Kinara Capital is Hiring for Branch Sales Manager for Panruti and Tiruppur The last job should preferably be in the capacity of an Area Manager level, from credible Financial Institutions Should have exposure to micro-enterprise lending Should have managed a team in the past

Directly responsible in all aspects of spoke operations such as Target achievement, Appraisals, On-Time-Repayment, Documentation. Specifically, monitor performances all spokes Improve productivity continuously Research, Analyze, and recommend strategies to pilot main-stream and scale- up Individual lending products Recruitment of personnel in collaboration with HR Shall be the single point contact and be responsible for all administration related issues Role & responsibilities Interested Candidate Contact Sandhya HR : 63616 89220

Key Responsibilities Document Verification Verify and ensure the completeness of all required pre-joining documents. Maintain accurate and up-to-date records of employee documents in secure storage systems. Welcome Calling Conduct welcome calls to new hires, guiding them through the pre-joining process. Address any queries or concerns raised by the new hires to ensure a smooth and positive onboarding experience. Onboarding Coordination Coordinate and execute all onboarding activities, including logistics, documentation, and stakeholder communication. Prepare, collect, and process new hire documentation accurately and in a timely manner. Create and maintain employee files, onboarding trackers, and documentation logs. Conduct new hire orientation sessions in coordination with relevant teams. Monitor and ensure timely completion of all onboarding formalities. Background Verification (BGV) Initiate and manage background verification processes, adhering to internal policies. Coordinate checks including criminal record, previous employment, and address verification. Identify discrepancies and escalate concerns as per protocol. Stakeholder Communication Share new hire details with relevant internal teams including IT, Payroll, Compensation, and HRIS. Ensure timely and accurate communication of employee data to support operational readiness on Day 1. Key Skills and Requirements Bachelor's degree in Human Resources or a related field. 2+ years of experience in onboarding or HR operations preferred. Strong attention to detail and ability to handle confidential information. Excellent communication and interpersonal skills. Proficiency in MS Office and HRMS/ATS platforms. Ability to work collaboratively with cross-functional teams.

About Company Kinara Capital is a FinTech NBFC dedicated to driving Financial Inclusion in the MSME sector. Our mission is to transform lives, livelihoods, and local economies by providing fast and flexible loans without property collateral to small business entrepreneurs. Led by a women-majority management team, Kinara Capital values diversity and inclusion and fosters a collaborative working environment. Kinara Capital is the only company from India recognized globally by the World Bank/IFC with a gold award in 2019 as Bank of the Year-Asia for our innovative work in SME financing. Kinara Capital is an RBI- registered Systemically Important NBFC. Headquartered in Bangalore, we have 80 branches across Karnataka, Gujarat, Maharashtra, Andhra Pradesh, Telangana, Tamil Nadu, and UT Puducherry with more than 1000 employees. https://kinaracapital.com/ Job Title: Lead IT Infra Engineer Department : Systems Team: IT Infrastructure Purpose of Job: Team Lead IT Infrastructure Job Responsibilities: • Lead IT Infrastructure operations and related projects • Maintain uptime of all Infrastructure components • Manage a team of Infrastructure engineers & aligned vendors • Ensure vendor SLAs & services as per the contract expectations • Act as a subject matter expert for all Infra tools & technologies • Prepare and disseminate relevant reports to multiple stakeholders • Manage budgets, IT procurements, payments & AMCs • Ensure appropriate actions and resolutions for Infrastructure tickets • IT asset management & SLA management • Identify improvement opportunities, create processes and adhere to policies • Coordinate & Manage Daily, Weekly, Monthly & Quarterly meetings with engineers & vendors • Face audits, recommend and lead the audit resolutions • Identify opportunities & work on cost optimizations • Ensure Information security standards are followed & manage compliance for IT Infrastructure & services • Closely work with Cloud Operations & Information Security team • Performance evaluations for the team & vendors • Create POAs, project plans and lead the IT Infrastructure projects & new solutions implementations • Ensure proper documentation and SOPs for all processes • Hold & remain accountable for HO & branch IT Infrastructure components & services Qualifications: Education: Engineering Graduate Work Experience: 6-12 years Other Requirements: • Keen interest in learning technology • A great team player and should be able to work across multiple groups / teams. • Should be able to work in a demanding environment • Strong written and oral communication and interpersonal skills • Must have a go-getter attitude • High social responsibility & Integrity • Compliance to policies, rules and regulations • Belief in Teamwork & Effective leadership Skills & Competencies Skills Technical Skills • Networking- Firewalls, Routers, Switches, VLAN, ACLs, Subnets, VPN, SDWAN, Access Controllers • Endpoint Management & Mobile Device Management- Controls, Policies, Rules, Patch Management, Jobs • Operating System controls (Windows, Linux & MAC) • Emails- Google Workspace Administration, Office 365 Administration • Tools Expertise- UEM, MDM, EDR, Antivirus, DLP, Email Gateway, SDWAN, ESSL/ Biometric Access Control, CCTV, Audio Video • Process- Incident, Problem & Change Management Soft Skill • Good Analytical and problem-solving skills • Design thinking skills • Experience in delivering technology solutions to business. • Knowledge of the financial services domain will be an added advantage. • Should be a strong team manager and team player with a winning attitude • Ability to collaborate with internal and external stakeholders for effective delivery of the projects assigned • Analytical and problem-solving skills • Strong verbal and written communicator, able to speak with the business • stakeholders and understand the requirements • Well organized and consistently delivers on commitments • Knowledge on the Project Management • Vendor Management Competencies • ITIL, CCNA, CCNP, PMP Place of work: Head office, Bangalore. Job Type: Full Time

