Credit Manager

Role: Credit Underwriter

Experience: 1-4 Years

Location: Saket (Delhi)

About the Company: At WeCredit, we partner with heading NBFCs to help Customers find the best online financial solutions, including quick and hassle-free loans. Our skilled team provides assistance every step of the way, from Completing your loan documents to ensuring fast disbursal of funds.

About The Role: We are looking for a detail-oriented and analytical Credit Underwriter to join our Credit & Risk team. The ideal candidate will assess loan applications, evaluate creditworthiness, and make informed decisions that align with the company’s risk appetite and business goals.

Key Responsibilities:

• Review and analyze loan applications, financial documents, and credit reports
• Assess applicant risk by evaluating income, liabilities, employment, and repayment capacity
• Make clear, data-driven underwriting decisions within defined turnaround times Ensure compliance with internal policies, regulatory norms, and credit risk standards
• Collaborate with sales, collections, and operations teams to ensure seamless customer journeys
• Continuously refine underwriting criteria based on performance and market trends
• Document decisions and maintain accurate underwriting records

Qualifications:

• Bachelor’s degree in Finance, Economics, Business, or related field
• 1–3 years of experience in credit underwriting, preferably in NBFCs or fintech companies
• Strong understanding of credit risk, financial ratios, and lending practices
• Proficiency in MS Excel and credit scoring tools
• High attention to detail and strong analytical skills
• Ability to work independently and make sound judgments
• Experience in underwriting unsecured loans or digital lending platforms (Preferred)

If you're someone who enjoys working with data, has a sharp eye for risk, and thrives in a dynamic environment—we’d love to hear from you!

Job Type: Full-time

Pay: ₹300,000.00 - ₹360,000.00 per year

Benefits:

• Flexible schedule

Application Question(s):

• Current CTC ?
• Expected CTC ?
• Are you comfortable working for 6 days in a week ?

Work Location: In person