Consultant - Credit Risk

Key Accountabilities -

• Support portfolio maintenance activities including portfolio administration, monitoring of facility documentation and ensuring the integrity and accuracy of system data;

• Undertaking financial and credit risk analysis for the preparation of new credit submissions and annual reviews of existing transactions;

• Continuously seek to optimise the return on capital deployed and resources invested by the business
• Workflow management between Client Coverage, CME, Product Specialists, Credit and client support teams, including IB Services, to achieve a seamless client experience;
• Attend client meetings where appropriate to support business outcomes and conduct research to develop sector expertise and awareness of market trends; and
• Maintain an ongoing awareness of credit policy, credit and market risk and internal risk appetite.

Essential capabilities & Experience-

• 6-15 years of experience in banking including experience with credit and compliance processes;

• Strong understanding of risk management and financial analysis;

• Incumbent should possess advanced Excel skills

• Fully grasp the relevant macro risks and have a good level of knowledge on the regulatory environment

• Sound knowledge of the Bank’s systems, procedures, products and services

• Strong customer & compliance focus and attention to detail

• Writing of credit submissions, annual reviews and client core information papers clearly and succinctly;
• Responsible for behaving in accordance with our Code of Conduct and demonstrating the Enterprise Behaviours