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6 Job openings at Virtue Sources
Branch Credit Manager - LAP (Loan against property)

Hyderabad

3 - 4 years

INR 5.0 - 6.0 Lacs P.A.

Work from Office

Full Time

Review and analyze LAP loan applications to assess the creditworthiness of borrowers Evaluate the borrower s financial strength, including income, debt, assets, and credit history Analyze the property securing the loan to ensure that it is adequately valued and insurable Identify and assess potential risk factors associated with the loan, such as the borrower s industry, the property s location, and the current economic climate Make recommendations for loan approval or denial, and document the basis for all decisions Work with other departments, such as sales, legal, and operations, to ensure that loans are processed and closed efficiently and accurately We are Looking for Immediate Joiners to 30 days of Notice Period Qualification : Any graduate

Branch Credit Manager - LAP (Loan against property)

Zahirabad

3 - 4 years

INR 5.0 - 6.0 Lacs P.A.

Work from Office

Full Time

Branch Credit Manager - LAP (Loan against property) Job Location: Zaheerabad or Zahirabad (Telangana) Salary: 8.0 Lpa Experience: Min 3-4 years of experience in Credit (Product : Loan against property) Job Responsibilities: Review and analyze LAP loan applications to assess the creditworthiness of borrowers Evaluate the borrower s financial strength, including income, debt, assets, and credit history Analyze the property securing the loan to ensure that it is adequately valued and insurable Identify and assess potential risk factors associated with the loan, such as the borrower s industry, the property s location, and the current economic climate Make recommendations for loan approval or denial, and document the basis for all decisions Work with other departments, such as sales, legal, and operations, to ensure that loans are processed and closed efficiently and accurately We are Looking for Immediate Joiners to 30 days of Notice Period Qualification : Any graduate Date : 08.05.2025

Branch Credit Manager - LAP (Loan against property)

Shimoga

3 - 4 years

INR 5.0 - 6.0 Lacs P.A.

Work from Office

Full Time

Branch Credit Manager - LAP (Loan against property) Job Location: Shivamogga (Karnataka) Salary: 8.0 Lpa Experience: Min 3-4 years of experience in Credit (Product : Loan against property) Job Responsibilities: Review and analyze LAP loan applications to assess the creditworthiness of borrowers Evaluate the borrower s financial strength, including income, debt, assets, and credit history Analyze the property securing the loan to ensure that it is adequately valued and insurable Identify and assess potential risk factors associated with the loan, such as the borrower s industry, the property s location, and the current economic climate Make recommendations for loan approval or denial, and document the basis for all decisions Work with other departments, such as sales, legal, and operations, to ensure that loans are processed and closed efficiently and accurately We are Looking for Immediate Joiners to 30 days of Notice Period Qualification : Any graduate Date : 08.05.2025

Sales Manager Business Loan

Bengaluru

2 - 6 years

INR 8.0 - 12.0 Lacs P.A.

Work from Office

Full Time

Sales Manager Business Loan Job Location: Bangalore (Karnataka) Salary: Max 8.0 LPA Experience: 2+ Relevant Experience Job Responsibilities: 1. Sourcing through Channel Partners DSA. 2. Ability to travel and coordinate with internal and external stakeholders within the city. 3. Responsible for applying checks on complex financial facilities and the data contained within. 4. Knowledge and experience of analyzing complex data to ensure the correct data has been captured. 5. They will be expected to build strong relationships across multiple areas of the organization, particularly those involved in the end delivery of the Credit Operations within the organization. 6. Responsible for channel business target achievement. 7. Knowledge on basic documentation 8. Expected to build strong relationships with Channel partners.

Area Collection Manager Personal Loan

Kolkata

5 - 10 years

INR 7.0 - 12.0 Lacs P.A.

Work from Office

Full Time

Area Collection Manager Personal Loan Job Location: Kolkata Salary: 7.75 Lpa Experience: Min 5 years JOB DESCRIPTION 1. JOB PURPOSE: To oversee a business financial collection of a department. 2. PRINCIPAL ACCOUNTABILITIES : * Review of account allocations and collections targets by bucket to agencies/ Collections representatives; resolution of exceptions in allocation. * Responsible for collection efficiency and cost of collections of the Branch. * Monitoring and tracking of branch collections * Track & control the delinquency of the branch, Bucket-wise & Days Past Due wise and focus on non-starters. * Resolution of escalated cases of non-payment of dues ,participate in meetings with prioritized customers * Formulation of bucket-wise collection strategies for the branch Reporting To : Regional Collection Manager Department : Personal Loan Collection (Soft Bucket) Age : with in 35y Team Management : Mandatory Date: 26. 06. 2025

Cluster Manager (Loan Against Property)

Bengaluru

10 - 12 years

INR 35.0 - 40.0 Lacs P.A.

Work from Office

Full Time

Cluster Manager (Loan Against Property) Job Location: Bangalore (Karnataka) Salary: Upto 20.0 LPA Experience: 10-12 years industry experience Overview: We are seeking a dynamic and experienced Cluster Manager to oversee our Loan Against Property (LAP) product division, responsible for managing a cluster of 5 branches. The ideal candidate will possess strong leadership skills, in-depth knowledge of LAP products, and a proven track record in team management. Responsibilities: * Strategic Leadership: Provide strategic direction and leadership to achieve LAP business targets within the assigned cluster. * Branch Management: Oversee the operations of 5 branches within the cluster, ensuring compliance with company policies, procedures, and regulatory requirements. * Team Management: Lead and motivate a team of branch managers and loan officers to achieve sales targets and maintain high levels of customer satisfaction. * Performance Monitoring: Regularly monitor and analyze branch performance metrics, identify areas for improvement, and implement corrective actions as necessary. * Product Development: Collaborate with the product development team to identify opportunities for product enhancements and develop strategies to increase LAP product penetration within the market. * Risk Management: Ensure adherence to risk management policies and procedures, conduct periodic risk assessments, and implement controls to mitigate risks associated with LAP lending. * Market Intelligence: Stay abreast of market trends, competitor activities, and regulatory changes affecting LAP products, and incorporate relevant insights into business strategies. * Customer Relationship Management: Foster strong relationships with key customers, intermediaries, and stakeholders to enhance business opportunities and maintain a competitive edge. * Training and Development: Identifying reportees for necessary training to groom their product knowledge, sales skills, and customer service capabilities. * Budgeting and Cost Control: Develop and manage budgets for the cluster, ensuring optimal utilization of resources and cost-effective operations. * Reporting: Prepare and present regular reports on branch performance, sales activities, market trends, and other relevant metrics to senior management. Qualification: Graduate, Post graduate or a related field. Date : 18.07.2025

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