We're Hiring: Senior Talent Acquisition Specialist / Lead Recruiter Location: Bangalore Full-Time Role Are you a strategic recruiter with a sharp eye for talent and a passion for building strong teams? Join us at Kinara Capital, where we're looking for a Recruitment Leader who can drive end-to-end hiring excellence while bringing industry best practices to life. Key Responsibilities : Evaluate and address current and future staffing needs Lead sourcing strategy and oversee recruitment for Zonal Head and above roles Assign hiring priorities to team members and ensure positions are filled within defined TATs Create and implement selection assessments for different roles Develop salary benchmarks and ensure proposals align with budget Maintain a pool of blacklisted companies/employees for compliance and quality Collaborate with department and divisional heads to resolve hiring challenges Continuously improve recruitment processes and reduce drop-out & early attrition rates Build a future-ready talent pipeline : Sourcing Strategy & Brand Building Identify the right recruitment channels: campus, job portals, consultants, offline, etc. Establish partnerships with institutes and organizations for talent acquisition Promote Kinara's employer brand across platforms and partnerships Reports & Analytics Build dashboards to track recruitment metrics (daily, monthly, quarterly, annually) Analyze hiring funnel performance, TAT, and early attrition (06 months) What We’re Looking For Proven expertise in headhunting and executive-level hiring Strong analytical mindset and decision-making capability Experience in process reengineering and policy design Excellent stakeholder management skills This role is more than hiring—it’s about shaping the future of our teams. If you’re ready to lead recruitment strategy and make an impact, we’d love to hear from you. hashtag#Hiring hashtag#RecruitmentLead hashtag#TalentAcquisition hashtag#Jobs hashtag#HR hashtag#HeadHunting hashtag#LeadershipHiring hashtag#KinaraCareers Interested candidates can share their CVs at: kishore.k1@kinaracapital.com

Kinara Capital is hiring for Area Collections Manager for Madurai location, Candidates who have experience in Unsecured business loan will be an added advantage Team Handling experience is a must.

