Chief Technology Officer _CTO (AI | FINTECH | BFSI)

Fin 100X.AI is India’s 1st AI Financial OS — built to empower Youth, with financial dignity, security, and freedom.Our mission is to solve financial exclusion for crore Indians by combining:Multi-Agent AI Orchestration (MCP Protocol)BFSI Compliance & Security (RBI, SEBI, IRDAI, PFRDA)Youth-First, Vernacular UXWe are building Bharat’s Financial Operating System across 10 financial services: AI advisor, credit score booster, SIP coach, insurance analyzer, tax planner, retirement planner, fraud shield & more.Backed by IIT Bombay alumni, CFO, CA, CFA, CFP leaders, we are on track to become a $7B unicorn and make India the global model for AI-driven financial inclusion.🎯 Key ResponsibilitiesTechnology LeadershipDefine & own the tech roadmap (MVP → scale → unicorn).Architect and govern the MCP-based multi-agent AI system.Drive AI/ML innovation: LLMs, RAG pipelines, FinScore calculators, Fraud Shield engines.Engineering OwnershipLead backend (Node.js/Python), frontend (React Native/Web), and cloud (AWS/GCP/Indian GPU infra).Build API/SDK layer for BFSI integrations (banks, insurers, credit bureaus, DigiLocker, UPI).Ensure scalable, modular microservices architecture with PostgreSQL, Firebase.Compliance & SecurityImplement CERT-IN grade VAPT, fraud shield, and audit trails.Ensure RBI/SEBI/IRDAI/PFRDA alignment for all tech deployments.Drive data privacy, encryption, and explainability-first AI.Team & CultureRecruit, mentor, and scale a world-class engineering team (backend, LLM, DevOps, QA).Work closely with CEO, CFO, and Product heads to align tech with business goals.Build a culture of speed, trust, and innovation.🛠️ RequirementsProven CTO / Head of Engineering experience in FinTech, BFSI, or AI-first startups.Deep expertise in:AI/LLM orchestration (LangChain, MCP, CrewAI, AutoGen, etc.)Backend microservices (Node.js, Python, FastAPI, Postgres, Firebase).Cloud & DevOps (AWS/GCP/Azure, CI/CD, Kubernetes, observability).Data Security & BFSI Compliance (DPDP, CERT-IN, RBI sandbox).Strong knowledge of API-first architecture and banking integrations.Track record of building scalable products → 1M+ users.Passion for solving financial inclusion & Bharat-first challenges.🌟 What We OfferBe the tech founder of India’s Financial OS.Equity + leadership stake in a $7B unicorn journey.Opportunity to redefine financial freedom for crore Indians.Backed by IIT Bombay alumni, CFOs, CAs, CFAs and a strong advisory board.🚀 Next StepsIf you’re ready to build India’s AI-driven Financial OS and lead a fintech revolution, we’d love to hear from you.👉 Apply with your LinkedIn + GitHub/portfolio at: [Insert email/apply link] send cv _hr@fin100x.ai