Credit Assistant

Company Description

Spandana Sphoorty Financial Limited (SSFL) is a Non-Banking Finance Company (NBFC) licensed by the Reserve Bank of India to operate as a Non-Banking Financial Institution without accepting public deposits. Reclassified as an NBFC-Micro Finance Institution (NBFC-MFI) in 2015, SSFL is committed to strengthening the socio-economic status of low-income households by providing financial services. Operating both group-based and individual micro-credit lending models, Spandana’s lending program focuses on enhancing livelihoods and self-esteem. The company offers various products, including micro-credit, farm equipment loans, and loans against gold jewelry.

Role Description

This is a full-time on-site role for a Credit Assistant, located in Balianta. The Credit Assistant will be responsible for managing credit control and credit management functions, including assessing credit risk, analyzing credit information, and ensuring timely debt collection. Day-to-day tasks also include monitoring and maintaining accurate financial records, collaborating with other departments to resolve outstanding debts, and assisting in the development of credit policies to mitigate financial risks.

Qualifications

• Credit Control and Credit Management skills
• Strong Analytical Skills for assessing creditworthiness and financial information
• Experience in Debt Collection and managing overdue accounts
• Knowledge in Finance
• Excellent verbal and written communication skills
• Ability to work independently as well as collaboratively in a team
• Bachelor's degree in Finance, Business, or a related field
• Experience in the financial services industry is a plus