Kinara Capital is hiring for Area Collections Head for Pudukottai location Candidates who have Business loan experience is an added advantage Team Handing experience is a must

Job Description: As a Collections Officer at Kinara Capital, you will be responsible for managing the collection of overdue payments from clients and ensuring that the company's accounts receivable are maintained effectively. Your primary goal will be to minimize delinquency rates while maintaining positive relationships with our clients. You will work closely with the finance and customer service teams to facilitate timely collections, resolve disputes, and provide excellent service. Your responsibilities will include monitoring and managing account balances, preparing reports on collection activities, and implementing best practices for collections.

Role & responsibilities : Section 1: Vendor Management Formulation & maintenance of Procure to Pay process To check the pricing as per market rate, to negotiate with the vendor, save cost and & to select the potential vendor To assess the risk level of the vendors Liaise with various stakeholders to sign off on the contract terms Ensure smooth on boarding of the vendor Liaise with the various stakeholders to ascertain the performance of the vendor To renew the contracts within the due date Support sourcing strategy, negotiations, and performance management Researching vendors Improve vendor relationships Establishing vendor management tools & technologies Troubleshooting vendor issues Stakeholder Management Budget Check and analysis Provide Executive Level briefings to Lead & Finance Controller at regular intervals to help keep them current with changes and performance against existing agreements with vendors Section 2: Data Management Maintaining a central repository of reports Preparation of a monthly data pack that contains all the operational & financial parameters Ensuring control checks on the operational reports being published on a monthly basis

Contacting individuals or businesses with outstanding balances via telephone to request payment. Collaborating with customers to resolve payment-related matters and secure overdue payments. Maintaining precise and up-to-date records of all interactions with customers. Addressing customer inquiries and effectively resolving any payment-related issues that may arise. Achieving or surpassing the collection targets established by the organization. Providing regular updates to management regarding collection progress and related matters.

Job Title: Financial Planning & Analysis Intern Department : Finance & Accounting Purpose of Job: Vendor Management Job Responsibilities: Section 1: Vendor Management • Formulation & maintenance of Procure to Pay process • To check the pricing as per market rate, to negotiate with the vendor, save cost and & to select the potential vendor • To assess the risk level of the vendors • Liaise with various stakeholders to sign off on the contract terms • Ensure smooth on boarding of the vendor • Liaise with the various stakeholders to ascertain the performance of the vendor • To renew the contracts within the due date • Support sourcing strategy, negotiations, and performance management • Researching vendors • Improve vendor relationships • Establishing vendor management tools & technologies • Troubleshooting vendor issues • Stakeholder Management • Budget Check and analysis • Provide Executive Level briefings to Lead & Finance Controller at regular intervals to help keep them current with changes and performance against existing agreements with vendors Section 2: Data Management • Maintaining a central repository of reports • Preparation of a monthly data pack that contains all the operational & financial parameters • Ensuring control checks on the operational reports being published on a monthly basis Qualifications: Education: Degree/CA/MBA Work Experience: Fresher Other Requirements: • Excellent communication skills • An Excel test needs to be undertaken • A PowerPoint presentation to be prepared • Negotiation • Problem-solving • Knowledge of procurement processes • Metrics and data analysis • Engage in continuous learning • Risk Identification & mitigation Skills & Competencies Skills Technical Skills • Microsoft Excel Advanced • Financial Modeling & Forecasting • Budgeting & Variance Analysis • Accounting Knowledge Soft Skills • Communication Skills • Analytical Thinking • Collaboration & Teamwork • Adaptability Competencies • Presentation skills • Data-Driven Decision Making • Business Partnering Place of work: Head office, Bangalore. Job Type: Full Time

