7 Credit Memo Jobs

Work Level : Individual Core : Result Driven Leadership : Team Alignment Industry Type : Banking Function : Credit Manager Key Skills : Credit,Credit Manager,Credit Underwriter,Letter oF Credit,Credit Memo,Personal Loan Education : Graduate Note: This is a requirement for one of the Workassist Hiring Partner. Responsibilities: Assess and underwrite personal loan applications as per company policy and credit norms. Analyze applicants' financial data (income documents, bank statements, credit bureau reports, etc.) to determine creditworthiness. Approve/reject loan applications within assigned credit limits. Monitor and evaluate portfolio performance and recommend risk mitigation strategies. Collaborate with sales, operations, and collections teams to ensure effective credit processing and risk control. Design and implement credit risk policy, scorecards, and process improvements. Stay updated on market trends, regulatory guidelines, and competitor practices. Provide training and guidance to junior underwriters or credit analysts. Company Description Workassist is an online recruitment and employment solution platform based in Lucknow, India. We provide relevant profiles to employers and connect job seekers with the best opportunities across various industries. With a network of over 10,000+ recruiters, we help employers recruit talented individuals from sectors such as Banking & Finance, Consulting, Sales & Marketing, HR, IT, Operations, and Legal. We have adapted to the new normal and strive to provide a seamless job search experience for job seekers worldwide. Our goal is to enhance the job seeking experience by leveraging technology and matching job seekers with the right employers. For a seamless job search experience, visit our website: https://bit.ly/3QBfBU2 (Note: There are many more opportunities apart from this on the portal. Depending on the skills, you can apply for them as well). So, if you are ready for a new challenge, a great work environment, and an opportunity to take your career to the next level, don&apost hesitate to apply today. We are waiting for you! Show more Show less

Position Purpose: The Credit Analyst is responsible for conducting comprehensive credit analysis and formulating recommendations on corporate advances to multinational corporations (MNCs). The role aims to ensure robust risk management while supporting business growth, by minimizing credit losses and enhancing credit quality in line with internal policies and regulatory requirements. Key Responsibilities 1. Credit Analysis & Proposal Preparation Prepare in-depth, accurate, and concise credit proposals that align with bank policies. Analyze financial statements, economic indicators, and industry trends to identify key risks and opportunities. Recommend appropriate internal credit ratings and Global Recovery Rates (GRR) using analytical tools and judgment. 2. Credit Risk Monitoring & Portfolio Management Monitor and review existing credit exposures through annual reviews, covenant checks, portfolio reviews, and security monitoring. Identify and report early warning signals, including changes in financials, covenants, or external events affecting client creditworthiness. Ensure timely updates of financial spreadsheets and monitoring tools. 3. Coordination & Communication Liaise with Relationship Managers, internal stakeholders, and global BNP Paribas networks to ensure efficient credit processes and timely execution of global reviews. Facilitate smooth credit operations and minimize overdue files through proactive coordination. 4. Client & Committee Engagement Present credit proposals to local credit committees. Accompany Relationship Managers on client meetings where necessary to gain a deeper understanding of client businesses and risks. Participate in deal structuring and discussion forums. 5. Compliance & Controls Ensure adherence to internal credit policies, regulatory requirements, and risk governance frameworks. Respond to regulatory and internal audit queries pertaining to credit-related matters. Contribute to the banks Permanent Control framework and support audits and reviews. 6. Additional Contributions Stay updated with evolving credit policies, tools, and methodologies. Participate in credit-related projects and system enhancements. Support administrative tasks including statistical reporting, sector analysis, and watchlist tracking. Provide back-up support to team members and assist Team Lead/Head with ad hoc requirements. Key Technical Competencies Strong financial statement analysis Credit risk assessment and transaction structuring Knowledge of industry sectors and financial products Risk monitoring and portfolio management Excellent written communication and report writing Proficient in Microsoft Office (Excel, PowerPoint, Word) Key Behavioral Competencies Strong analytical and critical thinking skills High attention to detail and organizational ability Ability to manage multiple priorities under pressure Good interpersonal and communication skills Collaborative and team-oriented mindset Independent thinker with sound judgment and creativity Adaptability to changing environments and priorities Compliance Requirements Familiarity with regulatory credit frameworks and guidelines Ensure compliance with internal policies and external regulatory standards ** Interested candidates drop your resume to saarumathi.r@kiya.ai **

