Jobs

Interviews
Job Alerts
Tools

Upskill and Grow with AI

Mock Interview Practice interviews in realistic simulations

Coding Practice Improve your coding skills with challenges

Certification Earn certifications to validate your skills

AI Learning Get trained with AI expert sessions

Career Path AI insights for smarter career decisions

AI Job Match Score AI-Powered Job Match Against Your Resume and Optimize Your Resume

Career Tools and Resources

Resume Builder Build Professional Resume with Ease

ATS Friendliness Check Check Resume Friendliness for Applicant Tracking Systems

Auto Apply Apply to hundreds of jobs on any platform effortlessly

Co-Pilot (Chrome Extension) Your AI Assistant for Seamless Browsing Efficiency

Interview Questions Streamline interviews with ready-to-use questions

Salaries Discover market-driven salary insights across skillsets and geographies

Companies Explore leading companies actively hiring talent
For Employers

Home
>
Jobs in chandigarh
>
Kotak Mahindra Bank
>
Credit Manager-Loan Against Property (LAP)-Credit

Credit Manager-Loan Against Property (LAP)-Credit

Kotak Mahindra Bank

8 - 13 years

6 - 7 Lacs

chandigarh

Posted:1 day ago| Platform:

Apply

Skills Required

loans data analysis team management compliance senior management risk assessment analytical strategic planning credit analysis credit management

Work Mode

Work from Office

Job Type

Full Time

Job Description

As the Credit Manager, you will be responsible for overseeing the entire credit process for LAP loans, ensuring efficient and effective operations. Your role will involve strategic planning, team management, and maintaining strong relationships with clients and partners. You will play a crucial role in driving the companys credit strategy and contributing to its overall success.

Bachelors degree in Finance, Business, or a related field, with a preference for a Masters degree.
Minimum 8 years of experience in credit management, with a strong background in LAP loans.
Proven track record of successful credit management and business growth.
Excellent knowledge of credit risk assessment and mitigation strategies.
Strong leadership and management skills, with the ability to motivate and mentor a team.
Analytical mindset with proficiency in data analysis and interpretation.
Excellent communication and interpersonal skills, with the ability to build relationships.
Proficiency in using credit analysis tools and software.
Ability to work independently and make sound decisions under pressure.
Strong ethical standards and a commitment to maintaining confidentiality.

Lead and manage the LAP Credit department, providing strategic direction and oversight.
Develop and implement credit policies and procedures to ensure compliance and minimize risk.
Review and approve LAP loan applications, conducting thorough credit assessments.
Monitor and analyze credit performance, identifying trends and areas for improvement.
Build and maintain strong relationships with clients, understanding their financial needs and offering tailored solutions.
Collaborate with other departments to ensure seamless loan processing and customer satisfaction.
Train and mentor the credit team, fostering a culture of continuous learning and development.
Stay updated on industry trends and best practices in credit management.
Prepare and present periodic reports to senior management, providing insights and recommendations.
Ensure compliance with regulatory requirements and maintain high ethical standards.

More Jobs at Kotak Mahindra Bank

Sales Team member - Business Correspondent-SUPPORT SERVICES-HO Financial Inclusion

Vadodara, Gujarat

Experience: Not specified

Salary: Not disclosed

Gold Loan Relationship Officer-LOANS AGAINST GOLD-Marketing Branches Operations

Vadodara, Gujarat

Experience: Not specified

Salary: Not disclosed

Gold Loan Relationship Officer-LOANS AGAINST GOLD-Marketing Branches Operations

Surat, Gujarat

Experience: Not specified

Salary: Not disclosed

Service Officer-BRANCH BANKING-Branch Banking

Mahendragarh District, Haryana

Experience: Not specified

Salary: Not disclosed

Operations Executive-SUPPORT SERVICES-Operations

Ahmedabad, Gujarat

Experience: Not specified

Salary: Not disclosed

Mock Interview

Practice Video Interview with JobPe AI

Start Job-Specific Interview

Start Your Job Search Today

Browse through a variety of job opportunities tailored to your skills and preferences. Filter by location, experience, salary, and more to find your perfect fit.

Job Application AI Bot

Apply to 20+ Portals in one click

Download Now

Download the Mobile App

Instantly access job listings, apply easily, and track applications.

Enhance Your Skills

Practice coding challenges to boost your skills

Start Practicing Now

Kotak Mahindra Bank

Banking

Mumbai Maharashtra

Login to

Please Verify Your Phone or Email

Confirm Action

Credit Manager-Loan Against Property (LAP)-Credit