1 About Company Kinara Capital is a FinTech NBFC dedicated to driving Financial Inclusion in the MSME sector. Our mission is to transform lives, livelihoods, and local economies by providing fast and flexible loans without property collateral to small business entrepreneurs. Led by a women-majority management team, Kinara Capital values diversity and inclusion and fosters a collaborative working environment. Kinara Capital is the only company from India recognized globally by the World Bank/IFC with a gold award in 2019 as Bank of the Year-Asia’ for our innovative work in SME financing. Kinara Capital is an RBI-registered Systemically Important NBFC. Headquartered in Bangalore, we have 110 branches across Karnataka, Gujarat, Maharashtra, Andhra Pradesh, Telangana, Tamil Nadu, and UT Puducherry with more than 1000 employees. https://kinaracapital.com/ Title: Data Engineer Team: Data Warehouse Team Purpose of Job: This is a hands-on coding and designing position and we are looking for an exceptionally talented data engineer who has exposure in implementing AWS services to build data pipelines, api integration and designing data warehouse. Job Responsibilities: Excellent coding skills in Python, PySpark, SQL. Have extensive experience in Spark ecosystem and has worked on both real time and batch processing Have experience in AWS Glue, EMR, DMS, Lambda, S3, DynamoDB, Step functions, Airflow, RDS, Aurora etc. Experience with modern Database systems such as Redshift, Presto, Hive etc. Worked on building data lakes in the past on S3 or Apache Hudi Solid understanding of Data Warehousing Concepts Good to have experience on tools such as Kafka or Kinesis Good to have AWS Developer Associate or Solutions Architect Associate Certification Qualifications: At least a bachelor’s degree in Science, Engineering, Applied Mathematics. Other Requirements: Learning Attitude and good communication skills Report to: Lead Data Engineer Place of work: Head office, Bangalore. Job Type: Full Time No. of Posts: 2

Kinara Capital is hiring for Area Collections Head for Trichy location, Candidates who have team handling experience can apply, experience in NBFC Business loan is an added advantage Handle Specific Region for Recovery Review of Recovery, Tracking every delinquent 90 + Account Sit out of Regional Office and visit throughout their allocated regions every month basis hub requirements Visit Delinquent 90+ dpd customers along with RM- Sales, Legal and Hub Manager and Strategize for PAR Reduction as part of 90 + Joint Action Plan Team Liaison with Regional Legal Managers and ensure appropriate legal orders are in place for each delinquent 90 + Account Co-ordinate with the Hub Team in Service of LN, LRN, Arbitration Notices, S.138 Notice, Award and all other notices / orders Maintenance of MIS on Delinquent 90+ Accounts Repossession of Hypothecated Assets in co-ordination with Hub Team Out of court settlement of recovery matters wherever possible with approval of internal authority Getting Periodic PTP from Hub Team, ensuring follow up collection of the same

Kinara Capital is hiring for Branch Sales Head for Mayiladuthurai location, Candidates who have team handling experience can apply, experience in NBFC Business loan is an added advantage Directly responsible in all aspects of spoke operat ions such as Target achievement, Appraisals, On-Time-Repayment, Documentation. Specifically, monitor performances all spokes Improve productivity continuously Research, Analyze, and recommend strategies to pilot main-stream and scale- up Individual lending products Recruitment of personnel in collaboration with HR Shall be the single point contact and be responsible for all administration related issues

Kinara Capital is hiring for Branch Sales Head for Hosur and Erode, Candidates with team handling experience can apply, NBFC Business loan experience will be an added advantage Directly responsible in all aspects of spoke operations such as Target achievement, Appraisals, On-Time-Repayment, Documentation. Specifically, monitor performances all spokes Improve productivity continuously Research, Analyze, and recommend strategies to pilot main-stream and scale- up Individual lending products Recruitment of personnel in collaboration with HR Shall be the single point contact and be responsible for all administration related issues

