financial performance of the client. This includes climate risk assessment and industry research. Assess credit worthiness and financial strength of client through critical financial and risk analysis with the use of qualitative and quantitative data via recommended institutions such as S&P, Moodys and Fitch, and provide recommendations for risk rating and classifications. Complete credit/financial risk analysis report with clear and concise critical analysis based on informed judgement with due diligence in alignment with the Underwriters guidelines and risk appetite. This includes, but not limited to, analysis of mergers and acquisitions, claims and litigation, international exposure, FCPA concerns, regulatory developments, material corporate governance initiatives, liquidity position, financial performance and cash flow. What are we looking for? Bachelors degree in accounting or finance is required CPA or MBA is a plus 2-3 years of experience in corporate credit analysis from a bank or similar financial institution is preferred Able to understand and interpret the financial statements (Balance Sheet, Income Statement, Cash Flow Statement, Changes in Stockholders Equity, and Notes to the financial statements). Knowledge in Annual Reports and/or Credit/Equity Reports (Standard & Poor and Moodys). Highly analytical to be able to understand financial ratios (profitability, liquidity, leverage, solvency ratios) and able to interpret several together accurately. Understanding of current global micro and macro economic status is a plus Previous experience as credit analyst/credit risk analyst or equity financial analyst for banks or other major financial institutions is required (at least 1 year of related experience). Strong understanding of US GAAP financial statements is required Familiarity with the US Industrial, Commercial, Capital and Consumer sectors Excellent oral and written communication skills. Work is primarily completing extensive write-ups to analyze risk and must be clearly written and presented for credit officers and underwriters to understand. Will also need to email and at times discuss through Microsoft teams with credit officers/underwriters) Roles and Responsibilities: Financial Analysis Risk and Credit Underwriting Fundamental analytical skills, with a background on financial reports and components, to be able to identify trends, root causes and anticipate future challenges and risks Analysis and rating of a companys profitability, asset quality, liquidity, leverage, and credit histories and identify risks related to industry, management, and contingencies. This includes assessing and analyzing trends and material changes as well as reviewing and interpreting Credit or Equity Reports to be used as reference in the analysis Complete intricate financials statement spreading to ensure financial ratios used are accurate to help understand the level of risk of buyers. Knowledgeable in company annual reports, 10Ks and 10Qs Supports Underwriters and Credit Officers in buyer administration such as setting up a buyers account in Trade Enable ("Account Reservation"), identifying buyer DUNS, performing automated buyer credit limits ("Pack 1") and gathering of buyer information and documents such as financial statements, credit reports, industry research and latest Company News Articles ("PACK 2 Docs") Qualifications Any Graduation

We are looking for a highly skilled and experienced Credit Manager to join our team at Finaleap, with 7-10 years of experience in the field. Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Conduct thorough analysis of customer financial statements and credit reports. Develop and implement effective credit risk management strategies. Collaborate with cross-functional teams to ensure seamless credit operations. Monitor and control credit exposures to minimize potential losses. Stay updated with industry trends and regulatory changes affecting credit policies. Job Requirements Strong knowledge of credit principles, practices, and regulations. Excellent analytical, communication, and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines. Proficiency in credit software and systems. Strong attention to detail and organizational skills. Experience in managing credit teams and contributing to business growth.