Credit Portfolio Sr Analyst - C12 - GURUGRAM

The Credit Portfolio Senior Analyst position at our organization involves conducting credit reviews, credit approval, and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. Your primary goal will be managing Citi's portfolio exposure to clients and counterparties globally. Your responsibilities will include contributing to the development of new techniques and process improvements within Risk Management, analyzing credit and financial performance to develop recommendations for adjusting credit policies, utilizing Statistical Analysis System (SAS) in a UNIX environment for risk and financial analyses, supporting ad-hoc risk policy analyses, and participating in developing, testing, and optimizing credit policies. You will be expected to manage risk levels across multiple products and retail formats, prepare risk management presentations for senior management, assess risk during business decisions, and ensure compliance with applicable laws and regulations. Your qualifications should include 5-8 years of relevant experience, knowledge of commercial risk analytics, the ability to apply credit and risk principles toward business goals, and proven organizational and analytical skills. A Bachelor's degree or equivalent experience is required for this position. The most relevant skills for this role include Analytical Thinking, Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Process Execution, and Risk Identification and Assessment. If you have a disability and require accommodation to use our search tools or apply for a career opportunity, please review Accessibility at Citi. Please also refer to Citis EEO Policy Statement and the Know Your Rights poster for more information.,