Credit Portfolio Sr Analyst - AVP

Role Overview: The Credit Portfolio Senior Analyst position at Citigroup is an intermediate-level role where you will be responsible for managing US Cards credit risk policy and credit abuse oversight. Your main objective will be to develop recommendations and provide oversight for the implementation and execution of key risk strategies. Key Responsibilities: - Contribute to the development of new techniques and improvement of processes and work-flows within Risk Management by applying in-depth disciplinary knowledge and integrating subject matter and industry expertise - Develop recommendations to adjust credit policies through analysis of credit and financial performance using statistical scoring, segmentation, regression, and simulation techniques - Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial, and data analyses including profiling, sampling, reconciliation, and quality testing - Research customer and/or management queries using risk systems and data, support ad-hoc risk policy analyses and projects, and participate in developing, testing, and optimizing credit policies - Manage risk levels for the entire credit spectrum across multiple products and retail formats, prepare risk management presentations for senior management, and ensure regulatory compliance - Appropriately assess risk in business decisions, safeguarding Citigroup, its clients, and assets by driving compliance with applicable laws, rules, and regulations Qualifications: - 5-8 years of relevant experience - Knowledge of consumer risk analytics and credit abuse - Prior experience in Python is an added advantage - Ability to apply credit and risk principles toward business goals - Demonstrated ability to synthesize, prioritize, and drive results with a sense of urgency - Proven ability to remain organized in a fast-paced environment, managing multiple projects - Proven interpersonal, organizational, and analytic skills Education: - Bachelor's degree/University degree or equivalent experience Additional Company Details: If you are a person with a disability and need a reasonable accommodation to use Citigroup's search tools and/or apply for a career opportunity, you can review Accessibility at Citi. It's important to view Citigroup's EEO Policy Statement and the Know Your Rights poster for more information.,