Job Title: Sales Officer Company Name: Kinara Capital Job Description: As a Sales Officer at Kinara Capital, you will be responsible for generating new business opportunities and building relationships with potential clients. You will work closely with the sales team to identify target markets, develop sales strategies, and promote our financial products and services to small and medium-sized enterprises. Your primary goal will be to meet or exceed sales targets while ensuring customer satisfaction and fostering long-term partnerships. Key Responsibilities: - Identify and reach out to potential clients through various channels, including networking, cold calling, and referrals. - Conduct thorough needs assessments to understand clients' financial requirements and tailor solutions accordingly. - Present and demonstrate Kinara Capital's financial products and services effectively to clients. - Negotiate terms and close sales deals, ensuring alignment with company policies and ethics. - Maintain a comprehensive sales pipeline and provide regular updates to the sales manager. - Collaborate with marketing and product teams to enhance product offerings and customer engagement strategies. - Attend industry events and trade shows to expand your professional network and promote the company's services. - Provide excellent customer service and support throughout the sales process and post-sale phase. Skills and Qualifications: - Bachelor’s degree in business, finance, or a related field. - Proven experience in sales, preferably in financial services or lending. - Strong communication and interpersonal skills. - Excellent negotiation and closing skills. - Ability to work independently and as part of a team in a fast-paced environment. - Familiarity with CRM software and sales tracking tools. - Knowledge of the finance industry and an understanding of small business lending processes is a plus. - Self-motivated with a results-driven approach. Tools and Technologies: - Customer Relationship Management (CRM) software (e.g., Salesforce, Zoho CRM). - Microsoft Office Suite (Excel, Word, PowerPoint). - Sales analytics and reporting tools. - Communication tools (e.g., email, phone, video conferencing platforms). - Social media platforms for networking and marketing (LinkedIn, Twitter). This Sales Officer position offers an excellent opportunity to contribute to Kinara Capital's mission of providing financial solutions to businesses while growing your career in a dynamic and supportive environment.

Job Title: Talent Acquisition Officer Job Description: The Talent Acquisition Officer is responsible for managing the recruitment process to attract and hire top talent for the organization. This role involves collaborating with hiring managers to identify staffing needs, creating job descriptions, sourcing candidates, conducting interviews, and managing the offer process. The Talent Acquisition Officer will also focus on enhancing the employer brand, developing recruitment strategies, and ensuring a positive candidate experience throughout the hiring process. Key Responsibilities: - Collaborate with department heads to understand hiring needs and develop recruitment strategies. - Create and post job advertisements on various platforms, including job boards, social media, and company websites. - Source candidates through various channels such as referrals, networking, and online databases. - Screen resumes and applications to identify qualified candidates. - Conduct phone and in-person interviews, assess candidates, and provide recommendations to hiring managers. - Facilitate the interview process, including scheduling interviews and communicating with candidates. - Prepare and extend job offers, negotiate terms, and coordinate the onboarding process. - Monitor recruitment metrics to evaluate the effectiveness of hiring strategies and make necessary adjustments. - Build and maintain relationships with candidates, ensuring a positive candidate experience. - Stay updated on industry trends and best practices in talent acquisition. Required Skills: - Strong communication and interpersonal skills to effectively interact with candidates and hiring managers. - Excellent organizational skills with the ability to manage multiple recruitment processes simultaneously. - Familiarity with various sourcing techniques and recruitment tools. - Ability to assess candidate qualifications and fit for the organization. - Strong analytical skills to evaluate the effectiveness of recruitment strategies. - Commitment to providing a positive candidate experience throughout the hiring process. Tools and Technologies: - Applicant Tracking Systems (ATS) such as Greenhouse, Lever, or Workable. - Job boards and recruiting platforms like LinkedIn, Indeed, or Glassdoor. - Social media platforms for sourcing candidates, including Facebook, Twitter, and Instagram. - Microsoft Office Suite (Word, Excel, PowerPoint) for documentation and reporting. - Communication tools such as email and video conferencing software (Zoom, Microsoft Teams). - Assessment tools for evaluating candidate skills and competencies. The Talent Acquisition Officer plays a critical role in shaping the workforce and contributing to the overall success of the organization by identifying and securing the best talent available.

