Collections Executive-Agri-Fin-Dealer Funding(DF) -Recovery Branch

Job Title: Collection Executive Agri Finance / Dealer Funding Recovery

Department: Collections & Recovery Agri Finance / Dealer Funding

Location: Branch

Role Purpose:

To ensure timely recovery of dues from Agri Finance and Dealer Funding customers by following up on overdue accounts, maintaining healthy portfolio quality, and supporting branch-level collection targets while maintaining compliance and customer relationship standards.

Key Responsibilities:

• Manage recovery of overdue accounts under

  Agri Finance and Dealer Funding portfolio

  .


• Conduct

  regular follow-ups with delinquent customers

  through field visits, phone calls, and dealer/guarantor coordination.



• Implement collection strategies

  as per company policies to minimize delinquency and NPA.


• Ensure

  timely updating of collection system/ MIS

  with follow-up details and recovery status.


• Liaise with

  branch staff, dealers, and channel partners

  for effective collections.


• Recommend

  legal / repossession actions

  for chronic default accounts in consultation with branch manager and recovery head.


• Achieve

  monthly and quarterly recovery targets

  assigned by the branch.


• Assist in

  settlement negotiations

  and closure of overdue accounts.


• Maintain

  documentation and reports

  related to collections, recovery actions, and customer interactions.


• Ensure compliance with

  regulatory, audit, and company guidelines

  while handling recovery cases.

Key Skills & Competencies:

• Strong understanding of

  Agri finance, dealer funding, and retail lending products

  .


• Good knowledge of

  collection processes, legal recovery, and repossession

  .


• Excellent

  communication, negotiation, and persuasion skills

  .


• Ability to handle

  field collections and customer interactions

  .


• Target-oriented and ability to work under pressure.


• Familiarity with

  MS Office, MIS reporting, and collection systems

  .

Qualifications & Experience:

• Graduate in any discipline (preferably Commerce / Finance background).


• 1 3 years of experience in

  collections / recovery in Agri finance, CV, tractor loans, dealer funding or similar retail assets

  .


• Prior branch-level recovery experience preferred.


• Knowledge of local language and geography is essential.