Credit Card Vertical Head

• 1. Overall Credit Card Business Ownership

• Own the complete credit card DSA vertical across all geographies
• Define annual, quarterly and monthly business targets
• Drive sustainable revenue, profitability and market share growth

2. Strategy and Growth Planning

• Create long-term and short-term growth strategies for the credit card business
• Identify new markets, customer segments and sourcing channels
• Launch scalable sales models including field sales, channel partners and digital sourcing

3. Team Structure and Leadership

• Design organization structure for the credit card vertical
• Hire, train and manage managers, team leaders and field sales teams
• Build leadership pipeline and ensure high productivity across levels

4. Sales Performance and Revenue Management

• Review sales performance, approvals, activations and payouts
• Ensure consistent achievement of targets across regions
• Optimize productivity and conversion ratios

5. Bank and Issuer Relationship Management

• Build and maintain strong relationships with issuing banks and partners
• Negotiate payouts, campaigns, and exclusive offers
• Ensure product availability, policy alignment and smooth operations

6. Channel and Partner Development

• Develop and expand DSA sub-channel and partner networks
• Monitor partner productivity, compliance and profitability
• Ensure ethical sourcing across all channels

7. Process, Quality and Compliance Control

• Ensure adherence to RBI, bank and internal compliance standards
• Monitor documentation quality and rejection reasons
• Prevent mis-selling, fraud and regulatory risks

8. MIS, Analytics and Governance

• Review MIS, dashboards and business analytics regularly
• Use data-driven insights for strategic decisions
• Ensure transparency and governance across the vertical

9. Cost, Profitability and Risk Management

• Manage costs including incentives, manpower and operations
• Drive profitability and payout optimization
• Identify and mitigate operational and compliance risks

10. Brand Representation and Stakeholder Management

• Represent the company with banks, partners and industry stakeholders
• Act as escalation point for major issues
• Build strong market credibility and brand positioning

Job Type: Permanent

Pay: ₹200,000.00 - ₹400,000.00 per year

Benefits:

• Health insurance
• Provident Fund

Experience:

• Loan: 1 year (Required)
• Banking: 2 years (Required)
• Field sales: 2 years (Preferred)

Work Location: In person