Cluster Manager LAP (Loan Against Property)

Job Description

Cluster Manager LAP (Loan Against Property) Job Location: Bangalore Salary: 15 Lpa Experience: 7-10 Years About Client : This Opportunity is with the India s One of the Largest and Fasting growing NBFC Overview: We are seeking a dynamic and experienced Cluster Manager to oversee our Loan Against Property (LAP) product division, responsible for managing a cluster of 5 branches. The ideal candidate will possess strong leadership skills, in-depth knowledge of LAP products, and a proven track record in team management. Responsibilities: Strategic Leadership: Provide strategic direction and leadership to achieve LAP business targets within the assigned cluster. Branch Management: Oversee the operations of 5 branches within the cluster, ensuring compliance with company policies, procedures, and regulatory requirements. Team Management: Lead and motivate a team of branch managers and loan officers to achieve sales targets and maintain high levels of customer satisfaction. Performance Monitoring: Regularly monitor and analyze branch performance metrics, identify areas for improvement, and implement corrective actions as necessary. Product Development: Collaborate with the product development team to identify opportunities for product enhancements and develop strategies to increase LAP product penetration within the market. Risk Management: Ensure adherence to risk management policies and procedures, conduct periodic risk assessments, and implement controls to mitigate risks associated with LAP lending. Market Intelligence: Stay abreast of market trends, competitor activities, and regulatory changes affecting LAP products, and incorporate relevant insights into business strategies. Customer Relationship Management: Foster strong relationships with key customers, intermediaries, and stakeholders to enhance business opportunities and maintain a competitive edge. Training and Development: Identifying reportees for necessary training to groom their product knowledge, sales skills, and customer service capabilities. Budgeting and Cost Control: Develop and manage budgets for the cluster, ensuring optimal utilization of resources and cost-effective operations. Reporting: Prepare and present regular reports on branch performance, sales activities, market trends, and other relevant metrics to senior management. Posted on : 27.02.2025