Hi We are hiring for ITES Company for Accounts Payable Role Overview The role requires AP experience, focusing on reviewing and processing PO invoices, debit/credit memos, and validating data using Kofax. Responsibilities include GRIR review, three-way matching, handling discrepancies, and resolving vendor queries and disputes. The candidate must follow up on invoice exceptions and approvals to ensure timely closure. Effective coordination with vendors, buyers, and internal teams via calls and emails is essential to maintain smooth operations. The role also involves maintaining production trackers, creating backups, and managing voice support applications while ensuring accuracy and professional communication throughout. Key Skills : Minimum 3 years experience in relevant Accounts Payable Experience is Mandate GRIR review / 3 Way matching Any Graduate To Apply, WhatsApp 'Hi' @ 9151555419 Follow the Steps Below: >Click on Start option to Apply and fill the details >Select the location as Other ( to get multiple location option ) a) To Apply for above Job Role ( Chennai ) Type : Job Code # 237 Job Description: Minimum 3 years experience in relevant Accounts Payable Experience is Mandate Review and process the PO invoices/Debit Memo/Credit Memo/Validate Kofax data/Review GRIR. Respond to vendor queries. Resolve vendor dispute. Provide clarification as requested by the vendors and internal stakeholders Handle discrepancies Follow up on Exception/ mismatch Invoices. Follow up on Invoice exception Approvals for closure. Ensure accuracy of the transaction and post invoices. Creates proper backup. Co-ordinate with the teams to ensure the smooth business approach. Creation of production tracker and maintains the same. GRIR review / 3 Way matching Handle discrepancies Handling Vendor Queries Follow up on Exceptions/ Disputes Follow up on exception Invoice Approvals for closure. Coordinate with vendor and buyers in calls (Inbound/Outbound) for resolving issues with the vendor payments/invoice status. Ensure accuracy of the transaction and post invoices. Maintain professional communication to ensure timely resolution of concerns via email/call. Update the details of vendor interactions, transactions, inquiries, and other information. Should work on Voice support applications. Creates proper backup. Co-ordinate with the teams to ensure the smooth business approach. Creation of production tracker and maintains the same.

Hi, We are hiring for leading ITES Company for Lead : Accounts Payable : Natural Invoice Merch Match/Natural Research Profile . Overview The AP Lead oversees the review and processing of PO invoices, debit/credit memos, and validates data using Kofax, ensuring accurate GRIR and three-way matching. The lead manages vendor queries and dispute resolution, follows up on exception approvals, and ensures timely closure of discrepancies. They coordinate with internal teams and vendors through calls and emails to maintain smooth operations and professional communication. The role includes creating and maintaining production trackers, ensuring transaction accuracy, and supporting voice support applications, while providing proper documentation and backup for all transactions. Key Skills: a) Min 3 Years Experience in Accounts Payable b) Overall, 6 Years Experience in Accounts and Finance c) Any Graduate d) Should have min 1 year experience as a Team lead To Apply, WhatsApp 'Hi' @ 9151555419 Follow the Steps Below: >Click on Start option to Apply and fill the details >Select the location as Other ( to get multiple location option ) a) To Apply for above Job Role ( Chennai ) Type : Job Code # 238 Job Description Minimum 3 years of experience in relevant Accounts Payable Experience is Mandate Review and process the PO invoices/Debit Memo/Credit Memo/Validate Kofax data/Review GRIR. Respond to vendor queries. Resolve vendor dispute. Provide clarification as requested by the vendors and internal stakeholders Handle discrepancies Follow up on Exception/ mismatch Invoices. Follow up on Invoice exception Approvals for closure. Ensure the accuracy of the transaction and post invoices. Creates proper backup. Co-ordinate with the teams to ensure a smooth business approach. Creation of a production tracker and maintains the same. GRIR review / 3-Way matching Handle discrepancies Handling Vendor Queries Follow up on Exceptions/ Disputes Follow up on exception Invoice Approvals for closure. Coordinate with vendors and buyers in calls (Inbound/Outbound) to resolve issues with the vendor payments/invoice status. Ensure the accuracy of the transaction and post invoices. Maintain professional communication to ensure timely resolution of concerns via email/call. Update the details of vendor interactions, transactions, inquiries, and other information. Should work on Voice support applications. Creates proper backup. Co-ordinate with the teams to ensure the smooth business approach. Creation of production tracker and maintains the same.

