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Credit Manager (LAP)

0 - 9 years

2 - 11 Lacs

Posted:2 weeks ago| Platform: Naukri logo

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Work from Office

Job Type

Full Time

Job Description

Roles and Responsibilities Coordination with the Relationship (Client Acquisition) Team to gather financial data and documents of clients as well as with Advocate & Valuer. Conducting a thorough financial analysis of the proposal before putting it to higher level authority for approval with given TAT with his/her written findings on credit proposal and basic doability in terms of amount and commercials ensuring compliance with organization credit policy. Visit client office/Factory/House for personal discussion to understand the business model before putting it for approval. Conducting on sight/Call based due diligence. Prepare Credit Approval Memorandum (CAM) as per policy and discuss same with Senior Credit/Underwriting Manager. Addressing the concern raised by the Senior Credit/Underwriting Manager if any. Compiling MIS on credit findings and queries raised by the field audit report. Issuing requests and checking Credit Information Reports (CIR) of clients from other Banks and Financial Institutes. Maintain cordial relationships with other departments, manage queries, and support other miscellaneous initiatives. Key Skills : Credit Underwriter Credit Functions Credit Risk Lap

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