Job Title: Area Collections Head Company Name: Kinara Capital Job Description: The Area Collections Head will be responsible for overseeing and managing the collections department in a designated geographical area. This role entails developing and implementing collection strategies to ensure efficient recovery of dues while maintaining positive customer relationships. The Area Collections Head will lead a team of collection agents, providing guidance, training, and performance management to ensure that targets are met. The individual will also be responsible for analyzing collection data and trends to identify areas for improvement, coordinating with other departments to resolve any issues, and ensuring compliance with legal and regulatory requirements. Key Responsibilities: - Develop and implement effective collection strategies tailored to the specific area. - Lead and manage a team of collection agents, providing coaching and support to improve performance. - Analyze collection reports and metrics to track performance and identify opportunities for improvement. - Ensure timely and efficient follow-up on overdue accounts while maintaining a customer-centric approach. - Collaborate with other departments, such as sales and customer service, to resolve disputes and improve overall customer satisfaction. - Monitor compliance with industry regulations and company policies related to collections. - Prepare and present regular reports on collection performance and trends to senior management. - Train and develop team members to enhance their skills and knowledge in collections. Skills and Tools Required: - Strong leadership and team management skills. - Excellent communication and interpersonal skills. - Proficiency in data analysis and reporting tools. - Familiarity with collections software and Customer Relationship Management (CRM) systems. - Strong problem-solving skills and the ability to make data-driven decisions. - Knowledge of legal regulations related to collections and debt recovery. - Ability to work under pressure and meet deadlines. - Strong negotiation skills and customer service orientation. - Experience in financial services or lending sectors is a plus.

**Job Title: Area Collections Head** **Company: Kinara Capital** **Job Description:** As the Area Collections Head, you will be responsible for leading the collections team to ensure timely and effective recovery of outstanding loans in your designated area. Your main objective will be to optimize collections processes, enhance team performance, and minimize delinquencies while maintaining excellent customer service standards. You will work closely with other departments to develop strategies aimed at improving collection rates and client satisfaction. **Key Responsibilities:** - Develop and implement collection strategies to achieve area targets and reduce delinquency rates. - Lead, train, and mentor the collections team to optimize performance and ensure compliance with company policies. - Monitor key performance indicators (KPIs) and prepare regular reports on collections performance. - Collaborate with regional managers and other departments to address issues affecting collections. - Conduct field visits to assess operations and customer interactions, ensuring best practices are followed. - Handle escalated customer queries and disputes professionally, maintaining positive customer relations. - Stay updated on regulatory changes and market trends affecting collections. **Skills Required:** - Strong leadership and team management skills. - Excellent communication and interpersonal skills. - Proficiency in analytical thinking and problem-solving. - Ability to work under pressure and meet deadlines. - Strong understanding of credit and collections processes. - Customer-focused approach with good negotiation skills.

Job Title: Collections Officer Company Name: Kinara Capital Job Description: The Collections Officer is responsible for managing and monitoring overdue accounts, ensuring timely recovery of outstanding debts and providing excellent customer service. This role involves proactive communication with clients to negotiate payment plans, resolving disputes, and maintaining accurate records of all collections activities. The Collections Officer will collaborate with internal teams to address client issues and implement strategies for debt recovery while adhering to legal and regulatory compliance requirements. Key Responsibilities: - Monitor and manage overdue accounts to ensure timely collection of payments. - Contact clients via phone, email, and in-person to discuss outstanding balances and negotiate payment plans. - Maintain accurate records of communications and collection activities in the company’s database. - Develop and implement effective collection strategies and processes. - Collaborate with internal departments to address client concerns and disputes. - Prepare reports on collection activities and account status for management review. - Stay updated on industry regulations and best practices to ensure compliance in all collection activities. Skills and Qualifications: - Bachelor’s degree in finance, business, or a related field. - Proven experience in collections, credit management, or a similar role. - Strong negotiation and interpersonal skills. - Excellent verbal and written communication abilities. - Proficiency in Microsoft Office Suite, particularly Excel and Word. - Familiarity with financial software and databases used in collections. - Strong problem-solving skills and attention to detail. - Ability to work independently and as part of a team. - Knowledge of relevant laws and regulations governing debt collection. Tools Required: - Financial management software. - Customer relationship management (CRM) systems. - Microsoft Excel for data analysis and reporting. - Communication tools such as email and telephone systems. - Document management systems for record-keeping.