Cluster Credit Manager

3 - 7 years

5 - 9 Lacs

Madurai

Posted:3 days ago| Platform: Naukri logo

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Skills Required

server printers ftp antivirus configuration administration wds operating systems wsus excel system administration software troubleshooting technical support desktop active directory computer hardware voip troubleshooting hardware troubleshooting

Work Mode

Work from Office

Job Type

Full Time

Job Description

Oversee the underwriting of the loans in the designated region Lead a team of Area Credit Managers and/or Credit Managers. Review the underwriting process and define process as per available resources and branch requirements. Credit decision on Secured and Unsecured cases based on organisation policies, processes and merits as per limits. Evolve underwriting norms customized to the local market needs and update the credit bulletins Identify fraudulent practices and mitigate risk through changes in policy and process Formulate and manage the technical evaluation process and policies in the region Formulate and manage the legal evaluation process in the region Appoint and manage external agents for verification process: Fraud investigation, Legal verification and technical evaluation Co-ordinate with the recoveries team and generate business insights to mitigate risk Resource planning and management at hub for smooth running of operations Set exposure limits and maintain total sanctioned amount in the region for customer segments and geographical areas

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