Candidate with 12+ years of experience in Corporate & Commercial Lending FIG/Corporate & Investment Banking. Underwriting & Credit report/Credit Review/ Credit approval authority fo r Corporate Loans is a must. Credit Underwriting Credit Risk Management and understanding of financial statement Credit Review Credit Risk Analysis / Underwriting is must; Quality Focused and has performed quality and data analytics function. experience; in Corporate Banking, FIG/Corporate & Investment Banking with Credit Decisioning Specialist or Approval of Corporate Lines of Credit Underwrite mid to large corporate loans cases and present to senior level. Credit Decisioning and Credit Risk approvals is the key responsibility. Risk Modelling - Base Case Scenario Recessionary Case Scenario Risk Modelling and Projecting cash flow for risk rating and judging repayment capacity and risks. Good understanding of Cash flow statement analysis Income Statement Analysis and Balance Sheet to analyze Credit Quality Liquidity Leverage and Coverage etc. Ability to interpret and highlight risks and early warning signals. Relevant Knowledge and understanding of FIG Corporates Middle Market Financing Products. Strong knowledge on Global accounting standards - IFRS US GAAP Accounting and classification/ International Financial Reporting Standards. Knowledge of any one Financial Spreading tools: Moodys Risk Analyst FIS Optimist Credit lens or allied spreading tools. Flexible to work in rotational including night shifts. Location Bangalore Contact Person: Devikala Email ID-devikala@gojobs.biz

Perform daily AP tasks including invoice processing in SAP, vendor management, PO matching, reconciliations, and support for month-end close, audits, and issue resolution for the UK finance operations. Required Candidate profile - Accounting/Finance graduate with 1–2 years’ UK/EU AP experience, skilled in SAP, vendor management, and reconciliations. - Strong team player with time management skills.

Accounts Receivable is part of Global Finance Information Center located in Bangalore. Accounts Receivables team is primarily engaged in processing of all types of invoices, credit memos, rebills, revenue accounting, reporting and its delivery to Oracle's customers, on timely manner. The position is open for Senior Analyst Accounts Receivable. The hired resource would be part of LAD Web-Invoicing Team responsible for processing annual volume of 5k invoices to the tune of $467 M. Web-Invoice delivery activities covers workload preparation, Web portal upload, rejection report preparation, resolving open items liaising with customer and internal stakeholders, respond to queries and share relevant reports with Collections, GPO, Tax and other stakeholders. Candidate must possess: • Proficient in English Language (Written and Verbal). • Degree in Accounting | Work experience 0-2 years • Sound accounting knowledge • Good MS Office skills (Excel, Word & PowerPoint) • Good inter-personal / communication skills • Should be willing to work in afternoon shift and other business driven shift timings. Key Responsibilities: • Complete the day to day activities assigned, setting priorities to ensure task completion. • Demonstrates ability to work independently and resolve problems. • Attend conference calls with internal and external stake holders • Ability to analyze data and provide meaningful information for decision making