Business Analyst (FinTech | Digital Payments)

About audax

audax means courage. To have the courage to change the banking scene, eliminating constraints caused by existing legacy infrastructure. Our mission is to empower banks and financial institutions to scale and modernise at speed, reaching new customers without breaking the bank.

We began our journey supplying services to and powering Standard Chartered’s white-label plug and play Banking-as-a-Service (BaaS) solution, Standard Chartered nexus, through our technology capabilities. At audax, we seek go-getters who are hungry for growth and can bring fresh perspectives.

Website - https://www.audax.io

What You’ll Do

As a SME for digital payments, you will play a critical role in defining and driving product roadmaps for audax’s payment solutions. Your deep understanding of payment trends, regulatory environments, and real-world implementation challenges will guide the design of robust, scalable features tailored for diverse markets.

Product Leadership in Digital payments

• Collaborate with product and engineering teams to define and execute the product roadmap for multi-region payment solutions.
• Serve as a Subject Matter Expert (SME) on payment trends, regulatory requirements, and market nuances across regions.
• Possess knowledge of global payments trends like ISO 20022, CBDC, Open Banking, etc. for advice on strategic enhancements.
• Support ongoing analysis of payment systems and suggest improvements based on data and market insights.

Continuous Discovery & Delivery

• Collaborate closely with engineering teams across regions to deliver robust, high-volume payment features.
• Translate complex payment requirements into clear, actionable product specs.
• Balance short-term improvements with long-term platform vision.

What We’re Looking For

• 5-6 years of experience as a Business Analyst or SME in digital payments.
• Strong knowledge of India’s digital payment ecosystem and ability to adapt learnings across markets.
• Real-world implementation experience with:

1)UPI integrations

2) Wallet and QR payment solutions

3) Card payment systems and tokenization

• Scheme familiarity (Visa, MC), 3DS, etc.
• Experience in working with Payment centric dashboards, reconciliation extracts and reports together with payment’s lifecycle knowledge
• Familiarity with payment orchestration platforms or payment switches
• Strong understanding of the digital payment ecosystem and the ability to apply insights across different markets.
• Excellent documentation and communication skills.
• Basic ability to analyse transaction data using SQL or BI tools.

Why Join Us?

• Be Part of a Bold Vision

  – At audax, we’re not just building software – we’re transforming how financial institutions and businesses manage risk, compliance, and growth. Join a team that’s fearless in challenging the status quo.

• Flexible, People-First Workplace

  – We value the importance of Family, Team, Self. In that order.

• Competitive Rewards and Startup Perks

  – We offer competitive salaries and meaningful benefits that look after your well-being.

Privacy Notice:

Please note: by submitting your application, you acknowledge that you have read and understood audax’s Privacy Policy for Employees, Freelancers, Contractors and Job Applicants (the “Policy”), and consent to the collection, use and disclosure of your personal data by audax for the purposes set out in the Policy. You may withdraw consent for such collection, use and disclosure, and make an access or correction request in respect of your personal data, in accordance with the Policy by emailing dpo@audax.io.