Credit Limit Underwriter

Serviam Manpower

2 - 7 years

5 - 9 Lacs

mumbai mumbai suburban navi mumbai

Posted:1 week ago| Platform:

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Skills Required

underwriting credit risk analysis credit analysis corporate credit credit review

Work Mode

Work from Office

Job Type

Full Time

Job Description

Evaluate and approve credit limit applications by applying financial and risk analysis.

Assess new risks and review existing buyer contracts in line with underwriting principles and company guidelines.
Analyze and interpret financial statements, key ratios, and market information to support underwriting decisions.
Identify, manage, and monitor portfolio exposure to ensure balanced risk-taking.
Develop and implement underwriting strategies for assigned buyer groups/markets.
Ensure compliance with internal policies, procedures, and documentation standards.
Provide clear and accurate decision records for both internal and external stakeholders.
Monitor the ongoing development and performance of the underwriting portfolio.

Key Skills & Competencies

Strong understanding of
financial ratios
and ability to interpret financial statements.
Excellent
analytical and decision-making skills
.
Strong
oral and written communication
abilities.
Ability to manage risk exposure and set effective underwriting strategies.
Detail-oriented with a commitment to compliance and accurate documentation.

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