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0 years

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Posted:10 hours ago| Platform: GlassDoor logo

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Work Mode

On-site

Job Type

Full Time

Job Description

Job Summary:

As a Credit Analyst, you will be responsible for evaluating the credit worthiness of individuals applying for loans. You will assess financial information such as income statements, and credit reports to determine the risk involved in extending credit to the applicant. You will analyze the information provided by the borrower to determine if the loan is suitable for the applicant and if the applicant is suitable for the loan. You will also review loan agreements to ensure that the terms and conditions of the loan are appropriate.

Key Responsibilities:

· Collect and analyze financial data of applicants to determine their creditworthiness

· Evaluate credit risk, develop credit profiles, and recommend appropriate credit limits

· Analyze financial statements, credit reports, and other relevant information to determine the creditworthiness of potential borrowers

· Verify the accuracy of financial data and ensure that all financial statements comply with relevant regulations

· Assess the borrower's ability to pay back the loan by reviewing the borrower's financial history, credit score, and other financial data

· Communicate with borrowers to obtain additional financial information or to discuss their credit status

· Monitor borrowers' creditworthiness and financial performance over time to assess credit risk and identify potential problems

· Work closely with loan officers to ensure timely processing of loan applications

· Keep up-to-date with changes in lending practices, regulations, and credit risk assessment tools

Job Type: Full-time

Pay: ₹35,000.00 - ₹40,000.00 per month

Benefits:

  • Flexible schedule
  • Health insurance
  • Paid sick time
  • Provident Fund

Schedule:

  • Day shift

Work Location: In person

Speak with the employer
+91 7600075460

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