Credit Manager

As a Credit Manager - Debt Syndication at InstaFinancials in Bangalore, you will play a crucial role in executing debt syndication deals for the SME and Mid-Corporate sectors. Your primary responsibility will be to structure and lead various financial solutions including working capital and term loans, debt refinancing, unsecured debt solutions, trade and project finance requirements, and foreign debt/ECBs. Your expertise in credit structuring across sectors such as Pharma, Manufacturing, Renewable Energy, and SME, coupled with a strong network among PSU and Private Banks, will be essential in efficiently executing debt syndication proposals. To excel in this role, you should hold a Bachelor's degree in Commerce or an MBA with a specialization in SME banking. With a minimum of 5 years of experience in SME Credit/Business Banking with Private Banks/PSUs, you should demonstrate strong analytical and problem-solving skills, excellent communication and negotiation abilities, and a solution-oriented mindset. Your proven track record in leading deal execution and credit division operations will be critical for success in this position. Your key responsibilities will include conducting detailed credit appraisals, structuring tailored financial solutions, managing end-to-end deal processes, and building and maintaining relationships with banks, NBFCs, and financial institutions. You will also need to ensure regulatory compliance and risk assessment in all credit transactions, while collaborating with internal teams to optimize deal execution and closure timelines. At InstaFinancials, you will have the opportunity to work in a dynamic and fast-paced environment, where you will be rewarded with a competitive remuneration package exceeding industry standards, leadership opportunities, profit-sharing incentives, and exposure to complex financial deals. If you are passionate about driving debt syndication solutions and possess the required expertise, we welcome you to join us in revolutionizing financial solutions for businesses. This is a full-time, permanent position with benefits such as health insurance, internet reimbursement, paid sick time, and Provident Fund. The work schedule is during day shifts from Monday to Friday, with additional performance and quarterly bonuses based on your contributions and achievements. The role requires in-person work at the specified location. If you are ready to take on this challenging yet rewarding role at InstaFinancials, we look forward to having you on board to contribute to our mission of transforming financial solutions for businesses.,