Credit Monitoring - Associate

Job Description

The primary responsibility would involve working closely with global investment banks or asset managers in monitoring their investments across corporate credit portfolios. The transactions could be direct investments or providing leverage on a portfolio of corporate credits. The role would entail analysing and spreading the financial statements, covenant monitoring, processing various financial and legal documents, and making informed decisions regarding the documentation handled. Key Responsibilities: Analyze financial statements and compliance certificates, ensuring accurate data spreading in line with established guidelines Extract and review key data from facility agreements, amendments, financial statements, compliance certificates and budgets Document management within virtual data rooms and deal-specific data sites, ensuring consistency, organization, and access control Track and evaluate financial covenants (e.g., leverage and interest coverage ratios) and credit metrics to identify potential risks or red flags Training and testing the AI extraction model Identify and implement opportunities to improve operational process efficiency across workflows and platforms Manage data for transactions on Oxane’s proprietary technology platform Coordinate with internal and external stakeholders to address and resolve deficiencies in documentation Required Experience/Skill Set: Strong understanding of the commercial loan lifecycle from origination to underwriting to monitoring Familiarity with leveraged loan structures and related legal documentation The candidate should possess a highly analytical mind with a high level of attention to detail Ability to work independently and collaboratively as part of a team in a fast-paced environment Strong communication skills - written, verbal and interpersonal Proven ability to quickly understand business models of companies across sectors Proven ability to work under pressure to consistently meet strict and aggressive deadlines Prior experience with Investment Bank, Investment Management firm, Financial Advisory firms or KPOs as a credit analyst would be an added advantage Show more Show less