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Tata Capital
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Collections Executive - Retail MFB - Collections

Collections Executive - Retail MFB - Collections

Tata Capital

2 - 7 years

3 - 7 Lacs

Mumbai

Posted:1 month ago| Platform:

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Skills Required

microfinance sourcing sales relationship management collections business loan credit underwriting credit analysis credit management financial inclusion credit appraisal recovery financial services disbursement lap home loans finance

Work Mode

Work from Office

Job Type

Full Time

Job Description

We are looking for a highly motivated and experienced Collections Executive to join our team in Ghataprabha, Hulloli Building - J Grades. The ideal candidate will have 2 to 7 years of experience in sales or collections, preferably in the microfinance industry.
Roles and Responsibility

Ensure achievement of disbursement targets with minimal delinquency.

Identify joint liability groups and disbursed loans to suit target customers and geographies.

Enable business growth by developing and managing teams across assigned territories.

Assess potential client base and product acceptability in new regions.

Manage disbursement, repayment, and delinquency, achieving daily/weekly collections targets.

Follow up on disbursed loans, especially those not paying on time.

Undertake regular field visits, centre meetings, and loan applications.

Maintain portfolio quality by tracking and controlling normal dues, non-starters, delinquency, and frauds.

Build strong client relationships both internally and externally, and establish a strong brand identification with potential customers.

Ensure weekly/daily meetings and centre visits.

Job

Graduate in any discipline.

Minimum 2 years of experience in sales or collections, preferably in the microfinance industry.

Possess a basic understanding of microfinance business and JLG model working.

Demonstrate relationship management and business sourcing skills.

Exhibit a flair for sales and an understanding of critical customer service attributes.

Ability to work in a fast-paced environment and meet targets is essential.

Strong communication and interpersonal skills are required.

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Tata Capital

Financial Services

Mumbai Maharashtra

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Collections Executive - Retail MFB - Collections